Provident Financial HoldingsPROV -0.06%58 Shareholder Yield % is 16.46% as of Mar. 2026, which is 510% above its 10-year median of 2.70. GuruFocus rates PROV with a GF Score™ of 58/100 and a GF Value™ of $16.31 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,502 Banks companies, Provident Financial Holdings ranks better than 85.42% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Provident Financial Holdings's Shareholder Yield % was 16.46%.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Provident Financial Holdings Shareholder Yield % Related Terms
Provident Financial Holdings Shareholder Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PROV vs OXBC, UNB, GSBX: Shareholder Yield % Comparison
For the Banks - Regional subindustry, Provident Financial Holdings's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Provident Financial Holdings Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Provident Financial Holdings's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Provident Financial Holdings's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Provident Financial Holdings (PROV) has a Shareholder Yield % of 16.46% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Provident Financial Holdings and its competitors. This is 510% above median its historical median of 2.70. According to the industry distribution chart, Provident Financial Holdings ranks #219 out of 1502 companies in the Banks industry, placing it in the top 14.6%.
Is Provident Financial Holdings' Shareholder Yield % too high?
Provident Financial Holdings' current Shareholder Yield % of 16.46% is 510% above median its 10-year median of 2.70. The Banks industry median Shareholder Yield % is 1.59. Provident Financial Holdings' value of 16.46% is 938.5% above this industry median. Based on the distribution chart, Provident Financial Holdings ranks #219 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Provident Financial Holdings has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Holdings' Shareholder Yield % compare to OXBC and UNB?
According to the Banks industry distribution chart, Provident Financial Holdings ranks #219 out of 1502 companies for Shareholder Yield %. This places Provident Financial Holdings in the top 15% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.59. Provident Financial Holdings' value of 16.46% is 938.5% above this benchmark. While the company's 10-year median is 2.70 vs. the industry median of 1.59, Provident Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.59, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Provident Financial Holdings's current Shareholder Yield % of 16.46% is 938.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Provident Financial Holdings and its competitors. For the Banks industry, the median Shareholder Yield % is 1.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Provident Financial Holdings's current Shareholder Yield % is 16.46%, which is 510% above median its own 10-year median of 2.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Holdings (PROV) is currently considered Fairly Valued. The stock's GF Value™ is $16.31, compared to a current price of $17.20 — trading 5.5% above its estimated fair value. The current Shareholder Yield % is 16.46%, which is 510% above median its 10-year median of 2.70 and 938.5% above the Banks industry median of 1.59. Provident Financial Holdings' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Provident Financial Holdings (PROV), the current Shareholder Yield % is 16.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Provident Financial Holdings (PROV) Overvalued in 2026?
Based on GuruFocus' analysis, Provident Financial Holdings stock appears to be overvalued.
The current stock price of $17.20 is trading 5.5% above its estimated GF Value™ of $16.31.
GuruFocus considers Provident Financial Holdings to be Fairly Valued.
Key valuation signals for PROV:
Shareholder Yield %: 16.46% (510% above median its 10-year median of 2.70)
GF Value™: $16.31 vs. price of $17.20 (5.5% above fair value)
Industry Position: 938.5% above the Banks median (#219 of 1502)
No single metric tells the full story. See the PROV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
58GF Score
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