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Direct Finance of Direct Group (2006) (XTAE:DIFI) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Direct Finance of Direct Group (2006) had a gross margin of 78.10% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Direct Finance of Direct Group (2006) Gross Margin % Related Terms
Direct Finance of Direct Group (2006) Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Direct Finance of Direct Group (2006) Gross Margin % Chart
XTAE:DIFI vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Direct Finance of Direct Group (2006)'s Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Direct Finance of Direct Group (2006) Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Direct Finance of Direct Group (2006)'s Gross Margin % distribution charts can be found below:
* The bar in red indicates where Direct Finance of Direct Group (2006)'s Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Direct Finance of Direct Group (2006) (XTAE:DIFI) has a Gross Margin % of 78.10% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Direct Finance of Direct Group (2006) and its competitors. This is 33% above median its historical median of 58.63. Over the past decade, Direct Finance of Direct Group (2006)'s Gross Margin % has ranged from 45.50 to 92.35. According to the industry distribution chart, Direct Finance of Direct Group (2006) ranks #187 out of 390 companies in the Credit Services industry, placing it in the top 47.9%.
Is Direct Finance of Direct Group (2006)'s Gross Margin % too high?
Direct Finance of Direct Group (2006)'s current Gross Margin % of 78.10% is 33% above median its 10-year median of 58.63. Over the past 10 years, this metric has ranged from a low of 45.50 to a high of 92.35. The Credit Services industry median Gross Margin % is 51.50. Direct Finance of Direct Group (2006)'s value of 78.10% is 51.7% above this industry median. Based on the distribution chart, Direct Finance of Direct Group (2006) ranks #187 out of 390 companies in the Credit Services industry, which is above the industry midpoint. Overall, Direct Finance of Direct Group (2006) has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Direct Finance of Direct Group (2006)'s Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Direct Finance of Direct Group (2006) ranks #187 out of 390 companies for Gross Margin %. This puts Direct Finance of Direct Group (2006) in the upper half of its industry. The industry median Gross Margin % is 51.50. Direct Finance of Direct Group (2006)'s value of 78.10% is 51.7% above this benchmark. Historically, Direct Finance of Direct Group (2006)'s own Gross Margin % has ranged from 45.50 to 92.35 over the past decade. While the company's 10-year median is 58.63 vs. the industry median of 51.50, Direct Finance of Direct Group (2006) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.50, based on 390 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Direct Finance of Direct Group (2006)'s current Gross Margin % of 78.10% is 51.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Direct Finance of Direct Group (2006) and its competitors. For the Credit Services industry, the median Gross Margin % is 51.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Direct Finance of Direct Group (2006)'s current Gross Margin % is 78.10%, which is 33% above median its own 10-year median of 58.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Direct Finance of Direct Group (2006) stock overvalued right now?
Based on GuruFocus' analysis, Direct Finance of Direct Group (2006) (XTAE:DIFI) is currently considered Fairly Valued. The stock's GF Value™ is ₪605.42, compared to a current price of ₪628.50 — trading 3.8% above its estimated fair value. The current Gross Margin % is 78.10%, which is 33% above median its 10-year median of 58.63 and 51.7% above the Credit Services industry median of 51.50. Direct Finance of Direct Group (2006)'s overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Direct Finance of Direct Group (2006) (XTAE:DIFI), the current Gross Margin % is 78.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Direct Finance of Direct Group (2006) (XTAE:DIFI) Overvalued in 2026?
Based on GuruFocus' analysis, Direct Finance of Direct Group (2006) stock appears to be overvalued.
The current stock price of ₪628.50 is trading 3.8% above its estimated GF Value™ of ₪605.42.
GuruFocus considers Direct Finance of Direct Group (2006) to be Fairly Valued.
Key valuation signals for XTAE:DIFI:
Gross Margin %: 78.10% (33% above median its 10-year median of 58.63)
GF Value™: ₪605.42 vs. price of ₪628.50 (3.8% above fair value)
Industry Position: 51.7% above the Credit Services median (#187 of 390)
No single metric tells the full story. See the XTAE:DIFI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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