Direct Finance of Direct Group (2006) (XTAE:DIFI) EBITDA Margin %: 24.29% (As of Mar. 2026) — Near Median

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XTAE:DIFI Direct Finance of Direct Group (2006) Ltd XTAE:DIFI
81 GF Score
Price ₪628.50
GF Value ₪605.42
Valuation Fairly Valued
! 8 Warning Signs
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What is Direct Finance of Direct Group (2006) EBITDA Margin %?

Direct Finance of Direct Group (2006) XTAE:DIFI -0.08% 81 EBITDA Margin % is 24.29% as of Mar. 2026, which is 7% below its 10-year median of 26.01. GuruFocus rates XTAE:DIFI with a GF Score™ of 81/100 and a GF Value™ of ₪605.42 (Fairly Valued). The stock has 8 warning signs investors should review. Among 418 Credit Services companies, Direct Finance of Direct Group (2006) ranks worse than 54.31% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Direct Finance of Direct Group (2006)'s EBITDA for the three months ended in Mar. 2026 was ₪94 Mil. Direct Finance of Direct Group (2006)'s Revenue for the three months ended in Mar. 2026 was ₪386 Mil. Therefore, Direct Finance of Direct Group (2006)'s EBITDA margin for the quarter that ended in Mar. 2026 was 24.29%.


Direct Finance of Direct Group (2006)  (XTAE:DIFI) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Direct Finance of Direct Group (2006) EBITDA Margin % Related Terms


Direct Finance of Direct Group (2006) EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Direct Finance of Direct Group (2006)'s EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Direct Finance of Direct Group (2006) EBITDA Margin % Chart

Direct Finance of Direct Group (2006) Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only 37.64 31.14 18.34 18.45 17.13

Direct Finance of Direct Group (2006) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.10 10.29 24.78 16.66 24.29

XTAE:DIFI vs V, MA, AXP: EBITDA Margin % Comparison

For the Credit Services subindustry, Direct Finance of Direct Group (2006)'s EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Direct Finance of Direct Group (2006) EBITDA Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Direct Finance of Direct Group (2006)'s EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Direct Finance of Direct Group (2006)'s EBITDA Margin % falls into.


XTAE:DIFI
81GF Score
Direct Finance of Direct Group (2006) Ltd XTAE:DIFI
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Direct Finance of Direct Group (2006) EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Direct Finance of Direct Group (2006)'s EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=262.84/1534.09
=17.13 %

Direct Finance of Direct Group (2006)'s EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=93.887/386.463
=24.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 24.29% mean?
Direct Finance of Direct Group (2006) (XTAE:DIFI) has a EBITDA Margin % of 24.29% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Direct Finance of Direct Group (2006) and its competitors. This is near median its historical median of 26.01. Over the past decade, Direct Finance of Direct Group (2006)'s EBITDA Margin % has ranged from 17.13 to 37.64. According to the industry distribution chart, Direct Finance of Direct Group (2006) ranks #227 out of 418 companies in the Credit Services industry, placing it in the top 54.3%.
Is Direct Finance of Direct Group (2006)'s EBITDA Margin % too high?
Direct Finance of Direct Group (2006)'s current EBITDA Margin % of 24.29% is near median its 10-year median of 26.01. Over the past 10 years, this metric has ranged from a low of 17.13 to a high of 37.64. The Credit Services industry median EBITDA Margin % is 21.53. Direct Finance of Direct Group (2006)'s value of 24.29% is 12.8% above this industry median. Based on the distribution chart, Direct Finance of Direct Group (2006) ranks #227 out of 418 companies in the Credit Services industry, which is below the industry midpoint. Overall, Direct Finance of Direct Group (2006) has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Direct Finance of Direct Group (2006)'s EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Direct Finance of Direct Group (2006) ranks #227 out of 418 companies for EBITDA Margin %. This places Direct Finance of Direct Group (2006) in the lower half of its industry. The industry median EBITDA Margin % is 21.53. Direct Finance of Direct Group (2006)'s value of 24.29% is 12.8% above this benchmark. Historically, Direct Finance of Direct Group (2006)'s own EBITDA Margin % has ranged from 17.13 to 37.64 over the past decade. While the company's 10-year median is 26.01 vs. the industry median of 21.53, Direct Finance of Direct Group (2006) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.53, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Direct Finance of Direct Group (2006)'s current EBITDA Margin % of 24.29% is 12.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Direct Finance of Direct Group (2006) and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Direct Finance of Direct Group (2006)'s current EBITDA Margin % is 24.29%, which is near median its own 10-year median of 26.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Direct Finance of Direct Group (2006) stock overvalued right now?
Based on GuruFocus' analysis, Direct Finance of Direct Group (2006) (XTAE:DIFI) is currently considered Fairly Valued. The stock's GF Value™ is ₪605.42, compared to a current price of ₪628.50 — trading 3.8% above its estimated fair value. The current EBITDA Margin % is 24.29%, which is near median its 10-year median of 26.01 and 12.8% above the Credit Services industry median of 21.53. Direct Finance of Direct Group (2006)'s overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Direct Finance of Direct Group (2006) (XTAE:DIFI), the current EBITDA Margin % is 24.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Direct Finance of Direct Group (2006) (XTAE:DIFI) Overvalued in 2026?

Based on GuruFocus' analysis, Direct Finance of Direct Group (2006) stock appears to be overvalued. The current stock price of ₪628.50 is trading 3.8% above its estimated GF Value™ of ₪605.42. GuruFocus considers Direct Finance of Direct Group (2006) to be Fairly Valued.

Key valuation signals for XTAE:DIFI:

  • EBITDA Margin %: 24.29% (near median its 10-year median of 26.01)
  • GF Value™: ₪605.42 vs. price of ₪628.50 (3.8% above fair value)
  • GF Score™: 81/100 with 8 warning signs
  • Industry Position: 12.8% above the Credit Services median (#227 of 418)

No single metric tells the full story. See the XTAE:DIFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Direct Finance of Direct Group (2006) Business Description

Address Efal 35, Kiryat Arieh, Apple 35, Petah Tikva, ISR, 4951132
Direct Finance of Direct Group (2006) Ltd provides credit facilities for vehicle purchase and other purposes.
81GF Score

Get the complete analysis for XTAE:DIFI

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪628.50
Price
₪605.42
GF Value