Franklin Financial Services's ROE % for the quarter that ended in Mar. 2026 was 15.00%. Franklin Financial Services's PB Ratio for the quarter that ended in Mar. 2026 was 1.28.
Franklin Financial Services's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 11.72%.
Franklin Financial Services ROE % Adjusted to Book Value Related Terms
Franklin Financial Services ROE % Adjusted to Book Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Franklin Financial Services ROE % Adjusted to Book Value Chart
FRAF vs WNEB, FFBB, FDBC: ROE % Adjusted to Book Value Comparison
For the Banks - Regional subindustry, Franklin Financial Services's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Franklin Financial Services ROE % Adjusted to Book Value vs Banks Industry
For the Banks industry and Financial Services sector, Franklin Financial Services's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Franklin Financial Services's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 11.72% mean?
Franklin Financial Services (FRAF) has a ROE % Adjusted to Book Value of 11.72% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Franklin Financial Services and its competitors.
Is Franklin Financial Services' ROE % Adjusted to Book Value too high?
Franklin Financial Services' current ROE % Adjusted to Book Value is 11.72%. Overall, Franklin Financial Services has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Franklin Financial Services' ROE % Adjusted to Book Value compare to WNEB and FFBB?
Franklin Financial Services' ROE % Adjusted to Book Value of 11.72% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Franklin Financial Services and its competitors. Franklin Financial Services's current ROE % Adjusted to Book Value is 11.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Franklin Financial Services (FRAF) is currently considered Significantly Overvalued. The stock's GF Value™ is $43.03, compared to a current price of $62.80 — trading 45.9% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.72%. Franklin Financial Services' overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Franklin Financial Services (FRAF), the current ROE % Adjusted to Book Value is 11.72% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Franklin Financial Services (FRAF) Overvalued in 2026?
Based on GuruFocus' analysis, Franklin Financial Services stock appears to be overvalued.
The current stock price of $62.80 is trading 45.9% above its estimated GF Value™ of $43.03.
GuruFocus considers Franklin Financial Services to be Significantly Overvalued.
Key valuation signals for FRAF:
ROE % Adjusted to Book Value: 11.72%
GF Value™: $43.03 vs. price of $62.80 (45.9% above fair value)
No single metric tells the full story. See the FRAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Franklin Financial Services Corp is a bank holding company based in the United States. It is engaged in general commercial, retail banking, and trust services normally associated with community banks. It offers a broad range of banking services to businesses, individuals, and governmental entities, which include accepting and maintaining cheques, savings, and time deposit accounts, providing investment and trust services, making loans and providing safe deposit facilities. The bank also performs personal, corporate, pension and fiduciary services through its Investment and Trust Services Department.
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