PROV (Provident Financial Holdings) Interest Coverage


PROV Provident Financial Holdings Inc PROV
58 GF Score
Price $17.12
GF Value $16.31
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Provident Financial Holdings Interest Coverage?

Interest Coverage does not apply to banks.

PROV
58GF Score
Provident Financial Holdings Inc PROV
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Provident Financial Holdings (PROV) Overvalued in 2026?

Based on GuruFocus' analysis, Provident Financial Holdings stock appears to be overvalued. The current stock price of $17.12 is trading 5% above its estimated GF Value™ of $16.31. GuruFocus considers Provident Financial Holdings to be Fairly Valued.

Key valuation signals for PROV:

  • Interest Coverage:
  • GF Value™: $16.31 vs. price of $17.12 (5% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the PROV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Provident Financial Holdings Business Description

Address 3756 Central Avenue, Riverside, CA, USA, 92506
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
58GF Score

Get the complete analysis for PROV

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.12
Price
$16.31
GF Value