PAPL (Pineapple Financial) PS Ratio: 0.05 (As of Jun. 28, 2026) — 55% Below Median


PAPL Pineapple Financial Inc PAPL
10 GF Score
Price $0.89
! 6 Warning Signs
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What is Pineapple Financial PS Ratio?

Pineapple Financial PAPL +8.95% 10 PS Ratio is 0.05 as of Jun. 28, 2026, which is 55% below its 10-year median of 0.11. GuruFocus rates PAPL with a GF Score™ of 10/100. The stock has 6 warning signs investors should review. Among 1,519 Banks companies, Pineapple Financial ranks better than 99.74% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Pineapple Financial's share price is $0.89. Pineapple Financial's Revenue per Share for the trailing twelve months (TTM) ended in Feb. 2026 was $16.98. Hence, Pineapple Financial's PS Ratio for today is 0.05.

The historical rank and industry rank for Pineapple Financial's PS Ratio or its related term are showing as below:

PAPL' s PS Ratio Range Over the Past 10 Years
Min: 0.01   Med: 0.11   Max: 1.14
Current: 0.05

During the past 5 years, Pineapple Financial's highest PS Ratio was 1.14. The lowest was 0.01. And the median was 0.11.

PAPL's PS Ratio is ranked better than
99.74% of 1519 companies
in the Banks industry
Industry Median: 2.98 vs PAPL: 0.05

Pineapple Financial's Revenue per Sharefor the three months ended in Feb. 2026 was $0.15. Its Revenue per Share for the trailing twelve months (TTM) ended in Feb. 2026 was $16.98.

During the past 12 months, the average Revenue per Share Growth Rate of Pineapple Financial was -81.20% per year. During the past 3 years, the average Revenue per Share Growth Rate was 41.20% per year.

During the past 5 years, Pineapple Financial's highest 3-Year average Revenue per Share Growth Rate was 85.20% per year. The lowest was 41.20% per year. And the median was 63.20% per year.

Back to Basics: PS Ratio


Pineapple Financial  (AMEX:PAPL) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Pineapple Financial PS Ratio Related Terms


Pineapple Financial PS Ratio Historical Data

* Premium members only.

The historical data trend for Pineapple Financial's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pineapple Financial PS Ratio Chart

Pineapple Financial Annual Data
Trend Aug21 Aug22 Aug23 Aug24 Aug25
PS Ratio
0.00 0.00 0.00 0.33 0.14

Pineapple Financial Quarterly Data
Aug21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.01 0.14 0.11 0.04

PAPL vs MMCP, BLNE, LFLS: PS Ratio Comparison

For the Mortgage Finance subindustry, Pineapple Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pineapple Financial PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Pineapple Financial's PS Ratio distribution charts can be found below:

* The bar in red indicates where Pineapple Financial's PS Ratio falls into.


PAPL
10GF Score
Pineapple Financial Inc PAPL
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Pineapple Financial PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Pineapple Financial's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=0.89/16.975
=0.05

Pineapple Financial's Share Price of today is $0.89.
Pineapple Financial's Revenue per Share for the trailing twelve months (TTM) ended in Feb. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $16.98.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 0.05 mean?
Pineapple Financial (PAPL) has a PS Ratio of 0.05 as of Jun. 28, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Pineapple Financial and its competitors. This is 55% below median its historical median of 0.11. Over the past decade, Pineapple Financial's PS Ratio has ranged from 0.01 to 1.14. According to the industry distribution chart, Pineapple Financial ranks #4 out of 1519 companies in the Banks industry, placing it in the top 0.3%.
Is Pineapple Financial's PS Ratio too high?
Pineapple Financial's current PS Ratio of 0.05 is 55% below median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 1.14. The Banks industry median PS Ratio is 2.98. Pineapple Financial's value of 0.05 is 98.3% below this industry median. Based on the distribution chart, Pineapple Financial ranks #4 out of 1519 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Pineapple Financial has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Pineapple Financial's PS Ratio compare to MMCP and BLNE?
According to the Banks industry distribution chart, Pineapple Financial ranks #4 out of 1519 companies for PS Ratio. This places Pineapple Financial in the top 0% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.98. Pineapple Financial's value of 0.05 is 98.3% below this benchmark. Historically, Pineapple Financial's own PS Ratio has ranged from 0.01 to 1.14 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 2.98, Pineapple Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pineapple Financial's current PS Ratio of 0.05 is 98.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Pineapple Financial and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pineapple Financial's current PS Ratio is 0.05, which is 55% below median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pineapple Financial stock overvalued right now?
Pineapple Financial (PAPL) has a current PS Ratio of 0.05. The current PS Ratio is 0.05, which is 55% below median its 10-year median of 0.11 and 98.3% below the Banks industry median of 2.98. Pineapple Financial's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Pineapple Financial (PAPL), the current PS Ratio is 0.05 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pineapple Financial Business Description

Address 111 Gordon Baker Road, Unit 200, North York, Toronto, ON, CAN, M2H 3R1
Pineapple Financial Inc is a Canada-based mortgage technology and brokerage company that provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers. Through its data-driven systems together with cloud-based tools, it offers advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements and also provides back office services.
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