Direct Finance of Direct Group (2006) (XTAE:DIFI) PEG Ratio: 5.41 (As of Aug. 07, 2026) — 93% Above Median

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XTAE:DIFI Direct Finance of Direct Group (2006) Ltd XTAE:DIFI
81 GF Score
Price ₪628.50
GF Value ₪605.42
Valuation Fairly Valued
! 8 Warning Signs
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What is Direct Finance of Direct Group (2006) PEG Ratio?

Direct Finance of Direct Group (2006) XTAE:DIFI -0.08% 81 PEG Ratio is 5.41 as of Aug. 07, 2026, which is 93% above its 10-year median of 2.81. GuruFocus rates XTAE:DIFI with a GF Score™ of 81/100 and a GF Value™ of ₪605.42 (Fairly Valued). The stock has 8 warning signs investors should review. Among 234 Credit Services companies, Direct Finance of Direct Group (2006) ranks worse than 84.19% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Direct Finance of Direct Group (2006)'s PE Ratio without NRI is 11.90. Direct Finance of Direct Group (2006)'s 5-Year EBITDA growth rate is 2.20%. Therefore, Direct Finance of Direct Group (2006)'s PEG Ratio for today is 5.41.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Direct Finance of Direct Group (2006)'s PEG Ratio or its related term are showing as below:

XTAE:DIFI' s PEG Ratio Range Over the Past 10 Years
Min: 0.23   Med: 2.81   Max: 41.56
Current: 5.4


During the past 9 years, Direct Finance of Direct Group (2006)'s highest PEG Ratio was 41.56. The lowest was 0.23. And the median was 2.81.


XTAE:DIFI's PEG Ratio is ranked worse than
84.19% of 234 companies
in the Credit Services industry
Industry Median: 0.87 vs XTAE:DIFI: 5.40

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Direct Finance of Direct Group (2006)  (XTAE:DIFI) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Direct Finance of Direct Group (2006) PEG Ratio Related Terms


Direct Finance of Direct Group (2006) PEG Ratio Historical Data

* Premium members only.

The historical data trend for Direct Finance of Direct Group (2006)'s PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Direct Finance of Direct Group (2006) PEG Ratio Chart

Direct Finance of Direct Group (2006) Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only 0.00 0.28 0.71 10.52 0.00

Direct Finance of Direct Group (2006) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.92 0.00 0.00 0.00 0.00

XTAE:DIFI vs V, MA, AXP: PEG Ratio Comparison

For the Credit Services subindustry, Direct Finance of Direct Group (2006)'s PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Direct Finance of Direct Group (2006) PEG Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Direct Finance of Direct Group (2006)'s PEG Ratio distribution charts can be found below:

* The bar in red indicates where Direct Finance of Direct Group (2006)'s PEG Ratio falls into.


XTAE:DIFI
81GF Score
Direct Finance of Direct Group (2006) Ltd XTAE:DIFI
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Direct Finance of Direct Group (2006) PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

Direct Finance of Direct Group (2006)'s PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=11.896649630892/2.20
=5.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 5.41 mean?
Direct Finance of Direct Group (2006) (XTAE:DIFI) has a PEG Ratio of 5.41 as of Aug. 07, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Direct Finance of Direct Group (2006) and its competitors. This is 93% above median its historical median of 2.81. Over the past decade, Direct Finance of Direct Group (2006)'s PEG Ratio has ranged from 0.23 to 41.56. According to the industry distribution chart, Direct Finance of Direct Group (2006) ranks #197 out of 234 companies in the Credit Services industry, placing it in the top 84.2%.
Is Direct Finance of Direct Group (2006)'s PEG Ratio too high?
Direct Finance of Direct Group (2006)'s current PEG Ratio of 5.41 is 93% above median its 10-year median of 2.81. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 41.56. The Credit Services industry median PEG Ratio is 0.87. Direct Finance of Direct Group (2006)'s value of 5.41 is 521.8% above this industry median. Based on the distribution chart, Direct Finance of Direct Group (2006) ranks #197 out of 234 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Direct Finance of Direct Group (2006) has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Direct Finance of Direct Group (2006)'s PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Direct Finance of Direct Group (2006) ranks #197 out of 234 companies for PEG Ratio. This places Direct Finance of Direct Group (2006) in the lower half of its industry. The industry median PEG Ratio is 0.87. Direct Finance of Direct Group (2006)'s value of 5.41 is 521.8% above this benchmark. Historically, Direct Finance of Direct Group (2006)'s own PEG Ratio has ranged from 0.23 to 41.56 over the past decade. While the company's 10-year median is 2.81 vs. the industry median of 0.87, Direct Finance of Direct Group (2006) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.87, based on 234 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Direct Finance of Direct Group (2006)'s current PEG Ratio of 5.41 is 521.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Direct Finance of Direct Group (2006) and its competitors. For the Credit Services industry, the median PEG Ratio is 0.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Direct Finance of Direct Group (2006)'s current PEG Ratio is 5.41, which is 93% above median its own 10-year median of 2.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Direct Finance of Direct Group (2006) stock overvalued right now?
Based on GuruFocus' analysis, Direct Finance of Direct Group (2006) (XTAE:DIFI) is currently considered Fairly Valued. The stock's GF Value™ is ₪605.42, compared to a current price of ₪628.50 — trading 3.8% above its estimated fair value. The current PEG Ratio is 5.41, which is 93% above median its 10-year median of 2.81 and 521.8% above the Credit Services industry median of 0.87. Direct Finance of Direct Group (2006)'s overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Direct Finance of Direct Group (2006) (XTAE:DIFI), the current PEG Ratio is 5.41 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Direct Finance of Direct Group (2006) (XTAE:DIFI) Overvalued in 2026?

Based on GuruFocus' analysis, Direct Finance of Direct Group (2006) stock appears to be overvalued. The current stock price of ₪628.50 is trading 3.8% above its estimated GF Value™ of ₪605.42. GuruFocus considers Direct Finance of Direct Group (2006) to be Fairly Valued.

Key valuation signals for XTAE:DIFI:

  • PEG Ratio: 5.41 (93% above median its 10-year median of 2.81)
  • GF Value™: ₪605.42 vs. price of ₪628.50 (3.8% above fair value)
  • GF Score™: 81/100 with 8 warning signs
  • Industry Position: 521.8% above the Credit Services median (#197 of 234)

No single metric tells the full story. See the XTAE:DIFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Direct Finance of Direct Group (2006) Business Description

Address Efal 35, Kiryat Arieh, Apple 35, Petah Tikva, ISR, 4951132
Direct Finance of Direct Group (2006) Ltd provides credit facilities for vehicle purchase and other purposes.
81GF Score

Get the complete analysis for XTAE:DIFI

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪628.50
Price
₪605.42
GF Value