Seacoast Banking of FloridaSBCF +1.21%63 5-Year Yield-on-Cost % is 2.30 as of Jul. 11, 2026, which is 5% below its 10-year median of 2.43. GuruFocus rates SBCF with a GF Score™ of 63/100 and a GF Value™ of $32.42 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,253 Banks companies, Seacoast Banking of Florida ranks worse than 77.33% on this metric.
The historical rank and industry rank for Seacoast Banking of Florida's 5-Year Yield-on-Cost % or its related term are showing as below:
SBCF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.39 Med: 2.43 Max: 3.57
Current: 2.3
During the past 13 years, Seacoast Banking of Florida's highest Yield on Cost was 3.57. The lowest was 0.39. And the median was 2.43.
SBCF's 5-Year Yield-on-Cost % is ranked worse than 77.33% of 1253
companies
in the Banks industry
Industry Median: 3.89
vs SBCF: 2.30
Seacoast Banking of Florida (NAS:SBCF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Seacoast Banking of Florida 5-Year Yield-on-Cost % Related Terms
SBCF vs BOH, BANC, TOWN: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Seacoast Banking of Florida's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Seacoast Banking of Florida 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Seacoast Banking of Florida's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Seacoast Banking of Florida's 5-Year Yield-on-Cost % falls into.
Seacoast Banking of Florida 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Seacoast Banking of Florida (SBCF) has a 5-Year Yield-on-Cost % of 2.30 as of Jul. 11, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Seacoast Banking of Florida and its competitors. This is near median its historical median of 2.43. Over the past decade, Seacoast Banking of Florida's 5-Year Yield-on-Cost % has ranged from 0.39 to 3.57. According to the industry distribution chart, Seacoast Banking of Florida ranks #969 out of 1253 companies in the Banks industry, placing it in the top 77.3%.
Is Seacoast Banking of Florida's 5-Year Yield-on-Cost % too high?
Seacoast Banking of Florida's current 5-Year Yield-on-Cost % of 2.30 is near median its 10-year median of 2.43. Over the past 10 years, this metric has ranged from a low of 0.39 to a high of 3.57. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Seacoast Banking of Florida's value of 2.30 is 40.9% below this industry median. Based on the distribution chart, Seacoast Banking of Florida ranks #969 out of 1253 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Seacoast Banking of Florida has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Seacoast Banking of Florida's 5-Year Yield-on-Cost % compare to BOH and BANC?
According to the Banks industry distribution chart, Seacoast Banking of Florida ranks #969 out of 1253 companies for 5-Year Yield-on-Cost %. This places Seacoast Banking of Florida in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Seacoast Banking of Florida's value of 2.30 is 40.9% below this benchmark. Historically, Seacoast Banking of Florida's own 5-Year Yield-on-Cost % has ranged from 0.39 to 3.57 over the past decade. While the company's 10-year median is 2.43 vs. the industry median of 3.89, Seacoast Banking of Florida has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seacoast Banking of Florida's current 5-Year Yield-on-Cost % of 2.30 is 40.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Seacoast Banking of Florida and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seacoast Banking of Florida's current 5-Year Yield-on-Cost % is 2.30, which is near median its own 10-year median of 2.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seacoast Banking of Florida stock overvalued right now?
Based on GuruFocus' analysis, Seacoast Banking of Florida (SBCF) is currently considered Fairly Valued. The stock's GF Value™ is $32.42, compared to a current price of $32.93 — trading 1.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.30, which is near median its 10-year median of 2.43 and 40.9% below the Banks industry median of 3.89. Seacoast Banking of Florida's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Seacoast Banking of Florida (SBCF), the current 5-Year Yield-on-Cost % is 2.30 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Seacoast Banking of Florida (SBCF) Overvalued in 2026?
Based on GuruFocus' analysis, Seacoast Banking of Florida stock appears to be overvalued.
The current stock price of $32.93 is trading 1.6% above its estimated GF Value™ of $32.42.
GuruFocus considers Seacoast Banking of Florida to be Fairly Valued.
Key valuation signals for SBCF:
5-Year Yield-on-Cost %: 2.30 (near median its 10-year median of 2.43)
GF Value™: $32.42 vs. price of $32.93 (1.6% above fair value)
Industry Position: 40.9% below the Banks median (#969 of 1253)
No single metric tells the full story. See the SBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Seacoast Banking Corp of Florida is a holding company. The company provides integrated financial services, including commercial and consumer banking, wealth management, and mortgage and insurance services, to customers across Florida through branch, mobile, and online banking solutions. It maintains day-to-day operations, particularly in the areas of operations, treasury management systems, information technology, and security. The company has one reportable segment that provides these integrated financial services, with segment revenues driven mainly by interest and fees on loans, interest on cash and cash equivalents, and investment securities, and fees on depository products and services.
63GF Score
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