STBI (Sturgis Bancorp) Growth Rank: 6 (As of Aug. 19, 2026) — 20% Above Median

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STBI Sturgis Bancorp Inc STBI
69 GF Score
Price $29.00
GF Value $21.35
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Sturgis Bancorp Growth Rank?

Sturgis Bancorp STBI 69 Growth Rank is 6 as of Aug. 19, 2026, which is 20% above its 10-year median of 5.00. GuruFocus rates STBI with a GF Score™ of 69/100 and a GF Value™ of $21.35 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Sturgis Bancorp has the Growth Rank of 6.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Sturgis Bancorp Growth Rank Related Terms

STBI vs FBVI, PGNN, FMFG: Growth Rank Comparison

For the Banks - Regional subindustry, Sturgis Bancorp's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sturgis Bancorp Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Sturgis Bancorp's Growth Rank distribution charts can be found below:

* The bar in red indicates where Sturgis Bancorp's Growth Rank falls into.


STBI
69GF Score
Sturgis Bancorp Inc STBI
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 6 mean?
Sturgis Bancorp (STBI) has a Growth Rank of 6 as of Aug. 19, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Sturgis Bancorp and its competitors. This is 20% above median its historical median of 5.00. Over the past decade, Sturgis Bancorp's Growth Rank has ranged from 1.00 to 7.00.
Is Sturgis Bancorp's Growth Rank too high?
Sturgis Bancorp's current Growth Rank of 6 is 20% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 7.00. Overall, Sturgis Bancorp has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sturgis Bancorp's Growth Rank compare to FBVI and PGNN?
Sturgis Bancorp's Growth Rank of 6 can be compared against companies in the Banks industry. Historically, Sturgis Bancorp's own Growth Rank has ranged from 1.00 to 7.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Sturgis Bancorp and its competitors. Sturgis Bancorp's current Growth Rank is 6, which is 20% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sturgis Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sturgis Bancorp (STBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.35, compared to a current price of $29.00 — trading 35.8% above its estimated fair value. The current Growth Rank is 6, which is 20% above median its 10-year median of 5.00. Sturgis Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Sturgis Bancorp (STBI), the current Growth Rank is 6 as of Aug. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sturgis Bancorp (STBI) Overvalued in 2026?

Based on GuruFocus' analysis, Sturgis Bancorp stock appears to be overvalued. The current stock price of $29.00 is trading 35.8% above its estimated GF Value™ of $21.35. GuruFocus considers Sturgis Bancorp to be Significantly Overvalued.

Key valuation signals for STBI:

  • Growth Rank: 6 (20% above median its 10-year median of 5.00)
  • GF Value™: $21.35 vs. price of $29.00 (35.8% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the STBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sturgis Bancorp Business Description

Address 113-125 East Chicago Road, P.O. Box 600, Sturgis, MI, USA, 49091
Sturgis Bancorp Inc is a bank holding company operating predominantly in the southwestern portion of Michigan's Lower Peninsula. Through its subsidiaries, it is engaged in accepting deposits and making commercial and residential mortgage loans; providing various investment and financial advisory services; offering credit cards and different types of loans; and providing title, consumer, and commercial insurance products, among others.
69GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.00
Price
$21.35
GF Value