Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Upbound GroupUPBD -3.53%76 EV-to-EBITDA is 1.57 as of Jul. 31, 2026, which is 21% below its 10-year median of 1.98. GuruFocus rates UPBD with a GF Score™ of 76/100 and a GF Value™ of $31.88 (Significantly Undervalued). The stock has 7 warning signs investors should review. Among 1,962 Software companies, Upbound Group ranks better than 93.32% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Upbound Group's enterprise value is $2,760 Mil.
Upbound Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was $1,758 Mil. Therefore, Upbound Group's EV-to-EBITDA for today is 1.57.
The historical rank and industry rank for Upbound Group's EV-to-EBITDA or its related term are showing as below:
UPBD'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -5.02 Med: 1.98 Max: 5.55
Current: 1.57
During the past 13 years, the highest EV-to-EBITDA of Upbound Group was 5.55. The lowest was -5.02. And the median was 1.98.
UPBD's EV-to-EBITDA is ranked better than 93.32% of 1962
companies
in the Software industry
Industry Median: 10.29
vs UPBD: 1.57
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Upbound Group's PE Ratio (TTM) for today is calculated as:
Upbound Group's share price for today is $19.39.
Upbound Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.540.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Upbound Group's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Upbound Group's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Upbound Group EV-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Upbound Group's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Upbound Group's EV-to-EBITDA falls into.
Upbound Group's current Enterprise Value is $2,760 Mil.
Upbound Group's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,758 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Upbound Group (UPBD) has a EV-to-EBITDA of 1.57 as of Jul. 31, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Upbound Group. This is 21% below median its historical median of 1.98. According to the industry distribution chart, Upbound Group ranks #131 out of 1962 companies in the Software industry, placing it in the top 6.7%.
Is Upbound Group's EV-to-EBITDA too high?
Upbound Group's current EV-to-EBITDA of 1.57 is 21% below median its 10-year median of 1.98. The Software industry median EV-to-EBITDA is 10.29. Upbound Group's value of 1.57 is 84.7% below this industry median. Based on the distribution chart, Upbound Group ranks #131 out of 1962 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Upbound Group has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upbound Group's EV-to-EBITDA compare to DFIN and SECZ?
According to the Software industry distribution chart, Upbound Group ranks #131 out of 1962 companies for EV-to-EBITDA. This places Upbound Group in the top 7% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 10.29. Upbound Group's value of 1.57 is 84.7% below this benchmark. While the company's 10-year median is 1.98 vs. the industry median of 10.29, Upbound Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Software company?
The median EV-to-EBITDA among Software companies is 10.29, based on 1,962 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upbound Group's current EV-to-EBITDA of 1.57 is 84.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Upbound Group. For the Software industry, the median EV-to-EBITDA is 10.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upbound Group's current EV-to-EBITDA is 1.57, which is 21% below median its own 10-year median of 1.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upbound Group stock overvalued right now?
Based on GuruFocus' analysis, Upbound Group (UPBD) is currently considered Significantly Undervalued. The stock's GF Value™ is $31.88, compared to a current price of $19.39 — trading 39.2% below its estimated fair value. The current EV-to-EBITDA is 1.57, which is 21% below median its 10-year median of 1.98 and 84.7% below the Software industry median of 10.29. Upbound Group's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Upbound Group (UPBD), the current EV-to-EBITDA is 1.57 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Upbound Group (UPBD) Overvalued in 2026?
Based on GuruFocus' analysis, Upbound Group stock appears to be undervalued.
The current stock price of $19.39 is trading 39.2% below its estimated GF Value™ of $31.88.
GuruFocus considers Upbound Group to be Significantly Undervalued.
Key valuation signals for UPBD:
EV-to-EBITDA: 1.57 (21% below median its 10-year median of 1.98)
GF Value™: $31.88 vs. price of $19.39 (39.2% below fair value)
Industry Position: 84.7% below the Software median (#131 of 1962)
No single metric tells the full story. See the UPBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.
76GF Score
Get the complete analysis for UPBD
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
UPBD has been successfully added to your 
