PAPL (Pineapple Financial) FCF Yield %: -77.13 (As of Aug. 11, 2026)

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PAPL Pineapple Financial Inc PAPL
10 GF Score
Price $1.05
GF Value $0.83
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Pineapple Financial FCF Yield %?

Pineapple Financial PAPL -5.41% 10 FCF Yield % is -77.13 as of Aug. 11, 2026. GuruFocus rates PAPL with a GF Score™ of 10/100 and a GF Value™ of $0.83 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,502 Banks companies, Pineapple Financial ranks worse than 95.54% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Pineapple Financial's Trailing 12-Month Free Cash Flow is $-20.47 Mil, and Market Cap is $26.54 Mil. Therefore, Pineapple Financial's FCF Yield % for today is -77.13%.

The historical rank and industry rank for Pineapple Financial's FCF Yield % or its related term are showing as below:

PAPL' s FCF Yield % Range Over the Past 10 Years
Min: -1333.22   Med: -61.9   Max: -14.34
Current: -77.13


During the past 5 years, the highest FCF Yield % of Pineapple Financial was -14.34%. The lowest was -1333.22%. And the median was -61.90%.

PAPL's FCF Yield % is ranked worse than
95.54% of 1502 companies
in the Banks industry
Industry Median: 8.135 vs PAPL: -77.13

Pineapple Financial's FCF Margin % for the quarter that ended in May. 2026 was -417.48%.


Pineapple Financial FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Pineapple Financial FCF Yield % Related Terms


Pineapple Financial FCF Yield % Historical Data

* Premium members only.

The historical data trend for Pineapple Financial's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pineapple Financial FCF Yield % Chart

Pineapple Financial Annual Data
Trend Aug21 Aug22 Aug23 Aug24 Aug25
FCF Yield %
0.00 0.00 0.00 -38.21 -35.08

Pineapple Financial Quarterly Data
Aug21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 62.19 -47.56 -60.56 -76.18 -229.33

PAPL vs BLNE, CNF, MMCP: FCF Yield % Comparison

For the Mortgage Finance subindustry, Pineapple Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pineapple Financial FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Pineapple Financial's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Pineapple Financial's FCF Yield % falls into.


PAPL
10GF Score
Pineapple Financial Inc PAPL
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Pineapple Financial FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Pineapple Financial's FCF Yield % for the fiscal year that ended in Aug. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-1.891 / 5.39082
=-35.08%

Pineapple Financial's annualized FCF Yield % for the quarter that ended in May. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-15.664 * 4 / 27.32138
=-229.33%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -77.13 mean?
Pineapple Financial (PAPL) has a FCF Yield % of -77.13 as of Aug. 11, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Pineapple Financial and its competitors. According to the industry distribution chart, Pineapple Financial ranks #1435 out of 1502 companies in the Banks industry, placing it in the top 95.5%.
Is Pineapple Financial's FCF Yield % too high?
Pineapple Financial's current FCF Yield % is -77.13. Based on the distribution chart, Pineapple Financial ranks #1435 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Pineapple Financial has a GF Score™ of 10/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pineapple Financial's FCF Yield % compare to BLNE and CNF?
According to the Banks industry distribution chart, Pineapple Financial ranks #1435 out of 1502 companies for FCF Yield %. This places Pineapple Financial in the lower half of its industry. The industry median FCF Yield % is 8.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Pineapple Financial and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pineapple Financial's current FCF Yield % is -77.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pineapple Financial stock overvalued right now?
Based on GuruFocus' analysis, Pineapple Financial (PAPL) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.83, compared to a current price of $1.05 — trading 26.5% above its estimated fair value. The current FCF Yield % is -77.13. Pineapple Financial's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Pineapple Financial (PAPL), the current FCF Yield % is -77.13 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pineapple Financial (PAPL) Overvalued in 2026?

Based on GuruFocus' analysis, Pineapple Financial stock appears to be overvalued. The current stock price of $1.05 is trading 26.5% above its estimated GF Value™ of $0.83. GuruFocus considers Pineapple Financial to be Significantly Overvalued.

Key valuation signals for PAPL:

  • FCF Yield %: -77.13
  • GF Value™: $0.83 vs. price of $1.05 (26.5% above fair value)
  • GF Score™: 10/100 with 6 warning signs

No single metric tells the full story. See the PAPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pineapple Financial Business Description

Address 111 Gordon Baker Road, Unit 200, North York, Toronto, ON, CAN, M2H 3R1
Pineapple Financial Inc is a Canada-based mortgage technology and brokerage company that provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers. Through its data-driven systems together with cloud-based tools, it offers advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements and also provides back office services.
10GF Score

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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.05
Price
$0.83
GF Value