Upbound GroupUPBD +3.06%74 EBITDA Margin % is 37.46% as of Mar. 2026, which is 6% above its 10-year median of 35.33. GuruFocus rates UPBD with a GF Score™ of 74/100 and a GF Value™ of $31.83 (Significantly Undervalued). The stock has 7 warning signs investors should review. Among 2,818 Software companies, Upbound Group ranks better than 92.69% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Upbound Group's EBITDA for the
three
months ended in Mar. 2026 was $457 Mil. Upbound Group's Revenue for the
three
months ended in Mar. 2026 was $1,220 Mil. Therefore, Upbound Group's EBITDA margin for the quarter that ended in Mar. 2026 was 37.46%.
Upbound Group (NAS:UPBD) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Upbound Group EBITDA Margin % Related Terms
Upbound Group EBITDA Margin % Historical Data
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The historical data trend for Upbound Group's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UPBD vs APPS, AMPL, VIA: EBITDA Margin % Comparison
For the Software - Application subindustry, Upbound Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Upbound Group EBITDA Margin % vs Software Industry
For the Software industry and Technology sector, Upbound Group's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Upbound Group's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Upbound Group (UPBD) has a EBITDA Margin % of 37.46% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Upbound Group and its competitors. This is near median its historical median of 35.33. Over the past decade, Upbound Group's EBITDA Margin % has ranged from 22.63 to 39.56. According to the industry distribution chart, Upbound Group ranks #206 out of 2818 companies in the Software industry, placing it in the top 7.3%.
Is Upbound Group's EBITDA Margin % too high?
Upbound Group's current EBITDA Margin % of 37.46% is near median its 10-year median of 35.33. Over the past 10 years, this metric has ranged from a low of 22.63 to a high of 39.56. The Software industry median EBITDA Margin % is 8.07. Upbound Group's value of 37.46% is 364.2% above this industry median. Based on the distribution chart, Upbound Group ranks #206 out of 2818 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Upbound Group has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upbound Group's EBITDA Margin % compare to APPS and AMPL?
According to the Software industry distribution chart, Upbound Group ranks #206 out of 2818 companies for EBITDA Margin %. This places Upbound Group in the top 7% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 8.07. Upbound Group's value of 37.46% is 364.2% above this benchmark. Historically, Upbound Group's own EBITDA Margin % has ranged from 22.63 to 39.56 over the past decade. While the company's 10-year median is 35.33 vs. the industry median of 8.07, Upbound Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Software company?
The median EBITDA Margin % among Software companies is 8.07, based on 2,818 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upbound Group's current EBITDA Margin % of 37.46% is 364.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Upbound Group and its competitors. For the Software industry, the median EBITDA Margin % is 8.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upbound Group's current EBITDA Margin % is 37.46%, which is near median its own 10-year median of 35.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upbound Group stock overvalued right now?
Based on GuruFocus' analysis, Upbound Group (UPBD) is currently considered Significantly Undervalued. The stock's GF Value™ is $31.83, compared to a current price of $20.19 — trading 36.6% below its estimated fair value. The current EBITDA Margin % is 37.46%, which is near median its 10-year median of 35.33 and 364.2% above the Software industry median of 8.07. Upbound Group's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Upbound Group (UPBD), the current EBITDA Margin % is 37.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Upbound Group (UPBD) Overvalued in 2026?
Based on GuruFocus' analysis, Upbound Group stock appears to be undervalued.
The current stock price of $20.19 is trading 36.6% below its estimated GF Value™ of $31.83.
GuruFocus considers Upbound Group to be Significantly Undervalued.
Key valuation signals for UPBD:
EBITDA Margin %: 37.46% (near median its 10-year median of 35.33)
GF Value™: $31.83 vs. price of $20.19 (36.6% below fair value)
Industry Position: 364.2% above the Software median (#206 of 2818)
No single metric tells the full story. See the UPBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.
74GF Score
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