Seacoast Banking of FloridaSBCF +3.05%63 Dividend Payout Ratio is 0.31 as of Mar. 2026, which is 23% below its 10-year median of 0.40. GuruFocus rates SBCF with a GF Score™ of 63/100 and a GF Value™ of $32.06 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,168 Banks companies, Seacoast Banking of Florida ranks worse than 53.94% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Seacoast Banking of Florida's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.31.
The historical rank and industry rank for Seacoast Banking of Florida's Dividend Payout Ratio or its related term are showing as below:
SBCF'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.17 Med: 0.4 Max: 0.46
Current: 0.35
During the past 13 years, the highest Dividend Payout Ratio of Seacoast Banking of Florida was 0.46. The lowest was 0.17. And the median was 0.40.
SBCF's Dividend Payout Ratio is ranked worse than 53.94% of 1168
companies
in the Banks industry
Industry Median: 0.32
vs SBCF: 0.35
During the past 13 years, the highest Trailing Annual Dividend Yield of Seacoast Banking of Florida was 3.57%. The lowest was 0.39%. And the median was 2.43%.
During the past 12 months, Seacoast Banking of Florida's average Dividends Per Share Growth Rate was 2.80% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 4.50% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Seacoast Banking of Florida was 22.70% per year. The lowest was -74.60% per year. And the median was 9.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Seacoast Banking of Florida (NAS:SBCF) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Seacoast Banking of Florida Dividend Payout Ratio Related Terms
Seacoast Banking of Florida Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Seacoast Banking of Florida Dividend Payout Ratio Chart
SBCF vs BANC, NIC, PFS: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Seacoast Banking of Florida's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Seacoast Banking of Florida Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Seacoast Banking of Florida's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Seacoast Banking of Florida's Dividend Payout Ratio falls into.
Seacoast Banking of Florida Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Seacoast Banking of Florida's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Seacoast Banking of Florida (SBCF) has a Dividend Payout Ratio of 0.31 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Seacoast Banking of Florida and its competitors. This is 23% below median its historical median of 0.40. Over the past decade, Seacoast Banking of Florida's Dividend Payout Ratio has ranged from 0.17 to 0.46. According to the industry distribution chart, Seacoast Banking of Florida ranks #630 out of 1168 companies in the Banks industry, placing it in the top 53.9%.
Is Seacoast Banking of Florida's Dividend Payout Ratio too high?
Seacoast Banking of Florida's current Dividend Payout Ratio of 0.31 is 23% below median its 10-year median of 0.40. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.46. The Banks industry median Dividend Payout Ratio is 0.32. Seacoast Banking of Florida's value of 0.31 is 3.1% below this industry median. Based on the distribution chart, Seacoast Banking of Florida ranks #630 out of 1168 companies in the Banks industry, which is below the industry midpoint. Overall, Seacoast Banking of Florida has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Seacoast Banking of Florida's Dividend Payout Ratio compare to BANC and NIC?
According to the Banks industry distribution chart, Seacoast Banking of Florida ranks #630 out of 1168 companies for Dividend Payout Ratio. This places Seacoast Banking of Florida in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Seacoast Banking of Florida's value of 0.31 is 3.1% below this benchmark. Historically, Seacoast Banking of Florida's own Dividend Payout Ratio has ranged from 0.17 to 0.46 over the past decade. While the company's 10-year median is 0.40 vs. the industry median of 0.32, Seacoast Banking of Florida has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seacoast Banking of Florida's current Dividend Payout Ratio of 0.31 is 3.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Seacoast Banking of Florida and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seacoast Banking of Florida's current Dividend Payout Ratio is 0.31, which is 23% below median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seacoast Banking of Florida stock overvalued right now?
Based on GuruFocus' analysis, Seacoast Banking of Florida (SBCF) is currently considered Fairly Valued. The stock's GF Value™ is $32.06, compared to a current price of $33.47 — trading 4.4% above its estimated fair value. The current Dividend Payout Ratio is 0.31, which is 23% below median its 10-year median of 0.40 and 3.1% below the Banks industry median of 0.32. Seacoast Banking of Florida's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Seacoast Banking of Florida (SBCF), the current Dividend Payout Ratio is 0.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Seacoast Banking of Florida (SBCF) Overvalued in 2026?
Based on GuruFocus' analysis, Seacoast Banking of Florida stock appears to be overvalued.
The current stock price of $33.47 is trading 4.4% above its estimated GF Value™ of $32.06.
GuruFocus considers Seacoast Banking of Florida to be Fairly Valued.
Key valuation signals for SBCF:
Dividend Payout Ratio: 0.31 (23% below median its 10-year median of 0.40)
GF Value™: $32.06 vs. price of $33.47 (4.4% above fair value)
Industry Position: 3.1% below the Banks median (#630 of 1168)
No single metric tells the full story. See the SBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Seacoast Banking Corp of Florida is a holding company. The company provides integrated financial services, including commercial and consumer banking, wealth management, and mortgage and insurance services, to customers across Florida through branch, mobile, and online banking solutions. It maintains day-to-day operations, particularly in the areas of operations, treasury management systems, information technology, and security. The company has one reportable segment that provides these integrated financial services, with segment revenues driven mainly by interest and fees on loans, interest on cash and cash equivalents, and investment securities, and fees on depository products and services.
63GF Score
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