PAPL (Pineapple Financial) Shareholder Yield % : -124.93% (As of May. 2026)

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PAPL Pineapple Financial Inc PAPL
10 GF Score
Price $1.05
GF Value $0.83
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Pineapple Financial Shareholder Yield %?

Pineapple Financial PAPL -1.87% 10 Shareholder Yield % is -124.93% as of May. 2026. GuruFocus rates PAPL with a GF Score™ of 10/100 and a GF Value™ of $0.83 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,501 Banks companies, Pineapple Financial ranks worse than 97.27% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Pineapple Financial's Shareholder Yield % was -124.93%.


Pineapple Financial  (AMEX:PAPL) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Pineapple Financial Shareholder Yield % Related Terms


Pineapple Financial Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Pineapple Financial's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pineapple Financial Shareholder Yield % Chart

Pineapple Financial Annual Data
Trend Aug21 Aug22 Aug23 Aug24 Aug25
Shareholder Yield %
0.00 0.00 0.00 -44.04 -38.47

Pineapple Financial Quarterly Data
Aug21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -229.67 -38.47 -91.74 -158.14 -121.33

PAPL vs BLNE, CNF, MMCP: Shareholder Yield % Comparison

For the Mortgage Finance subindustry, Pineapple Financial's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pineapple Financial Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Pineapple Financial's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Pineapple Financial's Shareholder Yield % falls into.


PAPL
10GF Score
Pineapple Financial Inc PAPL
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pineapple Financial Shareholder Yield % Calculation

Pineapple Financial's Shareholder Yield % for the quarter that ended in May. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+-74.68 %+-46.65 %
=-121.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -124.93% mean?
Pineapple Financial (PAPL) has a Shareholder Yield % of -124.93% as of May. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Pineapple Financial and its competitors. According to the industry distribution chart, Pineapple Financial ranks #1460 out of 1501 companies in the Banks industry, placing it in the top 97.3%.
Is Pineapple Financial's Shareholder Yield % too high?
Pineapple Financial's current Shareholder Yield % is -124.93%. Based on the distribution chart, Pineapple Financial ranks #1460 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Pineapple Financial has a GF Score™ of 10/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pineapple Financial's Shareholder Yield % compare to BLNE and CNF?
According to the Banks industry distribution chart, Pineapple Financial ranks #1460 out of 1501 companies for Shareholder Yield %. This places Pineapple Financial in the lower half of its industry. The industry median Shareholder Yield % is 1.41. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.41, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Pineapple Financial and its competitors. For the Banks industry, the median Shareholder Yield % is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pineapple Financial's current Shareholder Yield % is -124.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pineapple Financial stock overvalued right now?
Based on GuruFocus' analysis, Pineapple Financial (PAPL) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.83, compared to a current price of $1.05 — trading 26.5% above its estimated fair value. The current Shareholder Yield % is -124.93%. Pineapple Financial's overall GF Score™ is 10/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Pineapple Financial (PAPL), the current Shareholder Yield % is -124.93% as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pineapple Financial (PAPL) Overvalued in 2026?

Based on GuruFocus' analysis, Pineapple Financial stock appears to be overvalued. The current stock price of $1.05 is trading 26.5% above its estimated GF Value™ of $0.83. GuruFocus considers Pineapple Financial to be Modestly Overvalued.

Key valuation signals for PAPL:

  • Shareholder Yield %: -124.93%
  • GF Value™: $0.83 vs. price of $1.05 (26.5% above fair value)
  • GF Score™: 10/100 with 5 warning signs

No single metric tells the full story. See the PAPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pineapple Financial Business Description

Address 111 Gordon Baker Road, Unit 200, North York, Toronto, ON, CAN, M2H 3R1
Pineapple Financial Inc is a Canada-based mortgage technology and brokerage company that provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers. Through its data-driven systems together with cloud-based tools, it offers advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements and also provides back office services.
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Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.05
Price
$0.83
GF Value