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Upbound GroupUPBD +1.64%67 Earnings Yield (Joel Greenblatt) % is 8.42% as of Jun. 2026, which is 50% above its 10-year median of 5.61. GuruFocus rates UPBD with a GF Score™ of 67/100 and a GF Value™ of $28.98 (Significantly Undervalued). The stock has 8 warning signs investors should review. Among 2,910 Software companies, Upbound Group ranks better than 75.98% on this metric.
Upbound Group's Enterprise Value for the quarter that ended in Jun. 2026 was $2,840 Mil.
Upbound Group's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $239 Mil. Upbound Group's Earnings Yield (Joel Greenblatt) for the quarter that ended in Jun. 2026 was 8.42%.
The historical rank and industry rank for Upbound Group's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
UPBD'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: -95.86 Med: 5.61 Max: 24.67
Current: 8.67
During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Upbound Group was 24.67%. The lowest was -95.86%. And the median was 5.61%.
UPBD's Earnings Yield (Joel Greenblatt) % is ranked better than 75.98% of 2910
companies
in the Software industry
Industry Median: 2.02
vs UPBD: 8.67
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Upbound Group's Forward Rate of Return (Yacktman) % for the quarter that ended in Jun. 2026 was 26.27%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Upbound Group (NAS:UPBD) Earnings Yield (Joel Greenblatt) % Explanation
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
Upbound Group Earnings Yield (Joel Greenblatt) % Related Terms
Upbound Group Earnings Yield (Joel Greenblatt) % Historical Data
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The historical data trend for Upbound Group's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Upbound Group Earnings Yield (Joel Greenblatt) % Chart
For the Software - Application subindustry, Upbound Group's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Upbound Group Earnings Yield (Joel Greenblatt) % vs Software Industry
For the Software industry and Technology sector, Upbound Group's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Upbound Group's Earnings Yield (Joel Greenblatt) % falls into.
Upbound Group Earnings Yield (Joel Greenblatt) % Calculation
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Upbound Groups Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as
Upbound Group's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $239 Mil.
What does a Earnings Yield (Joel Greenblatt) % of 8.42% mean?
Upbound Group (UPBD) has a Earnings Yield (Joel Greenblatt) % of 8.42% as of Jun. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Upbound Group and its competitors. This is 50% above median its historical median of 5.61. According to the industry distribution chart, Upbound Group ranks #699 out of 2910 companies in the Software industry, placing it in the top 24%.
Is Upbound Group's Earnings Yield (Joel Greenblatt) % too high?
Upbound Group's current Earnings Yield (Joel Greenblatt) % of 8.42% is 50% above median its 10-year median of 5.61. The Software industry median Earnings Yield (Joel Greenblatt) % is 2.02. Upbound Group's value of 8.42% is 316.8% above this industry median. Based on the distribution chart, Upbound Group ranks #699 out of 2910 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Upbound Group has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upbound Group's Earnings Yield (Joel Greenblatt) % compare to DFIN and SECZ?
According to the Software industry distribution chart, Upbound Group ranks #699 out of 2910 companies for Earnings Yield (Joel Greenblatt) %. This places Upbound Group in the top 24% of its industry — outperforming the majority of peers. The industry median Earnings Yield (Joel Greenblatt) % is 2.02. Upbound Group's value of 8.42% is 316.8% above this benchmark. While the company's 10-year median is 5.61 vs. the industry median of 2.02, Upbound Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for a Software company?
The median Earnings Yield (Joel Greenblatt) % among Software companies is 2.02, based on 2,910 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upbound Group's current Earnings Yield (Joel Greenblatt) % of 8.42% is 316.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Upbound Group and its competitors. For the Software industry, the median Earnings Yield (Joel Greenblatt) % is 2.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upbound Group's current Earnings Yield (Joel Greenblatt) % is 8.42%, which is 50% above median its own 10-year median of 5.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upbound Group stock overvalued right now?
Based on GuruFocus' analysis, Upbound Group (UPBD) is currently considered Significantly Undervalued. The stock's GF Value™ is $28.98, compared to a current price of $19.84 — trading 31.6% below its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 8.42%, which is 50% above median its 10-year median of 5.61 and 316.8% above the Software industry median of 2.02. Upbound Group's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Upbound Group (UPBD), the current Earnings Yield (Joel Greenblatt) % is 8.42% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Upbound Group (UPBD) Overvalued in 2026?
Based on GuruFocus' analysis, Upbound Group stock appears to be undervalued.
The current stock price of $19.84 is trading 31.6% below its estimated GF Value™ of $28.98.
GuruFocus considers Upbound Group to be Significantly Undervalued.
Key valuation signals for UPBD:
Earnings Yield (Joel Greenblatt) %: 8.42% (50% above median its 10-year median of 5.61)
GF Value™: $28.98 vs. price of $19.84 (31.6% below fair value)
Industry Position: 316.8% above the Software median (#699 of 2910)
No single metric tells the full story. See the UPBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.
67GF Score
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