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EBITDA Margin % is calculated as EBITDA divided by its Revenue. Pineapple Financial's EBITDA for the
three
months ended in May. 2026 was $25.99 Mil. Pineapple Financial's Revenue for the
three
months ended in May. 2026 was $3.75 Mil. Therefore, Pineapple Financial's EBITDA margin for the quarter that ended in May. 2026 was 692.64%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Pineapple Financial EBITDA Margin % Related Terms
Pineapple Financial EBITDA Margin % Historical Data
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The historical data trend for Pineapple Financial's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PAPL vs BLNE, CNF, MMCP: EBITDA Margin % Comparison
For the Mortgage Finance subindustry, Pineapple Financial's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pineapple Financial EBITDA Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Pineapple Financial's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Pineapple Financial's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pineapple Financial (PAPL) has a EBITDA Margin % of 692.64% as of May. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Pineapple Financial and its competitors. According to the industry distribution chart, Pineapple Financial ranks #37 out of 47 companies in the Banks industry, placing it in the top 78.7%.
Is Pineapple Financial's EBITDA Margin % too high?
Pineapple Financial's current EBITDA Margin % is 692.64%. The Banks industry median EBITDA Margin % is 18.58. Pineapple Financial's value of 692.64% is 3627.9% above this industry median. Based on the distribution chart, Pineapple Financial ranks #37 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Pineapple Financial has a GF Score™ of 10/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pineapple Financial's EBITDA Margin % compare to BLNE and CNF?
According to the Banks industry distribution chart, Pineapple Financial ranks #37 out of 47 companies for EBITDA Margin %. This places Pineapple Financial in the lower half of its industry. The industry median EBITDA Margin % is 18.58. Pineapple Financial's value of 692.64% is 3627.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Banks company?
The median EBITDA Margin % among Banks companies is 18.58, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pineapple Financial's current EBITDA Margin % of 692.64% is 3627.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Pineapple Financial and its competitors. For the Banks industry, the median EBITDA Margin % is 18.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pineapple Financial's current EBITDA Margin % is 692.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pineapple Financial stock overvalued right now?
Based on GuruFocus' analysis, Pineapple Financial (PAPL) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.83, compared to a current price of $1.05 — trading 26.5% above its estimated fair value. The current EBITDA Margin % is 692.64% and 3627.9% above the Banks industry median of 18.58. Pineapple Financial's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Pineapple Financial (PAPL), the current EBITDA Margin % is 692.64% as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pineapple Financial (PAPL) Overvalued in 2026?
Based on GuruFocus' analysis, Pineapple Financial stock appears to be overvalued.
The current stock price of $1.05 is trading 26.5% above its estimated GF Value™ of $0.83.
GuruFocus considers Pineapple Financial to be Modestly Overvalued.
Key valuation signals for PAPL:
EBITDA Margin %: 692.64%
GF Value™: $0.83 vs. price of $1.05 (26.5% above fair value)
Industry Position: 3627.9% above the Banks median (#37 of 47)
No single metric tells the full story. See the PAPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pineapple Financial Inc is a Canada-based mortgage technology and brokerage company that provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers. Through its data-driven systems together with cloud-based tools, it offers advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements and also provides back office services.
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