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The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30.
As of today (2026-07-14), United Bancorp's 14-Day RSI is 43.78.
The industry rank for United Bancorp's 14-Day RSI or its related term are showing as below:
UBCP's 14-Day RSI is ranked better than 81.84% of 1613
companies
in the Banks industry
Industry Median: 55.62
vs UBCP: 43.78
United Bancorp (NAS:UBCP) 14-Day RSI Explanation
The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.
Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.
RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections.
United Bancorp 14-Day RSI Related Terms
UBCP vs PBKC, CBKM, SSBI: 14-Day RSI Comparison
For the Banks - Regional subindustry, United Bancorp's 14-Day RSI, along with its competitors' market caps and 14-Day RSI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Bancorp 14-Day RSI vs Banks Industry
For the Banks industry and Financial Services sector, United Bancorp's 14-Day RSI distribution charts can be found below:
* The bar in red indicates where United Bancorp's 14-Day RSI falls into.
* Note that the formula uses a positive value for the average loss.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
United Bancorp (UBCP) has a 14-Day RSI of 43.78 as of Jul. 14, 2026. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on United Bancorp and its competitors. According to the industry distribution chart, United Bancorp ranks #293 out of 1613 companies in the Banks industry, placing it in the top 18.2%.
Is United Bancorp's 14-Day RSI too high?
United Bancorp's current 14-Day RSI is 43.78. The Banks industry median 14-Day RSI is 55.62. United Bancorp's value of 43.78 is 21.3% below this industry median. Based on the distribution chart, United Bancorp ranks #293 out of 1613 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, United Bancorp has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bancorp's 14-Day RSI compare to PBKC and CBKM?
According to the Banks industry distribution chart, United Bancorp ranks #293 out of 1613 companies for 14-Day RSI. This places United Bancorp in the top 18% of its industry — outperforming the majority of peers. The industry median 14-Day RSI is 55.62. United Bancorp's value of 43.78 is 21.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 14-Day RSI for a Banks company?
The median 14-Day RSI among Banks companies is 55.62, based on 1,613 companies in the industry. Companies in the top quartile (top 25%) have a 14-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 14-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. United Bancorp's current 14-Day RSI of 43.78 is 21.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 14-Day RSI mean?
A high 14-Day RSI can signal that a stock is expensive relative to its fundamentals. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on United Bancorp and its competitors. For the Banks industry, the median 14-Day RSI is 55.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. United Bancorp's current 14-Day RSI is 43.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bancorp stock overvalued right now?
Based on GuruFocus' analysis, United Bancorp (UBCP) is currently considered Modestly Overvalued. The stock's GF Value™ is $13.43, compared to a current price of $15.32 — trading 14.1% above its estimated fair value. The current 14-Day RSI is 43.78 and 21.3% below the Banks industry median of 55.62. United Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 14-Day RSI calculated?
14-Day RSI is calculated from a company's financial statements. For United Bancorp (UBCP), the current 14-Day RSI is 43.78 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is United Bancorp (UBCP) Overvalued in 2026?
Based on GuruFocus' analysis, United Bancorp stock appears to be overvalued.
The current stock price of $15.32 is trading 14.1% above its estimated GF Value™ of $13.43.
GuruFocus considers United Bancorp to be Modestly Overvalued.
Key valuation signals for UBCP:
14-Day RSI: 43.78
GF Value™: $13.43 vs. price of $15.32 (14.1% above fair value)
Industry Position: 21.3% below the Banks median (#293 of 1613)
No single metric tells the full story. See the UBCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which include accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans. The Company's primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The bank also operates in Marshall County, West Virginia.
58GF Score
Get the complete analysis for UBCP
14-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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