FRAF (Franklin Financial Services) Cyclically Adjusted Revenue per Share: $16.57 (As of Mar. 2026)


FRAF Franklin Financial Services Corp FRAF
53 GF Score
Price $61.65
GF Value $43.21
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Franklin Financial Services Cyclically Adjusted Revenue per Share?

Franklin Financial Services FRAF +1.26% 53 Cyclically Adjusted Revenue per Share is $16.57 as of Mar. 2026. GuruFocus rates FRAF with a GF Score™ of 53/100 and a GF Value™ of $43.21 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Franklin Financial Services's adjusted revenue per share for the three months ended in Mar. 2026 was $5.242. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $16.57 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Franklin Financial Services's average Cyclically Adjusted Revenue Growth Rate was 7.30% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 5.30% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 6.20% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 4.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Franklin Financial Services was 6.90% per year. The lowest was 2.40% per year. And the median was 4.20% per year.

As of today (2026-07-09), Franklin Financial Services's current stock price is $61.645. Franklin Financial Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $16.57. Franklin Financial Services's Cyclically Adjusted PS Ratio of today is 3.72.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Franklin Financial Services was 3.84. The lowest was 1.74. And the median was 2.56.


Franklin Financial Services  (NAS:FRAF) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Franklin Financial Services's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=61.645/16.57
=3.72

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Franklin Financial Services was 3.84. The lowest was 1.74. And the median was 2.56.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Franklin Financial Services Cyclically Adjusted Revenue per Share Related Terms


Franklin Financial Services Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Franklin Financial Services's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Franklin Financial Services Cyclically Adjusted Revenue per Share Chart

Franklin Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.78 13.79 14.49 15.15 16.10

Franklin Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.44 15.71 15.97 16.10 16.57

FRAF vs OVLY, CFFI, LRBI: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Franklin Financial Services's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Franklin Financial Services Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Franklin Financial Services's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Franklin Financial Services's Cyclically Adjusted PS Ratio falls into.


FRAF
53GF Score
Franklin Financial Services Corp FRAF
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Franklin Financial Services Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Franklin Financial Services's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=5.242/330.2130*330.2130
=5.242

Current CPI (Mar. 2026) = 330.2130.

Franklin Financial Services Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.582 241.018 3.538
201609 2.637 241.428 3.607
201612 2.720 241.432 3.720
201703 2.689 243.801 3.642
201706 2.822 244.955 3.804
201709 2.799 246.819 3.745
201712 2.846 246.524 3.812
201803 2.873 249.554 3.802
201806 2.992 251.989 3.921
201809 2.996 252.439 3.919
201812 3.028 251.233 3.980
201903 2.986 254.202 3.879
201906 3.169 256.143 4.085
201909 3.220 256.759 4.141
201912 3.348 256.974 4.302
202003 3.182 258.115 4.071
202006 3.095 257.797 3.964
202009 3.141 260.280 3.985
202012 3.400 260.474 4.310
202103 3.347 264.877 4.173
202106 3.372 271.696 4.098
202109 3.505 274.310 4.219
202112 3.527 278.802 4.177
202203 3.191 287.504 3.665
202206 3.547 296.311 3.953
202209 3.926 296.808 4.368
202212 4.038 296.797 4.493
202303 3.570 301.836 3.906
202306 3.741 305.109 4.049
202309 3.983 307.789 4.273
202312 4.048 306.746 4.358
202403 3.971 312.332 4.198
202406 3.994 314.175 4.198
202409 4.340 315.301 4.545
202412 3.394 315.605 3.551
202503 4.455 319.799 4.600
202506 4.920 322.561 5.037
202509 5.037 324.800 5.121
202512 5.126 324.054 5.223
202603 5.242 330.213 5.242

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $16.57 mean?
Franklin Financial Services (FRAF) has a Cyclically Adjusted Revenue per Share of $16.57 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Franklin Financial Services and its competitors.
Is Franklin Financial Services' Cyclically Adjusted Revenue per Share too high?
Franklin Financial Services' current Cyclically Adjusted Revenue per Share is $16.57. Overall, Franklin Financial Services has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Franklin Financial Services' Cyclically Adjusted Revenue per Share compare to OVLY and CFFI?
Franklin Financial Services' Cyclically Adjusted Revenue per Share of $16.57 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Franklin Financial Services and its competitors. Franklin Financial Services's current Cyclically Adjusted Revenue per Share is $16.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Franklin Financial Services (FRAF) is currently considered Significantly Overvalued. The stock's GF Value™ is $43.21, compared to a current price of $61.65 — trading 42.7% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $16.57. Franklin Financial Services' overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Franklin Financial Services (FRAF), the current Cyclically Adjusted Revenue per Share is $16.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Franklin Financial Services (FRAF) Overvalued in 2026?

Based on GuruFocus' analysis, Franklin Financial Services stock appears to be overvalued. The current stock price of $61.65 is trading 42.7% above its estimated GF Value™ of $43.21. GuruFocus considers Franklin Financial Services to be Significantly Overvalued.

Key valuation signals for FRAF:

  • Cyclically Adjusted Revenue per Share: $16.57
  • GF Value™: $43.21 vs. price of $61.65 (42.7% above fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the FRAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Franklin Financial Services Business Description

Address 1500 Nitterhouse Drive, Chambersburg, PA, USA, 17201-0819
Franklin Financial Services Corp is a bank holding company based in the United States. It is engaged in general commercial, retail banking, and trust services normally associated with community banks. It offers a broad range of banking services to businesses, individuals, and governmental entities, which include accepting and maintaining cheques, savings, and time deposit accounts, providing investment and trust services, making loans and providing safe deposit facilities. The bank also performs personal, corporate, pension and fiduciary services through its Investment and Trust Services Department.
53GF Score

Get the complete analysis for FRAF

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$61.65
Price
$43.21
GF Value