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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Seacoast Banking of Florida's Enterprise Value is $3,675.9 Mil.
Seacoast Banking of Florida's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $220.6 Mil. Therefore, Seacoast Banking of Florida's EV-to-FCF for today is 16.66.
The historical rank and industry rank for Seacoast Banking of Florida's EV-to-FCF or its related term are showing as below:
SBCF'
s EV-to-FCF Range Over the Past 10 Years
Min: 2.8 Med: 13.14 Max: 34.24
Current: 16.66
During the past 13 years, the highest EV-to-FCF of Seacoast Banking of Florida was 34.24. The lowest was 2.80. And the median was 13.14.
SBCF's EV-to-FCF is ranked worse than 78.27% of 1192
companies
in the Banks industry
Industry Median: 6.68
vs SBCF: 16.66
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Seacoast Banking of Florida (NAS:SBCF) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Seacoast Banking of Florida's PE Ratio (TTM) for today is calculated as:
Seacoast Banking of Florida's share price for today is $33.48.
Seacoast Banking of Florida's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.520.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Seacoast Banking of Florida EV-to-FCF Related Terms
Seacoast Banking of Florida EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Seacoast Banking of Florida's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Seacoast Banking of Florida EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Seacoast Banking of Florida's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Seacoast Banking of Florida's EV-to-FCF falls into.
Seacoast Banking of Florida's current Enterprise Value is $3,675.9 Mil.
Seacoast Banking of Florida's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $220.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Seacoast Banking of Florida (SBCF) has a EV-to-FCF of 16.66 as of Jul. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Seacoast Banking of Florida and its competitors. This is 27% above median its historical median of 13.14. Over the past decade, Seacoast Banking of Florida's EV-to-FCF has ranged from 2.80 to 34.24. According to the industry distribution chart, Seacoast Banking of Florida ranks #933 out of 1192 companies in the Banks industry, placing it in the top 78.3%.
Is Seacoast Banking of Florida's EV-to-FCF too high?
Seacoast Banking of Florida's current EV-to-FCF of 16.66 is 27% above median its 10-year median of 13.14. Over the past 10 years, this metric has ranged from a low of 2.80 to a high of 34.24. The Banks industry median EV-to-FCF is 6.68. Seacoast Banking of Florida's value of 16.66 is 149.4% above this industry median. Based on the distribution chart, Seacoast Banking of Florida ranks #933 out of 1192 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Seacoast Banking of Florida has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Seacoast Banking of Florida's EV-to-FCF compare to BOH and BANC?
According to the Banks industry distribution chart, Seacoast Banking of Florida ranks #933 out of 1192 companies for EV-to-FCF. This places Seacoast Banking of Florida in the lower half of its industry. The industry median EV-to-FCF is 6.68. Seacoast Banking of Florida's value of 16.66 is 149.4% above this benchmark. Historically, Seacoast Banking of Florida's own EV-to-FCF has ranged from 2.80 to 34.24 over the past decade. While the company's 10-year median is 13.14 vs. the industry median of 6.68, Seacoast Banking of Florida has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.68, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seacoast Banking of Florida's current EV-to-FCF of 16.66 is 149.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Seacoast Banking of Florida and its competitors. For the Banks industry, the median EV-to-FCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seacoast Banking of Florida's current EV-to-FCF is 16.66, which is 27% above median its own 10-year median of 13.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seacoast Banking of Florida stock overvalued right now?
Based on GuruFocus' analysis, Seacoast Banking of Florida (SBCF) is currently considered Fairly Valued. The stock's GF Value™ is $32.68, compared to a current price of $33.48 — trading 2.4% above its estimated fair value. The current EV-to-FCF is 16.66, which is 27% above median its 10-year median of 13.14 and 149.4% above the Banks industry median of 6.68. Seacoast Banking of Florida's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Seacoast Banking of Florida (SBCF), the current EV-to-FCF is 16.66 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Seacoast Banking of Florida (SBCF) Overvalued in 2026?
Based on GuruFocus' analysis, Seacoast Banking of Florida stock appears to be overvalued.
The current stock price of $33.48 is trading 2.4% above its estimated GF Value™ of $32.68.
GuruFocus considers Seacoast Banking of Florida to be Fairly Valued.
Key valuation signals for SBCF:
EV-to-FCF: 16.66 (27% above median its 10-year median of 13.14)
GF Value™: $32.68 vs. price of $33.48 (2.4% above fair value)
Industry Position: 149.4% above the Banks median (#933 of 1192)
No single metric tells the full story. See the SBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Seacoast Banking Corp of Florida is a holding company. The company provides integrated financial services, including commercial and consumer banking, wealth management, and mortgage and insurance services, to customers across Florida through branch, mobile, and online banking solutions. It maintains day-to-day operations, particularly in the areas of operations, treasury management systems, information technology, and security. The company has one reportable segment that provides these integrated financial services, with segment revenues driven mainly by interest and fees on loans, interest on cash and cash equivalents, and investment securities, and fees on depository products and services.
64GF Score
Get the complete analysis for SBCF
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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