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Seacoast Banking of FloridaSBCF +0.35%64 Shiller PE Ratio is 18.77 as of Sep. 14, 2026, which is 4% below its 10-year median of 19.63. GuruFocus rates SBCF with a GF Score™ of 64/100 and a GF Value™ of $34.79 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,235 Banks companies, Seacoast Banking of Florida ranks worse than 74.66% on this metric.
The historical rank and industry rank for Seacoast Banking of Florida's Shiller PE Ratio or its related term are showing as below:
SBCF'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 11.7 Med: 19.63 Max: 206.8
Current: 18.73
During the past years, Seacoast Banking of Florida's highest Shiller PE Ratio was 206.80. The lowest was 11.70. And the median was 19.63.
SBCF's Shiller PE Ratio is ranked worse than 74.66% of 1235
companies
in the Banks industry
Industry Median: 13.92
vs SBCF: 18.73
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Seacoast Banking of Florida's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.550. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $1.81 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Seacoast Banking of Florida (NAS:SBCF) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Seacoast Banking of Florida Shiller PE Ratio Related Terms
Seacoast Banking of Florida Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Seacoast Banking of Florida Shiller PE Ratio Chart
SBCF vs CBU, BKU, SFNC: Shiller PE Ratio Comparison
For the Banks - Regional subindustry, Seacoast Banking of Florida's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Seacoast Banking of Florida Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Seacoast Banking of Florida's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Seacoast Banking of Florida's Shiller PE Ratio falls into.
Seacoast Banking of Florida Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Seacoast Banking of Florida (SBCF) has a Shiller PE Ratio of 18.77 as of Sep. 14, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Seacoast Banking of Florida and its competitors. This is near median its historical median of 19.63. Over the past decade, Seacoast Banking of Florida's Shiller PE Ratio has ranged from 11.70 to 206.80. According to the industry distribution chart, Seacoast Banking of Florida ranks #922 out of 1235 companies in the Banks industry, placing it in the top 74.7%.
Is Seacoast Banking of Florida's Shiller PE Ratio too high?
Seacoast Banking of Florida's current Shiller PE Ratio of 18.77 is near median its 10-year median of 19.63. Over the past 10 years, this metric has ranged from a low of 11.70 to a high of 206.80. The Banks industry median Shiller PE Ratio is 13.92. Seacoast Banking of Florida's value of 18.77 is 34.8% above this industry median. Based on the distribution chart, Seacoast Banking of Florida ranks #922 out of 1235 companies in the Banks industry, which is below the industry midpoint. Overall, Seacoast Banking of Florida has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Seacoast Banking of Florida's Shiller PE Ratio compare to CBU and BKU?
According to the Banks industry distribution chart, Seacoast Banking of Florida ranks #922 out of 1235 companies for Shiller PE Ratio. This places Seacoast Banking of Florida in the lower half of its industry. The industry median Shiller PE Ratio is 13.92. Seacoast Banking of Florida's value of 18.77 is 34.8% above this benchmark. Historically, Seacoast Banking of Florida's own Shiller PE Ratio has ranged from 11.70 to 206.80 over the past decade. While the company's 10-year median is 19.63 vs. the industry median of 13.92, Seacoast Banking of Florida has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.92, based on 1,235 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seacoast Banking of Florida's current Shiller PE Ratio of 18.77 is 34.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Seacoast Banking of Florida and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seacoast Banking of Florida's current Shiller PE Ratio is 18.77, which is near median its own 10-year median of 19.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seacoast Banking of Florida stock overvalued right now?
Based on GuruFocus' analysis, Seacoast Banking of Florida (SBCF) is currently considered Fairly Valued. The stock's GF Value™ is $34.79, compared to a current price of $33.98 — trading 2.3% below its estimated fair value. The current Shiller PE Ratio is 18.77, which is near median its 10-year median of 19.63 and 34.8% above the Banks industry median of 13.92. Seacoast Banking of Florida's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Seacoast Banking of Florida (SBCF), the current Shiller PE Ratio is 18.77 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Seacoast Banking of Florida (SBCF) Overvalued in 2026?
Based on GuruFocus' analysis, Seacoast Banking of Florida stock appears to be undervalued.
The current stock price of $33.98 is trading 2.3% below its estimated GF Value™ of $34.79.
GuruFocus considers Seacoast Banking of Florida to be Fairly Valued.
Key valuation signals for SBCF:
Shiller PE Ratio: 18.77 (near median its 10-year median of 19.63)
GF Value™: $34.79 vs. price of $33.98 (2.3% below fair value)
Industry Position: 34.8% above the Banks median (#922 of 1235)
No single metric tells the full story. See the SBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Seacoast Banking Corp of Florida is a holding company. The company provides integrated financial services, including commercial and consumer banking, wealth management, and mortgage and insurance services, to customers across Florida through branch, mobile, and online banking solutions. It maintains day-to-day operations, particularly in the areas of operations, treasury management systems, information technology, and security. The company has one reportable segment that provides these integrated financial services, with segment revenues driven mainly by interest and fees on loans, interest on cash and cash equivalents, and investment securities, and fees on depository products and services.
64GF Score
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