FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Seacoast Banking of Florida FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Seacoast Banking of Florida FCF Yield % Related Terms
Seacoast Banking of Florida FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Seacoast Banking of Florida's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Seacoast Banking of Florida FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Seacoast Banking of Florida's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Seacoast Banking of Florida's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Seacoast Banking of Florida (SBCF) has a FCF Yield % of 6.99 as of Jun. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Seacoast Banking of Florida and its competitors. This is near median its historical median of 7.00. Over the past decade, Seacoast Banking of Florida's FCF Yield % has ranged from 2.63 to 14.24. According to the industry distribution chart, Seacoast Banking of Florida ranks #834 out of 1504 companies in the Banks industry, placing it in the top 55.5%.
Is Seacoast Banking of Florida's FCF Yield % too high?
Seacoast Banking of Florida's current FCF Yield % of 6.99 is near median its 10-year median of 7.00. Over the past 10 years, this metric has ranged from a low of 2.63 to a high of 14.24. The Banks industry median FCF Yield % is 8.24. Seacoast Banking of Florida's value of 6.99 is 15.2% below this industry median. Based on the distribution chart, Seacoast Banking of Florida ranks #834 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Seacoast Banking of Florida has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Seacoast Banking of Florida's FCF Yield % compare to BANC and NIC?
According to the Banks industry distribution chart, Seacoast Banking of Florida ranks #834 out of 1504 companies for FCF Yield %. This places Seacoast Banking of Florida in the lower half of its industry. The industry median FCF Yield % is 8.24. Seacoast Banking of Florida's value of 6.99 is 15.2% below this benchmark. Historically, Seacoast Banking of Florida's own FCF Yield % has ranged from 2.63 to 14.24 over the past decade. While the company's 10-year median is 7.00 vs. the industry median of 8.24, Seacoast Banking of Florida has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.24, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seacoast Banking of Florida's current FCF Yield % of 6.99 is 15.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Seacoast Banking of Florida and its competitors. For the Banks industry, the median FCF Yield % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seacoast Banking of Florida's current FCF Yield % is 6.99, which is near median its own 10-year median of 7.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seacoast Banking of Florida stock overvalued right now?
Based on GuruFocus' analysis, Seacoast Banking of Florida (SBCF) is currently considered Fairly Valued. The stock's GF Value™ is $32.06, compared to a current price of $32.46 — trading 1.2% above its estimated fair value. The current FCF Yield % is 6.99, which is near median its 10-year median of 7.00 and 15.2% below the Banks industry median of 8.24. Seacoast Banking of Florida's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Seacoast Banking of Florida (SBCF), the current FCF Yield % is 6.99 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Seacoast Banking of Florida (SBCF) Overvalued in 2026?
Based on GuruFocus' analysis, Seacoast Banking of Florida stock appears to be overvalued.
The current stock price of $32.46 is trading 1.2% above its estimated GF Value™ of $32.06.
GuruFocus considers Seacoast Banking of Florida to be Fairly Valued.
Key valuation signals for SBCF:
FCF Yield %: 6.99 (near median its 10-year median of 7.00)
GF Value™: $32.06 vs. price of $32.46 (1.2% above fair value)
Industry Position: 15.2% below the Banks median (#834 of 1504)
No single metric tells the full story. See the SBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Seacoast Banking Corp of Florida is a holding company. The company provides integrated financial services, including commercial and consumer banking, wealth management, and mortgage and insurance services, to customers across Florida through branch, mobile, and online banking solutions. It maintains day-to-day operations, particularly in the areas of operations, treasury management systems, information technology, and security. The company has one reportable segment that provides these integrated financial services, with segment revenues driven mainly by interest and fees on loans, interest on cash and cash equivalents, and investment securities, and fees on depository products and services.
63GF Score
Get the complete analysis for SBCF
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SBCF has been successfully added to your 
