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Pineapple FinancialPAPL -1.24%10 Days Sales Outstanding is 214.86 as of May. 2026, which is 11033% above its 10-year median of 1.93. GuruFocus rates PAPL with a GF Score™ of 10/100 and a GF Value™ of $0.84 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 33 Banks companies, Pineapple Financial ranks worse than 66.67% on this metric.
Pineapple Financial (AMEX:PAPL) Days Sales Outstanding Explanation
For retailers, when we compare Days Sales Outstanding, it is important to compare the same period in the previous years.
Pineapple Financial Days Sales Outstanding Related Terms
Pineapple Financial Days Sales Outstanding Historical Data
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The historical data trend for Pineapple Financial's Days Sales Outstanding can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PAPL vs BLNE, CNF, MMCP: Days Sales Outstanding Comparison
For the Mortgage Finance subindustry, Pineapple Financial's Days Sales Outstanding, along with its competitors' market caps and Days Sales Outstanding data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pineapple Financial Days Sales Outstanding vs Banks Industry
For the Banks industry and Financial Services sector, Pineapple Financial's Days Sales Outstanding distribution charts can be found below:
* The bar in red indicates where Pineapple Financial's Days Sales Outstanding falls into.
Pineapple Financial Days Sales Outstanding Calculation
Days Sales Outstanding measures the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Days Sales Outstanding of 214.86 mean?
Pineapple Financial (PAPL) has a Days Sales Outstanding of 214.86 as of May. 2026. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Pineapple Financial and its competitors. This is 11033% above median its historical median of 1.93. Over the past decade, Pineapple Financial's Days Sales Outstanding has ranged from 0.12 to 79.46. According to the industry distribution chart, Pineapple Financial ranks #22 out of 33 companies in the Banks industry, placing it in the top 66.7%.
Is Pineapple Financial's Days Sales Outstanding too high?
Pineapple Financial's current Days Sales Outstanding of 214.86 is 11033% above median its 10-year median of 1.93. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 79.46. The Banks industry median Days Sales Outstanding is 19.81. Pineapple Financial's value of 214.86 is 984.6% above this industry median. Based on the distribution chart, Pineapple Financial ranks #22 out of 33 companies in the Banks industry, which is below the industry midpoint. Overall, Pineapple Financial has a GF Score™ of 10/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pineapple Financial's Days Sales Outstanding compare to BLNE and CNF?
According to the Banks industry distribution chart, Pineapple Financial ranks #22 out of 33 companies for Days Sales Outstanding. This places Pineapple Financial in the lower half of its industry. The industry median Days Sales Outstanding is 19.81. Pineapple Financial's value of 214.86 is 984.6% above this benchmark. Historically, Pineapple Financial's own Days Sales Outstanding has ranged from 0.12 to 79.46 over the past decade. While the company's 10-year median is 1.93 vs. the industry median of 19.81, Pineapple Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Sales Outstanding for a Banks company?
The median Days Sales Outstanding among Banks companies is 19.81, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Days Sales Outstanding significantly above this median, while those in the bottom quartile fall well below. However, Days Sales Outstanding should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pineapple Financial's current Days Sales Outstanding of 214.86 is 984.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Sales Outstanding mean?
A high Days Sales Outstanding can signal that a stock is expensive relative to its fundamentals. Days sales outstanding represents the average amount of days a company takes to collect receivables. View historical data on Pineapple Financial and its competitors. For the Banks industry, the median Days Sales Outstanding is 19.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pineapple Financial's current Days Sales Outstanding is 214.86, which is 11033% above median its own 10-year median of 1.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pineapple Financial stock overvalued right now?
Based on GuruFocus' analysis, Pineapple Financial (PAPL) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.84, compared to a current price of $0.99 — trading 17.5% above its estimated fair value. The current Days Sales Outstanding is 214.86, which is 11033% above median its 10-year median of 1.93 and 984.6% above the Banks industry median of 19.81. Pineapple Financial's overall GF Score™ is 10/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Sales Outstanding calculated?
Days Sales Outstanding is calculated from a company's financial statements. For Pineapple Financial (PAPL), the current Days Sales Outstanding is 214.86 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pineapple Financial (PAPL) Overvalued in 2026?
Based on GuruFocus' analysis, Pineapple Financial stock appears to be overvalued.
The current stock price of $0.99 is trading 17.5% above its estimated GF Value™ of $0.84.
GuruFocus considers Pineapple Financial to be Modestly Overvalued.
Key valuation signals for PAPL:
Days Sales Outstanding: 214.86 (11033% above median its 10-year median of 1.93)
GF Value™: $0.84 vs. price of $0.99 (17.5% above fair value)
Industry Position: 984.6% above the Banks median (#22 of 33)
No single metric tells the full story. See the PAPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pineapple Financial Inc is a Canada-based mortgage technology and brokerage company that provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers. Through its data-driven systems together with cloud-based tools, it offers advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements and also provides back office services.
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