FRAF (Franklin Financial Services) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


FRAF Franklin Financial Services Corp FRAF
50 GF Score
Price $61.97
GF Value $43.18
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Franklin Financial Services ROC (Joel Greenblatt) %?

Franklin Financial Services FRAF -2.94% 50 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FRAF with a GF Score™ of 50/100 and a GF Value™ of $43.18 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 46 Banks companies, Franklin Financial Services ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRAF
50GF Score
Franklin Financial Services Corp FRAF
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Franklin Financial Services (FRAF) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Franklin Financial Services and its competitors. According to the industry distribution chart, Franklin Financial Services ranks #999999 out of 46 companies in the Banks industry.
Is Franklin Financial Services' ROC (Joel Greenblatt) % too high?
Franklin Financial Services' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Franklin Financial Services ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Franklin Financial Services has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Franklin Financial Services' ROC (Joel Greenblatt) % compare to OVLY and CFFI?
According to the Banks industry distribution chart, Franklin Financial Services ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Franklin Financial Services in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 69.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 69.14, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Franklin Financial Services and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 69.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Franklin Financial Services's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Franklin Financial Services (FRAF) is currently considered Significantly Overvalued. The stock's GF Value™ is $43.18, compared to a current price of $61.97 — trading 43.5% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Franklin Financial Services' overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Franklin Financial Services (FRAF), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Franklin Financial Services (FRAF) Overvalued in 2026?

Based on GuruFocus' analysis, Franklin Financial Services stock appears to be overvalued. The current stock price of $61.97 is trading 43.5% above its estimated GF Value™ of $43.18. GuruFocus considers Franklin Financial Services to be Significantly Overvalued.

Key valuation signals for FRAF:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $43.18 vs. price of $61.97 (43.5% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the FRAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Franklin Financial Services Business Description

Address 1500 Nitterhouse Drive, Chambersburg, PA, USA, 17201-0819
Franklin Financial Services Corp is a bank holding company based in the United States. It is engaged in general commercial, retail banking, and trust services normally associated with community banks. It offers a broad range of banking services to businesses, individuals, and governmental entities, which include accepting and maintaining cheques, savings, and time deposit accounts, providing investment and trust services, making loans and providing safe deposit facilities. The bank also performs personal, corporate, pension and fiduciary services through its Investment and Trust Services Department.
50GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$61.97
Price
$43.18
GF Value