SBCF (Seacoast Banking of Florida) PS Ratio: 4.54 (As of Jun. 30, 2026) — Near Median


SBCF Seacoast Banking Corp of Florida SBCF
62 GF Score
Price $33.26
GF Value $32.06
Valuation Fairly Valued
! 8 Warning Signs
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What is Seacoast Banking of Florida PS Ratio?

Seacoast Banking of Florida SBCF +0.45% 62 PS Ratio is 4.54 as of Jun. 30, 2026, which is 3% below its 10-year median of 4.70. GuruFocus rates SBCF with a GF Score™ of 62/100 and a GF Value™ of $32.06 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,519 Banks companies, Seacoast Banking of Florida ranks worse than 79.26% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Seacoast Banking of Florida's share price is $33.26. Seacoast Banking of Florida's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $7.32. Hence, Seacoast Banking of Florida's PS Ratio for today is 4.54.

The historical rank and industry rank for Seacoast Banking of Florida's PS Ratio or its related term are showing as below:

SBCF' s PS Ratio Range Over the Past 10 Years
Min: 2.69   Med: 4.7   Max: 6.71
Current: 4.51

During the past 13 years, Seacoast Banking of Florida's highest PS Ratio was 6.71. The lowest was 2.69. And the median was 4.70.

SBCF's PS Ratio is ranked worse than
79.26% of 1519 companies
in the Banks industry
Industry Median: 2.97 vs SBCF: 4.51

Seacoast Banking of Florida's Revenue per Sharefor the three months ended in Mar. 2026 was $1.68. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $7.32.

Good Sign:

Seacoast Banking Corp of Florida has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of Seacoast Banking of Florida was 17.50% per year. During the past 3 years, the average Revenue per Share Growth Rate was 2.90% per year. During the past 5 years, the average Revenue per Share Growth Rate was 2.80% per year. During the past 10 years, the average Revenue per Share Growth Rate was 4.60% per year.

During the past 13 years, Seacoast Banking of Florida's highest 3-Year average Revenue per Share Growth Rate was 14.60% per year. The lowest was -44.90% per year. And the median was 3.30% per year.

Back to Basics: PS Ratio


Seacoast Banking of Florida  (NAS:SBCF) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Seacoast Banking of Florida PS Ratio Related Terms


Seacoast Banking of Florida PS Ratio Historical Data

* Premium members only.

The historical data trend for Seacoast Banking of Florida's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seacoast Banking of Florida PS Ratio Chart

Seacoast Banking of Florida Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.83 4.64 4.23 4.54 4.29

Seacoast Banking of Florida Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.13 4.24 4.49 4.29 4.14

SBCF vs BOH, BANC, TOWN: PS Ratio Comparison

For the Banks - Regional subindustry, Seacoast Banking of Florida's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seacoast Banking of Florida PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Seacoast Banking of Florida's PS Ratio distribution charts can be found below:

* The bar in red indicates where Seacoast Banking of Florida's PS Ratio falls into.


SBCF
62GF Score
Seacoast Banking Corp of Florida SBCF
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Seacoast Banking of Florida PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Seacoast Banking of Florida's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=33.26/7.32
=4.54

Seacoast Banking of Florida's Share Price of today is $33.26.
Seacoast Banking of Florida's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.32.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 4.54 mean?
Seacoast Banking of Florida (SBCF) has a PS Ratio of 4.54 as of Jun. 30, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Seacoast Banking of Florida and its competitors. This is near median its historical median of 4.70. Over the past decade, Seacoast Banking of Florida's PS Ratio has ranged from 2.69 to 6.71. According to the industry distribution chart, Seacoast Banking of Florida ranks #1204 out of 1519 companies in the Banks industry, placing it in the top 79.3%.
Is Seacoast Banking of Florida's PS Ratio too high?
Seacoast Banking of Florida's current PS Ratio of 4.54 is near median its 10-year median of 4.70. Over the past 10 years, this metric has ranged from a low of 2.69 to a high of 6.71. The Banks industry median PS Ratio is 2.97. Seacoast Banking of Florida's value of 4.54 is 52.9% above this industry median. Based on the distribution chart, Seacoast Banking of Florida ranks #1204 out of 1519 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Seacoast Banking of Florida has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Seacoast Banking of Florida's PS Ratio compare to BOH and BANC?
According to the Banks industry distribution chart, Seacoast Banking of Florida ranks #1204 out of 1519 companies for PS Ratio. This places Seacoast Banking of Florida in the lower half of its industry. The industry median PS Ratio is 2.97. Seacoast Banking of Florida's value of 4.54 is 52.9% above this benchmark. Historically, Seacoast Banking of Florida's own PS Ratio has ranged from 2.69 to 6.71 over the past decade. While the company's 10-year median is 4.70 vs. the industry median of 2.97, Seacoast Banking of Florida has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.97, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seacoast Banking of Florida's current PS Ratio of 4.54 is 52.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Seacoast Banking of Florida and its competitors. For the Banks industry, the median PS Ratio is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seacoast Banking of Florida's current PS Ratio is 4.54, which is near median its own 10-year median of 4.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seacoast Banking of Florida stock overvalued right now?
Based on GuruFocus' analysis, Seacoast Banking of Florida (SBCF) is currently considered Fairly Valued. The stock's GF Value™ is $32.06, compared to a current price of $33.26 — trading 3.7% above its estimated fair value. The current PS Ratio is 4.54, which is near median its 10-year median of 4.70 and 52.9% above the Banks industry median of 2.97. Seacoast Banking of Florida's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Seacoast Banking of Florida (SBCF), the current PS Ratio is 4.54 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seacoast Banking of Florida (SBCF) Overvalued in 2026?

Based on GuruFocus' analysis, Seacoast Banking of Florida stock appears to be overvalued. The current stock price of $33.26 is trading 3.7% above its estimated GF Value™ of $32.06. GuruFocus considers Seacoast Banking of Florida to be Fairly Valued.

Key valuation signals for SBCF:

  • PS Ratio: 4.54 (near median its 10-year median of 4.70)
  • GF Value™: $32.06 vs. price of $33.26 (3.7% above fair value)
  • GF Score™: 62/100 with 8 warning signs
  • Industry Position: 52.9% above the Banks median (#1204 of 1519)

No single metric tells the full story. See the SBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seacoast Banking of Florida Business Description

Address 815 Colorado Avenue, Stuart, FL, USA, 34994
Seacoast Banking Corp of Florida is a holding company. The company provides integrated financial services, including commercial and consumer banking, wealth management, and mortgage and insurance services, to customers across Florida through branch, mobile, and online banking solutions. It maintains day-to-day operations, particularly in the areas of operations, treasury management systems, information technology, and security. The company has one reportable segment that provides these integrated financial services, with segment revenues driven mainly by interest and fees on loans, interest on cash and cash equivalents, and investment securities, and fees on depository products and services.
62GF Score

Get the complete analysis for SBCF

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$33.26
Price
$32.06
GF Value