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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash-to-Debt 0.30
SBCF's Cash-to-Debt is ranked lower than
84% of the 1639 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.05 vs. SBCF: 0.30 )
Ranked among companies with meaningful Cash-to-Debt only.
SBCF' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.23  Med: 1.43 Max: No Debt
Current: 0.3
Equity-to-Asset 0.11
SBCF's Equity-to-Asset is ranked higher than
59% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. SBCF: 0.11 )
Ranked among companies with meaningful Equity-to-Asset only.
SBCF' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.08 Max: 0.11
Current: 0.11
0.06
0.11
Debt-to-Equity 0.77
SBCF's Debt-to-Equity is ranked lower than
59% of the 1247 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.63 vs. SBCF: 0.77 )
Ranked among companies with meaningful Debt-to-Equity only.
SBCF' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.29  Med: 0.49 Max: 1.11
Current: 0.77
0.29
1.11
Debt-to-EBITDA 6.85
SBCF's Debt-to-EBITDA is ranked lower than
64% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.03 vs. SBCF: 6.85 )
Ranked among companies with meaningful Debt-to-EBITDA only.
SBCF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -3.47  Med: 7.25 Max: 48.48
Current: 6.85
-3.47
48.48
Interest Coverage 4.97
SBCF's Interest Coverage is ranked higher than
81% of the 1562 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.72 vs. SBCF: 4.97 )
Ranked among companies with meaningful Interest Coverage only.
SBCF' s Interest Coverage Range Over the Past 10 Years
Min: 0.22  Med: 2 Max: 5.21
Current: 4.97
0.22
5.21
Beneish M-Score: -2.22
WACC vs ROIC
4.55%
5.05%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Operating Margin % 29.84
SBCF's Operating Margin % is ranked lower than
63% of the 1650 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 32.07 vs. SBCF: 29.84 )
Ranked among companies with meaningful Operating Margin % only.
SBCF' s Operating Margin % Range Over the Past 10 Years
Min: -161.74  Med: 8.98 Max: 29.84
Current: 29.84
-161.74
29.84
Net Margin % 19.58
SBCF's Net Margin % is ranked lower than
67% of the 1650 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.99 vs. SBCF: 19.58 )
Ranked among companies with meaningful Net Margin % only.
SBCF' s Net Margin % Range Over the Past 10 Years
Min: -149.68  Med: 6.71 Max: 57.8
Current: 19.58
-149.68
57.8
ROE % 7.97
SBCF's ROE % is ranked lower than
60% of the 1653 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.60 vs. SBCF: 7.97 )
Ranked among companies with meaningful ROE % only.
SBCF' s ROE % Range Over the Past 10 Years
Min: -81.77  Med: 1.99 Max: 26.32
Current: 7.97
-81.77
26.32
ROA % 0.83
SBCF's ROA % is ranked lower than
60% of the 1657 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. SBCF: 0.83 )
Ranked among companies with meaningful ROA % only.
SBCF' s ROA % Range Over the Past 10 Years
Min: -6.57  Med: 0.27 Max: 2.34
Current: 0.83
-6.57
2.34
3-Year Revenue Growth Rate 1.10
SBCF's 3-Year Revenue Growth Rate is ranked lower than
66% of the 1479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. SBCF: 1.10 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
SBCF' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: -1.8 Max: 14.1
Current: 1.1
0
14.1
3-Year EBITDA Growth Rate 21.40
SBCF's 3-Year EBITDA Growth Rate is ranked higher than
81% of the 1396 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.90 vs. SBCF: 21.40 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
SBCF' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: 1.5 Max: 117.3
Current: 21.4
0
117.3
3-Year EPS without NRI Growth Rate -31.60
SBCF's 3-Year EPS without NRI Growth Rate is ranked lower than
94% of the 1354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. SBCF: -31.60 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
SBCF' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -78.4  Med: 5.4 Max: 21
Current: -31.6
-78.4
21
GuruFocus has detected 3 Warning Signs with Seacoast Banking Corp of Florida SBCF.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» SBCF's 30-Y Financials

Financials (Next Earnings Date: 2018-02-01)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q4 2016

SBCF Guru Trades in Q4 2016

Mario Gabelli 35,000 sh (New)
Jim Simons 696,000 sh (+37.22%)
Private Capital 514,211 sh (-5.55%)
» More
Q1 2017

