Business Description
Upbound Group Inc
NAICS : 541511
SIC : 7371
ISIN : US76009N1000
Share Class Description:
UPBD: Ordinary SharesTotal Employee Number:
12,050Description
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.06 | |||||
Equity-to-Asset | 0.23 | |||||
Debt-to-Equity | 2.41 | |||||
Debt-to-EBITDA | 0.98 | |||||
Interest Coverage | 2.13 | |||||
Piotroski F-Score | 6/9 | |||||
Altman Z-Score | 2.48 | |||||
Beneish M-Score | -2.82 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 3.6 | |||||
3-Year EBITDA Growth Rate | 4.9 | |||||
3-Year EPS without NRI Growth Rate | -30.4 | |||||
3-Year FCF Growth Rate | -16.1 | |||||
3-Year Book Growth Rate | 8.4 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 10.01 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 4.34 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 83.09 | |||||
9-Day RSI | 72.7 | |||||
14-Day RSI | 66.59 | |||||
3-1 Month Momentum % | 6.25 | |||||
6-1 Month Momentum % | 8.05 | |||||
12-1 Month Momentum % | -24.65 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 0.79 | |||||
Quick Ratio | 0.78 | |||||
Cash Ratio | 0.17 | |||||
Days Inventory | 0.76 | |||||
Days Sales Outstanding | 14.31 | |||||
Days Payable | 19.36 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 7.51 | |||||
Dividend Payout Ratio | 0.68 | |||||
3-Year Dividend Growth Rate | 4.7 | |||||
Forward Dividend Yield % | 7.51 | |||||
5-Year Yield-on-Cost % | 9.86 | |||||
3-Year Average Share Buyback Ratio | -1.3 | |||||
Shareholder Yield % | -8.35 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 48.71 | |||||
Operating Margin % | 5.03 | |||||
Net Margin % | 1.78 | |||||
EBITDA Margin % | 37.15 | |||||
FCF Margin % | 5.4 | |||||
OCF Margin % | 6.93 | |||||
ROE % | 12.16 | |||||
ROA % | 2.67 | |||||
ROIC % | 5.93 | |||||
3-Year ROIIC % | 36.91 | |||||
ROC (Joel Greenblatt) % | 13.03 | |||||
ROCE % | 8.99 | |||||
Years of Profitability over Past 10-Year | 8 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 6 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 14.59 | |||||
Forward PE Ratio | 4.97 | |||||
PE Ratio without NRI | 9.11 | |||||
Shiller PE Ratio | 17.53 | |||||
Price-to-Owner-Earnings | 8.8 | |||||
PEG Ratio | 0.85 | |||||
PS Ratio | 0.25 | |||||
PB Ratio | 1.7 | |||||
Price-to-Free-Cash-Flow | 4.8 | |||||
Price-to-Operating-Cash-Flow | 3.74 | |||||
EV-to-EBIT | 12.06 | |||||
EV-to-Forward-EBIT | 7.65 | |||||
EV-to-EBITDA | 1.62 | |||||
EV-to-Revenue | 0.6 | |||||
EV-to-Forward-Revenue | 0.66 | |||||
EV-to-FCF | 11.12 | |||||
Price-to-GF-Value | 0.65 | |||||
Price-to-Projected-FCF | 0.34 | |||||
Price-to-Median-PS-Value | 0.71 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.13 | |||||
Earnings Yield (Greenblatt) % | 8.29 | |||||
FCF Yield % | 21.05 | |||||
Forward Rate of Return (Yacktman) % | 28.94 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with NAS:UPBD
You need a Premium membership or above to view this section.
Take a 7-Day Free Trial
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Upbound Group Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 4,738.427 | ||
| EPS (TTM) ($) | 1.43 | ||
| Beta | 1.7299 | ||
| 3-Year Sharpe Ratio | -0.25 | ||
| 3-Year Sortino Ratio | -0.36 | ||
| Volatility % | 46.95 | ||
| 14-Day RSI | 66.59 | ||
| 14-Day ATR ($) | 0.841609 | ||
| 20-Day SMA ($) | 18.819 | ||
| 12-1 Month Momentum % | -24.65 | ||
| 52-Week Range ($) | 15.82 - 28.025 | ||
| Shares Outstanding (Mil) | 58.29 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Upbound Group Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Upbound Group Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-30 09:00 | In 123 days | ||
| Third quarter earnings results for 2026 | 2026-10-30 | In 122 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-31 09:00 | In 32 days | ||
| Second quarter earnings results for 2026 | 2026-07-31 | In 31 days | ||
| USD 0.390000 Cash Dividend | 2026-06-16 | 18.72 (-2.85%) | ||
| General meeting for 2026 | 2026-06-02 08:00 | 19.06 (+0.03%) | ||
| First quarter earnings conference call for 2026 | 2026-04-30 09:00 | 18.94 (-0.63%) | ||
| First quarter earnings results for 2026 | 2026-04-30 | 18.94 (-0.63%) | ||
| USD 0.390000 Cash Dividend | 2026-04-07 | 18.22 (+3.76%) | ||
| Guidance call for 2026 | 2026-03-02 13:05 | 21.45 (-0.69%) |
Show
Entries
Upbound Group Inc Frequently Asked Questions
What is Upbound Group Inc(UPBD)'s stock price today?
The current price of UPBD is $20.84. The 52 week high of UPBD is $28.03 and 52 week low is $15.82.
When is next earnings date of Upbound Group Inc(UPBD)?
The next earnings date of Upbound Group Inc(UPBD) is 2026-07-31 Est..
Does Upbound Group Inc(UPBD) pay dividends? If so, how much?
The Dividend Yield %  of Upbound Group Inc(UPBD) is 7.51% (As of Today), Highest Dividend Payout Ratio of Upbound Group Inc(UPBD) was 1.33. The lowest was 0.23. And the median was 0.38. The  Forward Dividend Yield % of Upbound Group Inc(UPBD) is 7.51%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on NAS:UPBD
No articles.
Press Release
Articles on Upbound Group Inc
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers