Direct Finance of Direct Group (2006) (XTAE:DIFI) Days Payable: 27.95 (As of Mar. 2026) — 118% Above Median

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XTAE:DIFI Direct Finance of Direct Group (2006) Ltd XTAE:DIFI
81 GF Score
Price ₪628.50
GF Value ₪605.42
Valuation Fairly Valued
! 8 Warning Signs
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What is Direct Finance of Direct Group (2006) Days Payable?

Direct Finance of Direct Group (2006) XTAE:DIFI -0.08% 81 Days Payable is 27.95 as of Mar. 2026, which is 118% above its 10-year median of 12.80. GuruFocus rates XTAE:DIFI with a GF Score™ of 81/100 and a GF Value™ of ₪605.42 (Fairly Valued). The stock has 8 warning signs investors should review. Among 302 Credit Services companies, Direct Finance of Direct Group (2006) ranks worse than 64.24% on this metric.

Direct Finance of Direct Group (2006)'s average Accounts Payable for the three months ended in Mar. 2026 was ₪26 Mil. Direct Finance of Direct Group (2006)'s Cost of Goods Sold for the three months ended in Mar. 2026 was ₪85 Mil. Hence, Direct Finance of Direct Group (2006)'s Days Payable for the three months ended in Mar. 2026 was 27.95.

The historical rank and industry rank for Direct Finance of Direct Group (2006)'s Days Payable or its related term are showing as below:

XTAE:DIFI' s Days Payable Range Over the Past 10 Years
Min: 9.02   Med: 12.8   Max: 62.63
Current: 15.81

During the past 9 years, Direct Finance of Direct Group (2006)'s highest Days Payable was 62.63. The lowest was 9.02. And the median was 12.80.

XTAE:DIFI's Days Payable is ranked worse than
64.24% of 302 companies
in the Credit Services industry
Industry Median: 33.455 vs XTAE:DIFI: 15.81

Direct Finance of Direct Group (2006)'s Days Payable declined from Mar. 2025 (34.50) to Mar. 2026 (27.95). It may suggest that Direct Finance of Direct Group (2006) accelerated paying its suppliers.


Direct Finance of Direct Group (2006) Days Payable Related Terms


Direct Finance of Direct Group (2006) Days Payable Historical Data

* Premium members only.

The historical data trend for Direct Finance of Direct Group (2006)'s Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Direct Finance of Direct Group (2006) Days Payable Chart

Direct Finance of Direct Group (2006) Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only 11.79 11.86 13.74 10.36 9.02

Direct Finance of Direct Group (2006) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.50 24.01 21.28 6.30 27.95

XTAE:DIFI vs V, MA, AXP: Days Payable Comparison

For the Credit Services subindustry, Direct Finance of Direct Group (2006)'s Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Direct Finance of Direct Group (2006) Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Direct Finance of Direct Group (2006)'s Days Payable distribution charts can be found below:

* The bar in red indicates where Direct Finance of Direct Group (2006)'s Days Payable falls into.


XTAE:DIFI
81GF Score
Direct Finance of Direct Group (2006) Ltd XTAE:DIFI
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Direct Finance of Direct Group (2006) Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Direct Finance of Direct Group (2006)'s Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (21.242 + 16.908) / 2 ) / 771.803*365
=19.075 / 771.803*365
=9.02

Direct Finance of Direct Group (2006)'s Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (16.908 + 34.96) / 2 ) / 84.654*365 / 4
=25.934 / 84.654*365 / 4
=27.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 27.95 mean?
Direct Finance of Direct Group (2006) (XTAE:DIFI) has a Days Payable of 27.95 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Direct Finance of Direct Group (2006) and its competitors. This is 118% above median its historical median of 12.80. Over the past decade, Direct Finance of Direct Group (2006)'s Days Payable has ranged from 9.02 to 62.63. According to the industry distribution chart, Direct Finance of Direct Group (2006) ranks #194 out of 302 companies in the Credit Services industry, placing it in the top 64.2%.
Is Direct Finance of Direct Group (2006)'s Days Payable too high?
Direct Finance of Direct Group (2006)'s current Days Payable of 27.95 is 118% above median its 10-year median of 12.80. Over the past 10 years, this metric has ranged from a low of 9.02 to a high of 62.63. The Credit Services industry median Days Payable is 33.46. Direct Finance of Direct Group (2006)'s value of 27.95 is 16.5% below this industry median. Based on the distribution chart, Direct Finance of Direct Group (2006) ranks #194 out of 302 companies in the Credit Services industry, which is below the industry midpoint. Overall, Direct Finance of Direct Group (2006) has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Direct Finance of Direct Group (2006)'s Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Direct Finance of Direct Group (2006) ranks #194 out of 302 companies for Days Payable. This places Direct Finance of Direct Group (2006) in the lower half of its industry. The industry median Days Payable is 33.46. Direct Finance of Direct Group (2006)'s value of 27.95 is 16.5% below this benchmark. Historically, Direct Finance of Direct Group (2006)'s own Days Payable has ranged from 9.02 to 62.63 over the past decade. While the company's 10-year median is 12.80 vs. the industry median of 33.46, Direct Finance of Direct Group (2006) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.46, based on 302 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Direct Finance of Direct Group (2006)'s current Days Payable of 27.95 is 16.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Direct Finance of Direct Group (2006) and its competitors. For the Credit Services industry, the median Days Payable is 33.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Direct Finance of Direct Group (2006)'s current Days Payable is 27.95, which is 118% above median its own 10-year median of 12.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Direct Finance of Direct Group (2006) stock overvalued right now?
Based on GuruFocus' analysis, Direct Finance of Direct Group (2006) (XTAE:DIFI) is currently considered Fairly Valued. The stock's GF Value™ is ₪605.42, compared to a current price of ₪628.50 — trading 3.8% above its estimated fair value. The current Days Payable is 27.95, which is 118% above median its 10-year median of 12.80 and 16.5% below the Credit Services industry median of 33.46. Direct Finance of Direct Group (2006)'s overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Direct Finance of Direct Group (2006) (XTAE:DIFI), the current Days Payable is 27.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Direct Finance of Direct Group (2006) (XTAE:DIFI) Overvalued in 2026?

Based on GuruFocus' analysis, Direct Finance of Direct Group (2006) stock appears to be overvalued. The current stock price of ₪628.50 is trading 3.8% above its estimated GF Value™ of ₪605.42. GuruFocus considers Direct Finance of Direct Group (2006) to be Fairly Valued.

Key valuation signals for XTAE:DIFI:

  • Days Payable: 27.95 (118% above median its 10-year median of 12.80)
  • GF Value™: ₪605.42 vs. price of ₪628.50 (3.8% above fair value)
  • GF Score™: 81/100 with 8 warning signs
  • Industry Position: 16.5% below the Credit Services median (#194 of 302)

No single metric tells the full story. See the XTAE:DIFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Direct Finance of Direct Group (2006) Business Description

Address Efal 35, Kiryat Arieh, Apple 35, Petah Tikva, ISR, 4951132
Direct Finance of Direct Group (2006) Ltd provides credit facilities for vehicle purchase and other purposes.
81GF Score

Get the complete analysis for XTAE:DIFI

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪628.50
Price
₪605.42
GF Value