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Sturgis BancorpSTBI 74 Dividend Yield % is 2.42% as of Aug. 11, 2026, which is 24% below its 10-year median of 3.20. GuruFocus rates STBI with a GF Score™ of 74/100 and a GF Value™ of $21.31 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,247 Banks companies, Sturgis Bancorp ranks worse than 62.63% on this metric.
As of today (2026-08-11), the Trailing Annual Dividend Yield of Sturgis Bancorp is 2.42%.
Warning Sign:
Sturgis Bancorp Inc stock Dividend Yield % is close to 5-year low.
The historical rank and industry rank for Sturgis Bancorp's Dividend Yield % or its related term are showing as below:
STBI'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.44 Med: 3.2 Max: 4.31
Current: 2.42
During the past 13 years, the highest Dividend Yield of Sturgis Bancorp was 4.31%. The lowest was 1.44%. And the median was 3.20%.
STBI's Dividend Yield % is ranked worse than 62.63% of 1247
companies
in the Banks industry
Industry Median: 2.97
vs STBI: 2.42
During the past 12 months, Sturgis Bancorp's average Dividends Per Share Growth Rate was 2.90% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 1.40% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 10.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Sturgis Bancorp was 74.70% per year. The lowest was -57.10% per year. And the median was 10.40% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for Sturgis Bancorp's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STBI vs FBVI, PGNN, FMFG: Dividend Yield % Comparison
For the Banks - Regional subindustry, Sturgis Bancorp's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sturgis Bancorp Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Sturgis Bancorp's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Sturgis Bancorp's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Sturgis Bancorp Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.180000
2026-05-15
2026-05-15
2026-06-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.180000
2026-02-13
2026-02-13
2026-03-13
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.170000
2025-11-14
2025-11-14
2025-12-15
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.170000
2025-08-15
2025-08-15
2025-09-15
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Sturgis Bancorp's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sturgis Bancorp (STBI) has a Dividend Yield % of 2.42% as of Aug. 11, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Sturgis Bancorp and its competitors. This is 24% below median its historical median of 3.20. Over the past decade, Sturgis Bancorp's Dividend Yield % has ranged from 1.44 to 4.31. According to the industry distribution chart, Sturgis Bancorp ranks #781 out of 1247 companies in the Banks industry, placing it in the top 62.6%.
Is Sturgis Bancorp's Dividend Yield % too high?
Sturgis Bancorp's current Dividend Yield % of 2.42% is 24% below median its 10-year median of 3.20. Over the past 10 years, this metric has ranged from a low of 1.44 to a high of 4.31. The Banks industry median Dividend Yield % is 2.97. Sturgis Bancorp's value of 2.42% is 18.5% below this industry median. Based on the distribution chart, Sturgis Bancorp ranks #781 out of 1247 companies in the Banks industry, which is below the industry midpoint. Overall, Sturgis Bancorp has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sturgis Bancorp's Dividend Yield % compare to FBVI and PGNN?
According to the Banks industry distribution chart, Sturgis Bancorp ranks #781 out of 1247 companies for Dividend Yield %. This places Sturgis Bancorp in the lower half of its industry. The industry median Dividend Yield % is 2.97. Sturgis Bancorp's value of 2.42% is 18.5% below this benchmark. Historically, Sturgis Bancorp's own Dividend Yield % has ranged from 1.44 to 4.31 over the past decade. While the company's 10-year median is 3.20 vs. the industry median of 2.97, Sturgis Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.97, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sturgis Bancorp's current Dividend Yield % of 2.42% is 18.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Sturgis Bancorp and its competitors. For the Banks industry, the median Dividend Yield % is 2.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sturgis Bancorp's current Dividend Yield % is 2.42%, which is 24% below median its own 10-year median of 3.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sturgis Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Sturgis Bancorp (STBI) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.31, compared to a current price of $28.90 — trading 35.6% above its estimated fair value. The current Dividend Yield % is 2.42%, which is 24% below median its 10-year median of 3.20 and 18.5% below the Banks industry median of 2.97. Sturgis Bancorp's overall GF Score™ is 74/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Sturgis Bancorp (STBI), the current Dividend Yield % is 2.42% as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sturgis Bancorp (STBI) Overvalued in 2026?
Based on GuruFocus' analysis, Sturgis Bancorp stock appears to be overvalued.
The current stock price of $28.90 is trading 35.6% above its estimated GF Value™ of $21.31.
GuruFocus considers Sturgis Bancorp to be Significantly Overvalued.
Key valuation signals for STBI:
Dividend Yield %: 2.42% (24% below median its 10-year median of 3.20)
GF Value™: $21.31 vs. price of $28.90 (35.6% above fair value)
Industry Position: 18.5% below the Banks median (#781 of 1247)
No single metric tells the full story. See the STBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sturgis Bancorp Inc is a bank holding company operating predominantly in the southwestern portion of Michigan's Lower Peninsula. Through its subsidiaries, it is engaged in accepting deposits and making commercial and residential mortgage loans; providing various investment and financial advisory services; offering credit cards and different types of loans; and providing title, consumer, and commercial insurance products, among others.
74GF Score
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