During the past 10 years, the average Dividends Per Share Growth Rate was 1.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Provident Financial Holdings was 115.40% per year. The lowest was -61.30% per year. And the median was 3.90% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Provident Financial Holdings Forward Dividend Yield % Related Terms
PROV vs OXBC, UNB, GSBX: Forward Dividend Yield % Comparison
For the Banks - Regional subindustry, Provident Financial Holdings's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Provident Financial Holdings Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Provident Financial Holdings's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Provident Financial Holdings's Forward Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Provident Financial Holdings Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.140000
2026-05-14
2026-05-14
2026-06-04
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.140000
2026-02-12
2026-02-12
2026-03-05
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.140000
2025-11-13
2025-11-13
2025-12-04
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.140000
2025-08-14
2025-08-14
2025-09-04
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 3.26% mean?
Provident Financial Holdings (PROV) has a Forward Dividend Yield % of 3.26% as of Jun. 25, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Provident Financial Holdings and its competitors. According to the industry distribution chart, Provident Financial Holdings ranks #586 out of 1243 companies in the Banks industry, placing it in the top 47.1%.
Is Provident Financial Holdings' Forward Dividend Yield % too high?
Provident Financial Holdings' current Forward Dividend Yield % is 3.26%. The Banks industry median Forward Dividend Yield % is 3.15. Provident Financial Holdings' value of 3.26% is 3.5% above this industry median. Based on the distribution chart, Provident Financial Holdings ranks #586 out of 1243 companies in the Banks industry, which is above the industry midpoint. Overall, Provident Financial Holdings has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Provident Financial Holdings' Forward Dividend Yield % compare to OXBC and UNB?
According to the Banks industry distribution chart, Provident Financial Holdings ranks #586 out of 1243 companies for Forward Dividend Yield %. This puts Provident Financial Holdings in the upper half of its industry. The industry median Forward Dividend Yield % is 3.15. Provident Financial Holdings' value of 3.26% is 3.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.15, based on 1,243 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Provident Financial Holdings's current Forward Dividend Yield % of 3.26% is 3.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Provident Financial Holdings and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Provident Financial Holdings's current Forward Dividend Yield % is 3.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Provident Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Provident Financial Holdings (PROV) is currently considered Fairly Valued. The stock's GF Value™ is $16.31, compared to a current price of $17.12 — trading 5% above its estimated fair value. The current Forward Dividend Yield % is 3.26% and 3.5% above the Banks industry median of 3.15. Provident Financial Holdings' overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Provident Financial Holdings (PROV), the current Forward Dividend Yield % is 3.26% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Provident Financial Holdings (PROV) Overvalued in 2026?
Based on GuruFocus' analysis, Provident Financial Holdings stock appears to be overvalued.
The current stock price of $17.12 is trading 5% above its estimated GF Value™ of $16.31.
GuruFocus considers Provident Financial Holdings to be Fairly Valued.
Key valuation signals for PROV:
Forward Dividend Yield %: 3.26%
GF Value™: $16.31 vs. price of $17.12 (5% above fair value)
Industry Position: 3.5% above the Banks median (#586 of 1243)
No single metric tells the full story. See the PROV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
58GF Score
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Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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