SBCF Guru Trades in Q1 2017

Chuck Royce 64,000 sh (New)
Jim Simons 723,700 sh (+3.98%)
Mario Gabelli 35,000 sh (unchged)
Private Capital Sold Out
» More
Q2 2017

SBCF Guru Trades in Q2 2017

Chuck Royce 124,000 sh (+93.75%)
Mario Gabelli 35,000 sh (unchged)
Jim Simons 560,500 sh (-22.55%)
» More
Q3 2017

SBCF Guru Trades in Q3 2017

Mario Gabelli 35,000 sh (unchged)
Jim Simons 392,900 sh (-29.90%)
Chuck Royce 33,000 sh (-73.39%)
» More
» Details

Insider Trades

Latest Guru Trades with SBCF

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Private Capital 2017-03-31 Sold Out 1.75%$20.83 - $24.45 $ 25.049%0
Private Capital 2016-12-31 Reduce -5.55%0.07%$16.02 - $22.9 $ 25.0432%514,211
Mario Gabelli 2016-12-31 New Buy$16.02 - $22.9 $ 25.0432%35,000
Premium More recent guru trades are included for Premium Members only!!
Premium More recent guru trades are included for USA Subscribe Members only!!
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:FBNC, NYSE:BANC, NYSE:FBP, NAS:SBSI, NAS:CHCO, NAS:STBZ, NAS:EFSC, OTCPK:FMBL, NAS:HAFC, NAS:SASR, NAS:MSFG, NAS:LBAI, NAS:TCBK, NAS:BRKL, NAS:WASH, NAS:OPB, NAS:LKFN, NYSE:CPF, NAS:PFBC, NAS:HFWA » details
Headquarter Location:USA
Seacoast Banking Corp provides banking services through the Seacoast National Bank. Its suite of services includes deposit accounts and retail banking, commercial lending and asset management.

Seacoast Banking Corp is a holding company for Seacoast National Bank. It offers an array of deposit accounts and retail banking services, engages in consumer and commercial lending and provides a range of trust and asset management services, as well as securities and annuity products. In addition, it provides services such as treasury management, brokerage, and credit facilities. Most of the company's income is in the form of interests received on loan facilities provided in the United States.

Ratios

vs
industry
vs
history
PE Ratio 25.29
SBCF's PE Ratio is ranked lower than
86% of the 1528 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.62 vs. SBCF: 25.29 )
Ranked among companies with meaningful PE Ratio only.
SBCF' s PE Ratio Range Over the Past 10 Years
Min: 4.15  Med: 26.26 Max: 149.38
Current: 25.29
4.15
149.38
Forward PE Ratio 15.55
SBCF's Forward PE Ratio is ranked lower than
51% of the 372 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.77 vs. SBCF: 15.55 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 25.29
SBCF's PE Ratio without NRI is ranked lower than
86% of the 1531 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.75 vs. SBCF: 25.29 )
Ranked among companies with meaningful PE Ratio without NRI only.
SBCF' s PE Ratio without NRI Range Over the Past 10 Years
Min: 4.15  Med: 26.26 Max: 149.38
Current: 25.29
4.15
149.38
Price-to-Owner-Earnings 19.92
SBCF's Price-to-Owner-Earnings is ranked lower than
87% of the 922 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.44 vs. SBCF: 19.92 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
SBCF' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 3.95  Med: 25 Max: 175.91
Current: 19.92
3.95
175.91
PB Ratio 1.83
SBCF's PB Ratio is ranked lower than
80% of the 1636 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.22 vs. SBCF: 1.83 )
Ranked among companies with meaningful PB Ratio only.
SBCF' s PB Ratio Range Over the Past 10 Years
Min: 0.25  Med: 1.3 Max: 2.22
Current: 1.83
0.25
2.22
PS Ratio 4.99
SBCF's PS Ratio is ranked lower than
72% of the 1598 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.44 vs. SBCF: 4.99 )
Ranked among companies with meaningful PS Ratio only.
SBCF' s PS Ratio Range Over the Past 10 Years
Min: 0.3  Med: 2.24 Max: 5.1
Current: 4.99
0.3
5.1
Price-to-Free-Cash-Flow 16.32
SBCF's Price-to-Free-Cash-Flow is ranked lower than
69% of the 890 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.78 vs. SBCF: 16.32 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
SBCF' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 1.15  Med: 15.36 Max: 139.47
Current: 16.32
1.15
139.47
Price-to-Operating-Cash-Flow 15.08
SBCF's Price-to-Operating-Cash-Flow is ranked lower than
71% of the 957 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.35 vs. SBCF: 15.08 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
SBCF' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 1.14  Med: 12.17 Max: 46.39
Current: 15.08
1.14
46.39
EV-to-EBIT 22.79
SBCF's EV-to-EBIT is ranked lower than
81% of the 1255 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.71 vs. SBCF: 22.79 )
Ranked among companies with meaningful EV-to-EBIT only.
SBCF' s EV-to-EBIT Range Over the Past 10 Years
Min: -239.3  Med: 15.5 Max: 330.7
Current: 22.79
-239.3
330.7
EV-to-EBITDA 21.00
SBCF's EV-to-EBITDA is ranked lower than
82% of the 1254 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.38 vs. SBCF: 21.00 )
Ranked among companies with meaningful EV-to-EBITDA only.
SBCF' s EV-to-EBITDA Range Over the Past 10 Years
Min: -64  Med: 13 Max: 79.5
Current: 21
-64
79.5
EV-to-Revenue 6.80
SBCF's EV-to-Revenue is ranked lower than
75% of the 1293 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.22 vs. SBCF: 6.80 )
Ranked among companies with meaningful EV-to-Revenue only.
SBCF' s EV-to-Revenue Range Over the Past 10 Years
Min: -1  Med: 2.4 Max: 7.2
Current: 6.8
-1
7.2
PEG Ratio 0.66
SBCF's PEG Ratio is ranked higher than
77% of the 831 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.52 vs. SBCF: 0.66 )
Ranked among companies with meaningful PEG Ratio only.
SBCF' s PEG Ratio Range Over the Past 10 Years
Min: 0.44  Med: 0.73 Max: 19.26
Current: 0.66
0.44
19.26

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -17.20
SBCF's 3-Year Average Share Buyback Ratio is ranked lower than
85% of the 1129 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -2.20 vs. SBCF: -17.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
SBCF' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -70.5  Med: -6.3 Max: 2.9
Current: -17.2
-70.5
2.9

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.29
SBCF's Price-to-Tangible-Book is ranked lower than
83% of the 1630 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.30 vs. SBCF: 2.29 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
SBCF' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.47  Med: 1.63 Max: 4.05
Current: 2.29
0.47
4.05
Price-to-Intrinsic-Value-Projected-FCF 1.45
SBCF's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
85% of the 857 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. SBCF: 1.45 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
SBCF' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.11  Med: 0.81 Max: 1.59
Current: 1.45
0.11
1.59
Price-to-Median-PS-Value 2.23
SBCF's Price-to-Median-PS-Value is ranked lower than
92% of the 1469 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.16 vs. SBCF: 2.23 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
SBCF' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.2  Med: 1.23 Max: 2.82
Current: 2.23
0.2
2.82
Price-to-Peter-Lynch-Fair-Value 1.01
SBCF's Price-to-Peter-Lynch-Fair-Value is ranked higher than
58% of the 439 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.24 vs. SBCF: 1.01 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
SBCF' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.59  Med: 1.1 Max: 10.83
Current: 1.01
0.59
10.83
Price-to-Graham-Number 1.61
SBCF's Price-to-Graham-Number is ranked lower than
90% of the 1429 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. SBCF: 1.61 )
Ranked among companies with meaningful Price-to-Graham-Number only.
SBCF' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.49  Med: 1.28 Max: 3.4
Current: 1.61
0.49
3.4
Earnings Yield (Greenblatt) % 4.39
SBCF's Earnings Yield (Greenblatt) % is ranked lower than
61% of the 1657 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.51 vs. SBCF: 4.39 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
SBCF' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -6089.5  Med: 4.1 Max: 14772.4
Current: 4.39
-6089.5
14772.4
Forward Rate of Return (Yacktman) % 52.12
SBCF's Forward Rate of Return (Yacktman) % is ranked higher than
92% of the 981 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.33 vs. SBCF: 52.12 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
SBCF' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 8.2  Med: 30.5 Max: 71.8
Current: 52.12
8.2
71.8

More Statistics

Revenue (TTM) (Mil) $207.25
EPS (TTM) $ 0.99
Beta0.49
Short Percentage of Float1.85%
52-Week Range $18.35 - 25.88
Shares Outstanding (Mil)43.51

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $)
EPS ($) 1.29 1.61 1.78
EPS without NRI ($) 1.29 1.61 1.78
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

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