UPBD (Upbound Group) Days Inventory: 0.74 (As of Mar. 2026) — 44% Below Median


UPBD Upbound Group Inc UPBD
74 GF Score
Price $20.84
GF Value $31.83
Valuation Significantly Undervalued
! 7 Warning Signs
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What is Upbound Group Days Inventory?

Upbound Group UPBD +2.10% 74 Days Inventory is 0.74 as of Mar. 2026, which is 44% below its 10-year median of 1.33. GuruFocus rates UPBD with a GF Score™ of 74/100 and a GF Value™ of $31.83 (Significantly Undervalued). The stock has 7 warning signs investors should review. Among 1,647 Software companies, Upbound Group ranks better than 88.83% on this metric.

Days Inventory is also known as Days Sales of Inventory (DSI). Upbound Group's Average Total Inventories for the three months ended in Mar. 2026 was $5 Mil. Upbound Group's Cost of Goods Sold for the three months ended in Mar. 2026 was $633 Mil. Hence, Upbound Group's Days Inventory for the three months ended in Mar. 2026 was 0.74.

The historical rank and industry rank for Upbound Group's Days Inventory or its related term are showing as below:

UPBD' s Days Inventory Range Over the Past 10 Years
Min: 0.76   Med: 1.33   Max: 1.65
Current: 0.76

During the past 13 years, Upbound Group's highest Days Inventory was 1.65. The lowest was 0.76. And the median was 1.33.

UPBD's Days Inventory is ranked better than
88.83% of 1647 companies
in the Software industry
Industry Median: 20.09 vs UPBD: 0.76

Upbound Group's Days Inventory declined from Mar. 2025 (0.77) to Mar. 2026 (0.74).

Inventory Turnover measures how fast the company turns over its inventory within a year. Upbound Group's Inventory Turnover for the three months ended in Mar. 2026 was 123.49.

Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue. Upbound Group's Inventory-to-Revenue for the three months ended in Mar. 2026 was 0.00.


Upbound Group  (NAS:UPBD) Days Inventory Explanation

Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:

1. Inventory Turnover measures how fast the company turns over its inventory within a year.

Upbound Group's Inventory Turnover for the three months ended in Mar. 2026 is calculated as

2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.

Upbound Group's Inventory to Revenue for the three months ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.


Upbound Group Days Inventory Related Terms


Upbound Group Days Inventory Historical Data

* Premium members only.

The historical data trend for Upbound Group's Days Inventory can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Upbound Group Days Inventory Chart

Upbound Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Inventory
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.92 1.13 1.24 0.97 0.81

Upbound Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Inventory Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.77 0.75 0.76 0.79 0.74

UPBD vs CXM, WLTH, APPS: Days Inventory Comparison

For the Software - Application subindustry, Upbound Group's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Upbound Group Days Inventory vs Software Industry

For the Software industry and Technology sector, Upbound Group's Days Inventory distribution charts can be found below:

* The bar in red indicates where Upbound Group's Days Inventory falls into.


UPBD
74GF Score
Upbound Group Inc UPBD
Days Inventory is just one metric. See GF Score™, valuation, warning signs, and more.
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Upbound Group Days Inventory Calculation

Days Inventory indicates the number of days of goods in sales that a company has in the inventory.

Upbound Group's Days Inventory for the fiscal year that ended in Dec. 2025 is calculated as

Days Inventory (A: Dec. 2025 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (A: Dec. 2024 ) + Total Inventories (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (5.522 + 5.205) / 2 ) / 2423.352*365
=5.3635 / 2423.352*365
=0.81

Upbound Group's Days Inventory for the quarter that ended in Mar. 2026 is calculated as:

Days Inventory (Q: Mar. 2026 )
=Average Total Inventories / Cost of Goods Sold*Days in Period
=( (Total Inventories (Q: Dec. 2025 ) + Total Inventories (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (5.205 + 5.051) / 2 ) / 633.267*365 / 4
=5.128 / 633.267*365 / 4
=0.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Inventory →
What does a Days Inventory of 0.74 mean?
Upbound Group (UPBD) has a Days Inventory of 0.74 as of Mar. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Upbound Group and its competitors. This is 44% below median its historical median of 1.33. Over the past decade, Upbound Group's Days Inventory has ranged from 0.76 to 1.65. According to the industry distribution chart, Upbound Group ranks #184 out of 1647 companies in the Software industry, placing it in the top 11.2%.
Is Upbound Group's Days Inventory too high?
Upbound Group's current Days Inventory of 0.74 is 44% below median its 10-year median of 1.33. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 1.65. The Software industry median Days Inventory is 20.09. Upbound Group's value of 0.74 is 96.3% below this industry median. Based on the distribution chart, Upbound Group ranks #184 out of 1647 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Upbound Group has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upbound Group's Days Inventory compare to CXM and WLTH?
According to the Software industry distribution chart, Upbound Group ranks #184 out of 1647 companies for Days Inventory. This places Upbound Group in the top 11% of its industry — outperforming the majority of peers. The industry median Days Inventory is 20.09. Upbound Group's value of 0.74 is 96.3% below this benchmark. Historically, Upbound Group's own Days Inventory has ranged from 0.76 to 1.65 over the past decade. While the company's 10-year median is 1.33 vs. the industry median of 20.09, Upbound Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Software company?
The median Days Inventory among Software companies is 20.09, based on 1,647 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upbound Group's current Days Inventory of 0.74 is 96.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Upbound Group and its competitors. For the Software industry, the median Days Inventory is 20.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upbound Group's current Days Inventory is 0.74, which is 44% below median its own 10-year median of 1.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upbound Group stock overvalued right now?
Based on GuruFocus' analysis, Upbound Group (UPBD) is currently considered Significantly Undervalued. The stock's GF Value™ is $31.83, compared to a current price of $20.84 — trading 34.5% below its estimated fair value. The current Days Inventory is 0.74, which is 44% below median its 10-year median of 1.33 and 96.3% below the Software industry median of 20.09. Upbound Group's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For Upbound Group (UPBD), the current Days Inventory is 0.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upbound Group (UPBD) Overvalued in 2026?

Based on GuruFocus' analysis, Upbound Group stock appears to be undervalued. The current stock price of $20.84 is trading 34.5% below its estimated GF Value™ of $31.83. GuruFocus considers Upbound Group to be Significantly Undervalued.

Key valuation signals for UPBD:

  • Days Inventory: 0.74 (44% below median its 10-year median of 1.33)
  • GF Value™: $31.83 vs. price of $20.84 (34.5% below fair value)
  • GF Score™: 74/100 with 7 warning signs
  • Industry Position: 96.3% below the Software median (#184 of 1647)

No single metric tells the full story. See the UPBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Upbound Group Business Description

Other Exchanges RAC:Germany
Address 5501 Headquarters Drive, Plano, TX, USA, 75024
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.
74GF Score

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Days Inventory is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.84
Price
$31.83
GF Value