NSE:CHOLAFIN's Forward Dividend Yield % is ranked worse than 98.04% of 204
companies
in the Credit Services industry
Industry Median: 4.18
vs NSE:CHOLAFIN: 0.08
During the past 5 years, the average Dividends Per Share Growth Rate was 6.40% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 9.30% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Cholamandalam Investment and Finance Co was 51.80% per year. The lowest was -37.00% per year. And the median was 2.65% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) Forward Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Cholamandalam Investment and Finance Co Forward Dividend Yield % Related Terms
NSE:CHOLAFIN vs V, MA, AXP: Forward Dividend Yield % Comparison
For the Credit Services subindustry, Cholamandalam Investment and Finance Co's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cholamandalam Investment and Finance Co Forward Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Cholamandalam Investment and Finance Co's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Cholamandalam Investment and Finance Co's Forward Dividend Yield % falls into.
Cholamandalam Investment and Finance Co Forward Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Cholamandalam Investment and Finance Co Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
INR 1.300000
2026-02-05
2026-02-05
2026-02-20
Cash Dividend
semi-annually
INR:INR 1.000000
INR 0.700000
2025-07-24
2025-07-24
2025-08-20
Cash Dividend
semi-annually
INR:INR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 0.08% mean?
Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) has a Forward Dividend Yield % of 0.08% as of Jul. 03, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Cholamandalam Investment and Finance Co and its competitors. According to the industry distribution chart, Cholamandalam Investment and Finance Co ranks #200 out of 204 companies in the Credit Services industry, placing it in the top 98%.
Is Cholamandalam Investment and Finance Co's Forward Dividend Yield % too high?
Cholamandalam Investment and Finance Co's current Forward Dividend Yield % is 0.08%. The Credit Services industry median Forward Dividend Yield % is 4.18. Cholamandalam Investment and Finance Co's value of 0.08% is 98.1% below this industry median. Based on the distribution chart, Cholamandalam Investment and Finance Co ranks #200 out of 204 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Cholamandalam Investment and Finance Co has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cholamandalam Investment and Finance Co's Forward Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Cholamandalam Investment and Finance Co ranks #200 out of 204 companies for Forward Dividend Yield %. This places Cholamandalam Investment and Finance Co in the lower half of its industry. The industry median Forward Dividend Yield % is 4.18. Cholamandalam Investment and Finance Co's value of 0.08% is 98.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Credit Services company?
The median Forward Dividend Yield % among Credit Services companies is 4.18, based on 204 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cholamandalam Investment and Finance Co's current Forward Dividend Yield % of 0.08% is 98.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Cholamandalam Investment and Finance Co and its competitors. For the Credit Services industry, the median Forward Dividend Yield % is 4.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cholamandalam Investment and Finance Co's current Forward Dividend Yield % is 0.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cholamandalam Investment and Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,132.74, compared to a current price of ₹1,788.50 — trading 16.1% below its estimated fair value. The current Forward Dividend Yield % is 0.08% and 98.1% below the Credit Services industry median of 4.18. Cholamandalam Investment and Finance Co's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Cholamandalam Investment and Finance Co (NSE:CHOLAFIN), the current Forward Dividend Yield % is 0.08% as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) Overvalued in 2026?
Based on GuruFocus' analysis, Cholamandalam Investment and Finance Co stock appears to be undervalued.
The current stock price of ₹1,788.50 is trading 16.1% below its estimated GF Value™ of ₹2,132.74.
GuruFocus considers Cholamandalam Investment and Finance Co to be Modestly Undervalued.
Key valuation signals for NSE:CHOLAFIN:
Forward Dividend Yield %: 0.08%
GF Value™: ₹2,132.74 vs. price of ₹1,788.50 (16.1% below fair value)
Industry Position: 98.1% below the Credit Services median (#200 of 204)
No single metric tells the full story. See the NSE:CHOLAFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cholamandalam Investment and Finance Co Business Description
Cholamandalam Investment and Finance Co Ltd serves as the financial services arm of the Murugappa Group. Its subsidiaries include Cholamandalam Securities Limited (CSEC) and Cholamandalam Home Finance Limited (CHFL). The company's operating segments include; Vehicle finance loans its key revenue generating segment, which provides loans for the purchase of vehicles, tractors, and construction equipment; the Home Loans segment includes loans given for the acquisition of residential property; Loan against property includes loans to the customer against immovable property; and Other loans represents loans against shares and SME loans. The company operates solely in India.
76GF Score
Get the complete analysis for NSE:CHOLAFIN
Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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