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Upbound GroupUPBD -0.28%74 5-Year Yield-on-Cost % is 9.65 as of Jul. 14, 2026, which is 75% above its 10-year median of 5.50. GuruFocus rates UPBD with a GF Score™ of 74/100 and a GF Value™ of $31.86 (Significantly Undervalued). The stock has 7 warning signs investors should review. Among 1,032 Software companies, Upbound Group ranks better than 87.5% on this metric.
Upbound Group's yield on cost for the quarter that ended in Mar. 2026 was 9.65.
The historical rank and industry rank for Upbound Group's 5-Year Yield-on-Cost % or its related term are showing as below:
UPBD'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.71 Med: 5.5 Max: 12.08
Current: 9.65
During the past 13 years, Upbound Group's highest Yield on Cost was 12.08. The lowest was 0.71. And the median was 5.50.
UPBD's 5-Year Yield-on-Cost % is ranked better than 87.5% of 1032
companies
in the Software industry
Industry Median: 3.04
vs UPBD: 9.65
Upbound Group (NAS:UPBD) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Upbound Group 5-Year Yield-on-Cost % Related Terms
UPBD vs CXM, WLTH, APPS: 5-Year Yield-on-Cost % Comparison
For the Software - Application subindustry, Upbound Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Upbound Group 5-Year Yield-on-Cost % vs Software Industry
For the Software industry and Technology sector, Upbound Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Upbound Group's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Upbound Group is calculated as
Upbound Group (UPBD) has a 5-Year Yield-on-Cost % of 9.65 as of Jul. 14, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Upbound Group and its competitors. This is 75% above median its historical median of 5.50. Over the past decade, Upbound Group's 5-Year Yield-on-Cost % has ranged from 0.71 to 12.08. According to the industry distribution chart, Upbound Group ranks #129 out of 1032 companies in the Software industry, placing it in the top 12.5%.
Is Upbound Group's 5-Year Yield-on-Cost % too high?
Upbound Group's current 5-Year Yield-on-Cost % of 9.65 is 75% above median its 10-year median of 5.50. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 12.08. The Software industry median 5-Year Yield-on-Cost % is 3.04. Upbound Group's value of 9.65 is 217.4% above this industry median. Based on the distribution chart, Upbound Group ranks #129 out of 1032 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Upbound Group has a GF Score™ of 74/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upbound Group's 5-Year Yield-on-Cost % compare to CXM and WLTH?
According to the Software industry distribution chart, Upbound Group ranks #129 out of 1032 companies for 5-Year Yield-on-Cost %. This places Upbound Group in the top 13% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.04. Upbound Group's value of 9.65 is 217.4% above this benchmark. Historically, Upbound Group's own 5-Year Yield-on-Cost % has ranged from 0.71 to 12.08 over the past decade. While the company's 10-year median is 5.50 vs. the industry median of 3.04, Upbound Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Software company?
The median 5-Year Yield-on-Cost % among Software companies is 3.04, based on 1,032 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upbound Group's current 5-Year Yield-on-Cost % of 9.65 is 217.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Upbound Group and its competitors. For the Software industry, the median 5-Year Yield-on-Cost % is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upbound Group's current 5-Year Yield-on-Cost % is 9.65, which is 75% above median its own 10-year median of 5.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upbound Group stock overvalued right now?
Based on GuruFocus' analysis, Upbound Group (UPBD) is currently considered Significantly Undervalued. The stock's GF Value™ is $31.86, compared to a current price of $21.08 — trading 33.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 9.65, which is 75% above median its 10-year median of 5.50 and 217.4% above the Software industry median of 3.04. Upbound Group's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Upbound Group (UPBD), the current 5-Year Yield-on-Cost % is 9.65 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Upbound Group (UPBD) Overvalued in 2026?
Based on GuruFocus' analysis, Upbound Group stock appears to be undervalued.
The current stock price of $21.08 is trading 33.8% below its estimated GF Value™ of $31.86.
GuruFocus considers Upbound Group to be Significantly Undervalued.
Key valuation signals for UPBD:
5-Year Yield-on-Cost %: 9.65 (75% above median its 10-year median of 5.50)
GF Value™: $31.86 vs. price of $21.08 (33.8% below fair value)
Industry Position: 217.4% above the Software median (#129 of 1032)
No single metric tells the full story. See the UPBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.
74GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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