FRAF (Franklin Financial Services) Forward Dividend Yield %: 2.19% (As of Jun. 25, 2026)


FRAF Franklin Financial Services Corp FRAF
50 GF Score
Price $62.44
GF Value $43.02
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Franklin Financial Services Forward Dividend Yield %?

Franklin Financial Services FRAF +0.53% 50 Forward Dividend Yield % is 2.19% as of Jun. 25, 2026. GuruFocus rates FRAF with a GF Score™ of 50/100 and a GF Value™ of $43.02 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,242 Banks companies, Franklin Financial Services ranks worse than 73.43% on this metric.

As of today (2026-06-25), the Forward Annual Dividend Yield of Franklin Financial Services is 2.19%.

As of today (2026-06-25), the Trailing Annual Dividend Yield of Franklin Financial Services is 2.13%.

FRAF's Forward Dividend Yield % is ranked worse than
73.43% of 1242 companies
in the Banks industry
Industry Median: 3.15 vs FRAF: 2.19

Franklin Financial Services's Dividends per Share for the three months ended in Mar. 2026 was $0.33.

During the past 12 months, Franklin Financial Services's average Dividends Per Share Growth Rate was 3.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 0.80% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 1.50% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 5.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Franklin Financial Services was 39.00% per year. The lowest was -14.30% per year. And the median was 4.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.


Franklin Financial Services  (NAS:FRAF) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Franklin Financial Services Forward Dividend Yield % Related Terms


FRAF vs WNEB, FFBB, FDBC: Forward Dividend Yield % Comparison

For the Banks - Regional subindustry, Franklin Financial Services's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Franklin Financial Services Forward Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Franklin Financial Services's Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Franklin Financial Services's Forward Dividend Yield % falls into.


FRAF
50GF Score
Franklin Financial Services Corp FRAF
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Franklin Financial Services Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Franklin Financial Services Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.3400002026-05-012026-05-012026-05-27Cash DividendquarterlyUSD:USD 1.000000
USD 0.3300002026-02-062026-02-062026-02-25Cash DividendquarterlyUSD:USD 1.000000
USD 0.3300002025-11-072025-11-072025-11-26Cash DividendquarterlyUSD:USD 1.000000
USD 0.3300002025-08-012025-08-012025-08-27Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Franklin Financial Services's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=1.36/62.44
=2.18 %

Current Share Price is $62.44.
Franklin Financial Services's Dividends per Share for the forward twelve months is calculated as $0.34 * 4 = $1.36.

Franklin Financial Services's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=1.33/62.44
=2.13 %

Current Share Price is $62.44.
Franklin Financial Services's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.33.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Dividend Yield % of 2.19% mean?
Franklin Financial Services (FRAF) has a Forward Dividend Yield % of 2.19% as of Jun. 25, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Franklin Financial Services and its competitors. According to the industry distribution chart, Franklin Financial Services ranks #912 out of 1242 companies in the Banks industry, placing it in the top 73.4%.
Is Franklin Financial Services' Forward Dividend Yield % too high?
Franklin Financial Services' current Forward Dividend Yield % is 2.19%. The Banks industry median Forward Dividend Yield % is 3.15. Franklin Financial Services' value of 2.19% is 30.5% below this industry median. Based on the distribution chart, Franklin Financial Services ranks #912 out of 1242 companies in the Banks industry, which is below the industry midpoint. Overall, Franklin Financial Services has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Franklin Financial Services' Forward Dividend Yield % compare to WNEB and FFBB?
According to the Banks industry distribution chart, Franklin Financial Services ranks #912 out of 1242 companies for Forward Dividend Yield %. This places Franklin Financial Services in the lower half of its industry. The industry median Forward Dividend Yield % is 3.15. Franklin Financial Services' value of 2.19% is 30.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.15, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Franklin Financial Services's current Forward Dividend Yield % of 2.19% is 30.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Franklin Financial Services and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Franklin Financial Services's current Forward Dividend Yield % is 2.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Franklin Financial Services (FRAF) is currently considered Significantly Overvalued. The stock's GF Value™ is $43.02, compared to a current price of $62.44 — trading 45.1% above its estimated fair value. The current Forward Dividend Yield % is 2.19% and 30.5% below the Banks industry median of 3.15. Franklin Financial Services' overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Franklin Financial Services (FRAF), the current Forward Dividend Yield % is 2.19% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Franklin Financial Services (FRAF) Overvalued in 2026?

Based on GuruFocus' analysis, Franklin Financial Services stock appears to be overvalued. The current stock price of $62.44 is trading 45.1% above its estimated GF Value™ of $43.02. GuruFocus considers Franklin Financial Services to be Significantly Overvalued.

Key valuation signals for FRAF:

  • Forward Dividend Yield %: 2.19%
  • GF Value™: $43.02 vs. price of $62.44 (45.1% above fair value)
  • GF Score™: 50/100 with 6 warning signs
  • Industry Position: 30.5% below the Banks median (#912 of 1242)

No single metric tells the full story. See the FRAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Franklin Financial Services Business Description

Address 1500 Nitterhouse Drive, Chambersburg, PA, USA, 17201-0819
Franklin Financial Services Corp is a bank holding company based in the United States. It is engaged in general commercial, retail banking, and trust services normally associated with community banks. It offers a broad range of banking services to businesses, individuals, and governmental entities, which include accepting and maintaining cheques, savings, and time deposit accounts, providing investment and trust services, making loans and providing safe deposit facilities. The bank also performs personal, corporate, pension and fiduciary services through its Investment and Trust Services Department.
50GF Score

Get the complete analysis for FRAF

Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.44
Price
$43.02
GF Value