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Direct Finance of Direct Group (2006) (XTAE:DIFI) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Direct Finance of Direct Group (2006) Current Ratio Related Terms
Direct Finance of Direct Group (2006) Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Direct Finance of Direct Group (2006) Current Ratio Chart
For the Credit Services subindustry, Direct Finance of Direct Group (2006)'s Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Direct Finance of Direct Group (2006) Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Direct Finance of Direct Group (2006)'s Current Ratio distribution charts can be found below:
* The bar in red indicates where Direct Finance of Direct Group (2006)'s Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Direct Finance of Direct Group (2006) (XTAE:DIFI) has a Current Ratio of 1.21 as of Mar. 2026. This is near median its historical median of 1.29. Over the past decade, Direct Finance of Direct Group (2006)'s Current Ratio has ranged from 1.12 to 2.29. According to the industry distribution chart, Direct Finance of Direct Group (2006) ranks #325 out of 400 companies in the Credit Services industry, placing it in the top 81.2%.
Is Direct Finance of Direct Group (2006)'s Current Ratio too high?
Direct Finance of Direct Group (2006)'s current Current Ratio of 1.21 is near median its 10-year median of 1.29. Over the past 10 years, this metric has ranged from a low of 1.12 to a high of 2.29. The Credit Services industry median Current Ratio is 3.95. Direct Finance of Direct Group (2006)'s value of 1.21 is 69.3% below this industry median. Based on the distribution chart, Direct Finance of Direct Group (2006) ranks #325 out of 400 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Direct Finance of Direct Group (2006) has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Direct Finance of Direct Group (2006)'s Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Direct Finance of Direct Group (2006) ranks #325 out of 400 companies for Current Ratio. This places Direct Finance of Direct Group (2006) in the lower half of its industry. The industry median Current Ratio is 3.95. Direct Finance of Direct Group (2006)'s value of 1.21 is 69.3% below this benchmark. Historically, Direct Finance of Direct Group (2006)'s own Current Ratio has ranged from 1.12 to 2.29 over the past decade. While the company's 10-year median is 1.29 vs. the industry median of 3.95, Direct Finance of Direct Group (2006) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 3.95, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Direct Finance of Direct Group (2006)'s current Current Ratio of 1.21 is 69.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 3.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Direct Finance of Direct Group (2006)'s current Current Ratio is 1.21, which is near median its own 10-year median of 1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Direct Finance of Direct Group (2006) stock overvalued right now?
Based on GuruFocus' analysis, Direct Finance of Direct Group (2006) (XTAE:DIFI) is currently considered Fairly Valued. The stock's GF Value™ is ₪605.42, compared to a current price of ₪628.50 — trading 3.8% above its estimated fair value. The current Current Ratio is 1.21, which is near median its 10-year median of 1.29 and 69.3% below the Credit Services industry median of 3.95. Direct Finance of Direct Group (2006)'s overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Direct Finance of Direct Group (2006) (XTAE:DIFI), the current Current Ratio is 1.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Direct Finance of Direct Group (2006) (XTAE:DIFI) Overvalued in 2026?
Based on GuruFocus' analysis, Direct Finance of Direct Group (2006) stock appears to be overvalued.
The current stock price of ₪628.50 is trading 3.8% above its estimated GF Value™ of ₪605.42.
GuruFocus considers Direct Finance of Direct Group (2006) to be Fairly Valued.
Key valuation signals for XTAE:DIFI:
Current Ratio: 1.21 (near median its 10-year median of 1.29)
GF Value™: ₪605.42 vs. price of ₪628.50 (3.8% above fair value)
Industry Position: 69.3% below the Credit Services median (#325 of 400)
No single metric tells the full story. See the XTAE:DIFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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