Upbound GroupUPBD +3.13%74 Days Payable is 19.13 as of Mar. 2026, which is 43% below its 10-year median of 33.57. GuruFocus rates UPBD with a GF Score™ of 74/100 and a GF Value™ of $31.83 (Significantly Undervalued). The stock has 7 warning signs investors should review. Among 2,601 Software companies, Upbound Group ranks worse than 81.43% on this metric.
The historical rank and industry rank for Upbound Group's Days Payable or its related term are showing as below:
UPBD'
s Days Payable Range Over the Past 10 Years
Min: 19.36 Med: 33.57 Max: 56.6
Current: 19.36
During the past 13 years, Upbound Group's highest Days Payable was 56.60. The lowest was 19.36. And the median was 33.57.
UPBD's Days Payable is ranked worse than 81.43% of 2601
companies
in the Software industry
Industry Median: 54.04
vs UPBD: 19.36
Upbound Group's Days Payable
increased
from Mar. 2025 (17.09) to Mar. 2026 (19.13).
It may suggest that Upbound Groupdelayed paying its suppliers.
Upbound Group Days Payable Related Terms
Upbound Group Days Payable Historical Data
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The historical data trend for Upbound Group's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Upbound Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Upbound Group Days Payable vs Software Industry
For the Software industry and Technology sector, Upbound Group's Days Payable distribution charts can be found below:
* The bar in red indicates where Upbound Group's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Upbound Group's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Upbound Group (UPBD) has a Days Payable of 19.13 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Upbound Group and its competitors. This is 43% below median its historical median of 33.57. Over the past decade, Upbound Group's Days Payable has ranged from 19.36 to 56.60. According to the industry distribution chart, Upbound Group ranks #2118 out of 2601 companies in the Software industry, placing it in the top 81.4%.
Is Upbound Group's Days Payable too high?
Upbound Group's current Days Payable of 19.13 is 43% below median its 10-year median of 33.57. Over the past 10 years, this metric has ranged from a low of 19.36 to a high of 56.60. The Software industry median Days Payable is 54.04. Upbound Group's value of 19.13 is 64.6% below this industry median. Based on the distribution chart, Upbound Group ranks #2118 out of 2601 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Upbound Group has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upbound Group's Days Payable compare to APPS and AMPL?
According to the Software industry distribution chart, Upbound Group ranks #2118 out of 2601 companies for Days Payable. This places Upbound Group in the lower half of its industry. The industry median Days Payable is 54.04. Upbound Group's value of 19.13 is 64.6% below this benchmark. Historically, Upbound Group's own Days Payable has ranged from 19.36 to 56.60 over the past decade. While the company's 10-year median is 33.57 vs. the industry median of 54.04, Upbound Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.04, based on 2,601 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upbound Group's current Days Payable of 19.13 is 64.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Upbound Group and its competitors. For the Software industry, the median Days Payable is 54.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upbound Group's current Days Payable is 19.13, which is 43% below median its own 10-year median of 33.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upbound Group stock overvalued right now?
Based on GuruFocus' analysis, Upbound Group (UPBD) is currently considered Significantly Undervalued. The stock's GF Value™ is $31.83, compared to a current price of $20.43 — trading 35.8% below its estimated fair value. The current Days Payable is 19.13, which is 43% below median its 10-year median of 33.57 and 64.6% below the Software industry median of 54.04. Upbound Group's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Upbound Group (UPBD), the current Days Payable is 19.13 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Upbound Group (UPBD) Overvalued in 2026?
Based on GuruFocus' analysis, Upbound Group stock appears to be undervalued.
The current stock price of $20.43 is trading 35.8% below its estimated GF Value™ of $31.83.
GuruFocus considers Upbound Group to be Significantly Undervalued.
Key valuation signals for UPBD:
Days Payable: 19.13 (43% below median its 10-year median of 33.57)
GF Value™: $31.83 vs. price of $20.43 (35.8% below fair value)
Industry Position: 64.6% below the Software median (#2118 of 2601)
No single metric tells the full story. See the UPBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.
74GF Score
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