FRAF (Franklin Financial Services) Total Debt per Share: $46.93 (As of Mar. 2026)

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FRAF Franklin Financial Services Corp FRAF
50 GF Score
Price $63.16
GF Value $43.51
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Franklin Financial Services Total Debt per Share?

Franklin Financial Services FRAF +0.08% 50 Total Debt per Share is $46.93 as of Mar. 2026. GuruFocus rates FRAF with a GF Score™ of 50/100 and a GF Value™ of $43.51 (Significantly Overvalued). The stock has 6 warning signs investors should review.

$46.93 (As of Mar. 2026)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Franklin Financial Services's Total Debt Per Share for the quarter that ended in Mar. 2026 was $46.93.

Franklin Financial Services Total Debt per Share Historical Data

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The historical data trend for Franklin Financial Services's Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Franklin Financial Services Total Debt per Share Chart

Franklin Financial Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.50 5.87 35.34 50.59 47.91

Franklin Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 50.10 47.97 47.91 46.93 46.93
FRAF
50GF Score
Franklin Financial Services Corp FRAF
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Franklin Financial Services Total Debt per Share Calculation

Franklin Financial Services's Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(214.69+0.00)/4.48
=47.91

Franklin Financial Services's Total Debt Per Share for the quarter that ended in Mar. 2026 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(210.85+0.00)/4.49
=46.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $46.93 mean?
Franklin Financial Services (FRAF) has a Total Debt per Share of $46.93 as of Mar. 2026. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Franklin Financial Services and its competitors.
Is Franklin Financial Services' Total Debt per Share too high?
Franklin Financial Services' current Total Debt per Share is $46.93. Overall, Franklin Financial Services has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Franklin Financial Services' Total Debt per Share compare to BPRN and EXSR?
Franklin Financial Services' Total Debt per Share of $46.93 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Franklin Financial Services and its competitors. Franklin Financial Services's current Total Debt per Share is $46.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franklin Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Franklin Financial Services (FRAF) is currently considered Significantly Overvalued. The stock's GF Value™ is $43.51, compared to a current price of $63.16 — trading 45.2% above its estimated fair value. The current Total Debt per Share is $46.93. Franklin Financial Services' overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For Franklin Financial Services (FRAF), the current Total Debt per Share is $46.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Franklin Financial Services (FRAF) Overvalued in 2026?

Based on GuruFocus' analysis, Franklin Financial Services stock appears to be overvalued. The current stock price of $63.16 is trading 45.2% above its estimated GF Value™ of $43.51. GuruFocus considers Franklin Financial Services to be Significantly Overvalued.

Key valuation signals for FRAF:

  • Total Debt per Share: $46.93
  • GF Value™: $43.51 vs. price of $63.16 (45.2% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the FRAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Franklin Financial Services Business Description

Address 1500 Nitterhouse Drive, Chambersburg, PA, USA, 17201-0819
Franklin Financial Services Corp is a bank holding company based in the United States. It is engaged in general commercial, retail banking, and trust services normally associated with community banks. It offers a broad range of banking services to businesses, individuals, and governmental entities, which include accepting and maintaining cheques, savings, and time deposit accounts, providing investment and trust services, making loans and providing safe deposit facilities. The bank also performs personal, corporate, pension and fiduciary services through its Investment and Trust Services Department.
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Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.16
Price
$43.51
GF Value