Upbound GroupUPBD +3.06%74 Net Margin % is 2.93% as of Mar. 2026, which is 212% above its 10-year median of 0.94. GuruFocus rates UPBD with a GF Score™ of 74/100 and a GF Value™ of $31.83 (Significantly Undervalued). The stock has 7 warning signs investors should review. Among 2,825 Software companies, Upbound Group ranks worse than 52.81% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Upbound Group's Net Income for the
three
months ended in Mar. 2026 was $36 Mil. Upbound Group's Revenue for the
three
months ended in Mar. 2026 was $1,220 Mil. Therefore, Upbound Group's net margin for the quarter that ended in Mar. 2026 was 2.93%.
The historical rank and industry rank for Upbound Group's Net Margin % or its related term are showing as below:
UPBD'
s Net Margin % Range Over the Past 10 Years
Min: -3.55 Med: 0.94 Max: 7.4
Current: 1.78
UPBD's Net Margin % is ranked worse than 52.81% of 2825
companies
in the Software industry
Industry Median: 2.54
vs UPBD: 1.78
Upbound Group (NAS:UPBD) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Upbound Group Net Margin % Related Terms
Upbound Group Net Margin % Historical Data
* Premium members only.
The historical data trend for Upbound Group's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Upbound Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Upbound Group Net Margin % vs Software Industry
For the Software industry and Technology sector, Upbound Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Upbound Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Upbound Group (UPBD) has a Net Margin % of 2.93% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Upbound Group and its competitors. This is 212% above median its historical median of 0.94. According to the industry distribution chart, Upbound Group ranks #1492 out of 2825 companies in the Software industry, placing it in the top 52.8%.
Is Upbound Group's Net Margin % too high?
Upbound Group's current Net Margin % of 2.93% is 212% above median its 10-year median of 0.94. The Software industry median Net Margin % is 2.54. Upbound Group's value of 2.93% is 15.4% above this industry median. Based on the distribution chart, Upbound Group ranks #1492 out of 2825 companies in the Software industry, which is below the industry midpoint. Overall, Upbound Group has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upbound Group's Net Margin % compare to APPS and AMPL?
According to the Software industry distribution chart, Upbound Group ranks #1492 out of 2825 companies for Net Margin %. This places Upbound Group in the lower half of its industry. The industry median Net Margin % is 2.54. Upbound Group's value of 2.93% is 15.4% above this benchmark. While the company's 10-year median is 0.94 vs. the industry median of 2.54, Upbound Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Software company?
The median Net Margin % among Software companies is 2.54, based on 2,825 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upbound Group's current Net Margin % of 2.93% is 15.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Upbound Group and its competitors. For the Software industry, the median Net Margin % is 2.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upbound Group's current Net Margin % is 2.93%, which is 212% above median its own 10-year median of 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upbound Group stock overvalued right now?
Based on GuruFocus' analysis, Upbound Group (UPBD) is currently considered Significantly Undervalued. The stock's GF Value™ is $31.83, compared to a current price of $20.19 — trading 36.6% below its estimated fair value. The current Net Margin % is 2.93%, which is 212% above median its 10-year median of 0.94 and 15.4% above the Software industry median of 2.54. Upbound Group's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Upbound Group (UPBD), the current Net Margin % is 2.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Upbound Group (UPBD) Overvalued in 2026?
Based on GuruFocus' analysis, Upbound Group stock appears to be undervalued.
The current stock price of $20.19 is trading 36.6% below its estimated GF Value™ of $31.83.
GuruFocus considers Upbound Group to be Significantly Undervalued.
Key valuation signals for UPBD:
Net Margin %: 2.93% (212% above median its 10-year median of 0.94)
GF Value™: $31.83 vs. price of $20.19 (36.6% below fair value)
Industry Position: 15.4% above the Software median (#1492 of 2825)
No single metric tells the full story. See the UPBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.
74GF Score
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