Upbound GroupUPBD +3.06%74 FCF Margin % is 12.68% as of Mar. 2026, which is 76% above its 10-year median of 7.19. GuruFocus rates UPBD with a GF Score™ of 74/100 and a GF Value™ of $31.83 (Significantly Undervalued). The stock has 7 warning signs investors should review. Among 2,814 Software companies, Upbound Group ranks better than 58.35% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Upbound Group's Free Cash Flow for the
three
months ended in Mar. 2026 was $155 Mil. Upbound Group's Revenue for the
three
months ended in Mar. 2026 was $1,220 Mil. Therefore, Upbound Group's FCF Margin % for the quarter that ended in Mar. 2026 was 12.68%.
The historical rank and industry rank for Upbound Group's FCF Margin % or its related term are showing as below:
UPBD'
s FCF Margin % Range Over the Past 10 Years
Min: 1.12 Med: 7.19 Max: 9.89
Current: 5.4
During the past 13 years, the highest FCF Margin % of Upbound Group was 9.89%. The lowest was 1.12%. And the median was 7.19%.
UPBD's FCF Margin % is ranked better than 58.35% of 2814
companies
in the Software industry
Industry Median: 2.41
vs UPBD: 5.40
Upbound Group FCF Margin % Related Terms
Upbound Group FCF Margin % Historical Data
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The historical data trend for Upbound Group's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Upbound Group's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Upbound Group FCF Margin % vs Software Industry
For the Software industry and Technology sector, Upbound Group's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Upbound Group's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Upbound Group (UPBD) has a FCF Margin % of 12.68% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Upbound Group and its competitors. This is 76% above median its historical median of 7.19. Over the past decade, Upbound Group's FCF Margin % has ranged from 1.12 to 9.89. According to the industry distribution chart, Upbound Group ranks #1172 out of 2814 companies in the Software industry, placing it in the top 41.6%.
Is Upbound Group's FCF Margin % too high?
Upbound Group's current FCF Margin % of 12.68% is 76% above median its 10-year median of 7.19. Over the past 10 years, this metric has ranged from a low of 1.12 to a high of 9.89. The Software industry median FCF Margin % is 2.41. Upbound Group's value of 12.68% is 426.1% above this industry median. Based on the distribution chart, Upbound Group ranks #1172 out of 2814 companies in the Software industry, which is above the industry midpoint. Overall, Upbound Group has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upbound Group's FCF Margin % compare to APPS and AMPL?
According to the Software industry distribution chart, Upbound Group ranks #1172 out of 2814 companies for FCF Margin %. This puts Upbound Group in the upper half of its industry. The industry median FCF Margin % is 2.41. Upbound Group's value of 12.68% is 426.1% above this benchmark. Historically, Upbound Group's own FCF Margin % has ranged from 1.12 to 9.89 over the past decade. While the company's 10-year median is 7.19 vs. the industry median of 2.41, Upbound Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.41, based on 2,814 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upbound Group's current FCF Margin % of 12.68% is 426.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Upbound Group and its competitors. For the Software industry, the median FCF Margin % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upbound Group's current FCF Margin % is 12.68%, which is 76% above median its own 10-year median of 7.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upbound Group stock overvalued right now?
Based on GuruFocus' analysis, Upbound Group (UPBD) is currently considered Significantly Undervalued. The stock's GF Value™ is $31.83, compared to a current price of $20.19 — trading 36.6% below its estimated fair value. The current FCF Margin % is 12.68%, which is 76% above median its 10-year median of 7.19 and 426.1% above the Software industry median of 2.41. Upbound Group's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Upbound Group (UPBD), the current FCF Margin % is 12.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Upbound Group (UPBD) Overvalued in 2026?
Based on GuruFocus' analysis, Upbound Group stock appears to be undervalued.
The current stock price of $20.19 is trading 36.6% below its estimated GF Value™ of $31.83.
GuruFocus considers Upbound Group to be Significantly Undervalued.
Key valuation signals for UPBD:
FCF Margin %: 12.68% (76% above median its 10-year median of 7.19)
GF Value™: $31.83 vs. price of $20.19 (36.6% below fair value)
Industry Position: 426.1% above the Software median (#1172 of 2814)
No single metric tells the full story. See the UPBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.
74GF Score
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