Pineapple FinancialPAPL +8.95%10 Current Ratio is 1.15 as of Feb. 2026, which is 21% below its 10-year median of 1.45. GuruFocus rates PAPL with a GF Score™ of 10/100. The stock has 6 warning signs investors should review. Among 47 Banks companies, Pineapple Financial ranks worse than 70.21% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Pineapple Financial's current ratio for the quarter that ended in Feb. 2026 was 1.15.
Pineapple Financial has a current ratio of 1.15. It generally indicates good short-term financial strength.
The historical rank and industry rank for Pineapple Financial's Current Ratio or its related term are showing as below:
PAPL'
s Current Ratio Range Over the Past 10 Years
Min: 0.12 Med: 1.45 Max: 16.06
Current: 1.15
During the past 5 years, Pineapple Financial's highest Current Ratio was 16.06. The lowest was 0.12. And the median was 1.45.
PAPL's Current Ratio is ranked worse than 70.21% of 47
companies
in the Banks industry
Industry Median: 4.82
vs PAPL: 1.15
Pineapple Financial (AMEX:PAPL) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Pineapple Financial Current Ratio Related Terms
Pineapple Financial Current Ratio Historical Data
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The historical data trend for Pineapple Financial's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Pineapple Financial's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pineapple Financial Current Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Pineapple Financial's Current Ratio distribution charts can be found below:
* The bar in red indicates where Pineapple Financial's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pineapple Financial (PAPL) has a Current Ratio of 1.15 as of Feb. 2026. This is 21% below median its historical median of 1.45. Over the past decade, Pineapple Financial's Current Ratio has ranged from 0.12 to 16.06. According to the industry distribution chart, Pineapple Financial ranks #33 out of 47 companies in the Banks industry, placing it in the top 70.2%.
Is Pineapple Financial's Current Ratio too high?
Pineapple Financial's current Current Ratio of 1.15 is 21% below median its 10-year median of 1.45. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 16.06. The Banks industry median Current Ratio is 4.82. Pineapple Financial's value of 1.15 is 76.1% below this industry median. Based on the distribution chart, Pineapple Financial ranks #33 out of 47 companies in the Banks industry, which is below the industry midpoint. Overall, Pineapple Financial has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Pineapple Financial's Current Ratio compare to BLNE and MMCP?
According to the Banks industry distribution chart, Pineapple Financial ranks #33 out of 47 companies for Current Ratio. This places Pineapple Financial in the lower half of its industry. The industry median Current Ratio is 4.82. Pineapple Financial's value of 1.15 is 76.1% below this benchmark. Historically, Pineapple Financial's own Current Ratio has ranged from 0.12 to 16.06 over the past decade. While the company's 10-year median is 1.45 vs. the industry median of 4.82, Pineapple Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Banks company?
The median Current Ratio among Banks companies is 4.82, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pineapple Financial's current Current Ratio of 1.15 is 76.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Current Ratio is 4.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pineapple Financial's current Current Ratio is 1.15, which is 21% below median its own 10-year median of 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pineapple Financial stock overvalued right now?
Pineapple Financial (PAPL) has a current Current Ratio of 1.15. The current Current Ratio is 1.15, which is 21% below median its 10-year median of 1.45 and 76.1% below the Banks industry median of 4.82. Pineapple Financial's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Pineapple Financial (PAPL), the current Current Ratio is 1.15 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pineapple Financial Inc is a Canada-based mortgage technology and brokerage company that provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers. Through its data-driven systems together with cloud-based tools, it offers advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements and also provides back office services.
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