SBCF (Seacoast Banking of Florida) Profitability Rank: 5 (As of Mar. 2026) — Near Median

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SBCF Seacoast Banking Corp of Florida SBCF
63 GF Score
Price $34.63
GF Value $32.78
Valuation Fairly Valued
! 9 Warning Signs
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What is Seacoast Banking of Florida Profitability Rank?

Seacoast Banking of Florida SBCF +0.17% 63 Profitability Rank is 5 as of Mar. 2026, which is at its 10-year median of 5.00. GuruFocus rates SBCF with a GF Score™ of 63/100 and a GF Value™ of $32.78 (Fairly Valued). The stock has 9 warning signs investors should review.

Seacoast Banking of Florida has the Profitability Rank of 5.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Seacoast Banking of Florida's Operating Margin % for the quarter that ended in Mar. 2026 was 0.00%. As of today, Seacoast Banking of Florida's Piotroski F-Score is 6.


Seacoast Banking of Florida Profitability Rank Related Terms


SBCF vs BANC, BOH, TOWN: Profitability Rank Comparison

For the Banks - Regional subindustry, Seacoast Banking of Florida's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seacoast Banking of Florida Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Seacoast Banking of Florida's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Seacoast Banking of Florida's Profitability Rank falls into.


SBCF
63GF Score
Seacoast Banking Corp of Florida SBCF
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Seacoast Banking of Florida Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Seacoast Banking of Florida has the Profitability Rank of 5.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Seacoast Banking of Florida's Operating Margin % for the quarter that ended in Mar. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=0 / 163.856
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Seacoast Banking of Florida has an F-score of 6 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 5 mean?
Seacoast Banking of Florida (SBCF) has a Profitability Rank of 5 as of Mar. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Seacoast Banking of Florida and its competitors. This is near median its historical median of 5.00. Over the past decade, Seacoast Banking of Florida's Profitability Rank has ranged from 3.00 to 6.00.
Is Seacoast Banking of Florida's Profitability Rank too high?
Seacoast Banking of Florida's current Profitability Rank of 5 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 6.00. Overall, Seacoast Banking of Florida has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Seacoast Banking of Florida's Profitability Rank compare to BANC and BOH?
Seacoast Banking of Florida's Profitability Rank of 5 can be compared against companies in the Banks industry. Historically, Seacoast Banking of Florida's own Profitability Rank has ranged from 3.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Seacoast Banking of Florida and its competitors. Seacoast Banking of Florida's current Profitability Rank is 5, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seacoast Banking of Florida stock overvalued right now?
Based on GuruFocus' analysis, Seacoast Banking of Florida (SBCF) is currently considered Fairly Valued. The stock's GF Value™ is $32.78, compared to a current price of $34.63 — trading 5.6% above its estimated fair value. The current Profitability Rank is 5, which is near median its 10-year median of 5.00. Seacoast Banking of Florida's overall GF Score™ is 63/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Seacoast Banking of Florida (SBCF), the current Profitability Rank is 5 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seacoast Banking of Florida (SBCF) Overvalued in 2026?

Based on GuruFocus' analysis, Seacoast Banking of Florida stock appears to be overvalued. The current stock price of $34.63 is trading 5.6% above its estimated GF Value™ of $32.78. GuruFocus considers Seacoast Banking of Florida to be Fairly Valued.

Key valuation signals for SBCF:

  • Profitability Rank: 5 (near median its 10-year median of 5.00)
  • GF Value™: $32.78 vs. price of $34.63 (5.6% above fair value)
  • GF Score™: 63/100 with 9 warning signs

No single metric tells the full story. See the SBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seacoast Banking of Florida Business Description

Address 815 Colorado Avenue, Stuart, FL, USA, 34994
Seacoast Banking Corp of Florida is a holding company. The company provides integrated financial services, including commercial and consumer banking, wealth management, and mortgage and insurance services, to customers across Florida through branch, mobile, and online banking solutions. It maintains day-to-day operations, particularly in the areas of operations, treasury management systems, information technology, and security. The company has one reportable segment that provides these integrated financial services, with segment revenues driven mainly by interest and fees on loans, interest on cash and cash equivalents, and investment securities, and fees on depository products and services.
63GF Score

Get the complete analysis for SBCF

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.63
Price
$32.78
GF Value