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Direct Finance of Direct Group (2006) (XTAE:DIFI) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Direct Finance of Direct Group (2006) Net Margin % Related Terms
Direct Finance of Direct Group (2006) Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Direct Finance of Direct Group (2006) Net Margin % Chart
For the Credit Services subindustry, Direct Finance of Direct Group (2006)'s Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Direct Finance of Direct Group (2006) Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Direct Finance of Direct Group (2006)'s Net Margin % distribution charts can be found below:
* The bar in red indicates where Direct Finance of Direct Group (2006)'s Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Direct Finance of Direct Group (2006) (XTAE:DIFI) has a Net Margin % of 12.44% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Direct Finance of Direct Group (2006) and its competitors. This is 15% below median its historical median of 14.60. Over the past decade, Direct Finance of Direct Group (2006)'s Net Margin % has ranged from 7.83 to 21.25. According to the industry distribution chart, Direct Finance of Direct Group (2006) ranks #334 out of 537 companies in the Credit Services industry, placing it in the top 62.2%.
Is Direct Finance of Direct Group (2006)'s Net Margin % too high?
Direct Finance of Direct Group (2006)'s current Net Margin % of 12.44% is 15% below median its 10-year median of 14.60. Over the past 10 years, this metric has ranged from a low of 7.83 to a high of 21.25. The Credit Services industry median Net Margin % is 15.07. Direct Finance of Direct Group (2006)'s value of 12.44% is 17.5% below this industry median. Based on the distribution chart, Direct Finance of Direct Group (2006) ranks #334 out of 537 companies in the Credit Services industry, which is below the industry midpoint. Overall, Direct Finance of Direct Group (2006) has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Direct Finance of Direct Group (2006)'s Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Direct Finance of Direct Group (2006) ranks #334 out of 537 companies for Net Margin %. This places Direct Finance of Direct Group (2006) in the lower half of its industry. The industry median Net Margin % is 15.07. Direct Finance of Direct Group (2006)'s value of 12.44% is 17.5% below this benchmark. Historically, Direct Finance of Direct Group (2006)'s own Net Margin % has ranged from 7.83 to 21.25 over the past decade. While the company's 10-year median is 14.60 vs. the industry median of 15.07, Direct Finance of Direct Group (2006) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 15.07, based on 537 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Direct Finance of Direct Group (2006)'s current Net Margin % of 12.44% is 17.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Direct Finance of Direct Group (2006) and its competitors. For the Credit Services industry, the median Net Margin % is 15.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Direct Finance of Direct Group (2006)'s current Net Margin % is 12.44%, which is 15% below median its own 10-year median of 14.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Direct Finance of Direct Group (2006) stock overvalued right now?
Based on GuruFocus' analysis, Direct Finance of Direct Group (2006) (XTAE:DIFI) is currently considered Fairly Valued. The stock's GF Value™ is ₪605.42, compared to a current price of ₪628.50 — trading 3.8% above its estimated fair value. The current Net Margin % is 12.44%, which is 15% below median its 10-year median of 14.60 and 17.5% below the Credit Services industry median of 15.07. Direct Finance of Direct Group (2006)'s overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Direct Finance of Direct Group (2006) (XTAE:DIFI), the current Net Margin % is 12.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Direct Finance of Direct Group (2006) (XTAE:DIFI) Overvalued in 2026?
Based on GuruFocus' analysis, Direct Finance of Direct Group (2006) stock appears to be overvalued.
The current stock price of ₪628.50 is trading 3.8% above its estimated GF Value™ of ₪605.42.
GuruFocus considers Direct Finance of Direct Group (2006) to be Fairly Valued.
Key valuation signals for XTAE:DIFI:
Net Margin %: 12.44% (15% below median its 10-year median of 14.60)
GF Value™: ₪605.42 vs. price of ₪628.50 (3.8% above fair value)
Industry Position: 17.5% below the Credit Services median (#334 of 537)
No single metric tells the full story. See the XTAE:DIFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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