Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) Cyclically Adjusted Revenue per Share: ₹ (As of Jun. 2026)

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NSE:CHOLAFIN Cholamandalam Investment and Finance Co Ltd NSE:CHOLAFIN
78 GF Score
Price ₹1,800.00
GF Value ₹2,188.18
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Cholamandalam Investment and Finance Co Cyclically Adjusted Revenue per Share?

Cholamandalam Investment and Finance Co NSE:CHOLAFIN +2.01% 78 Cyclically Adjusted Revenue per Share is ₹ as of Jun. 2026. GuruFocus rates NSE:CHOLAFIN with a GF Score™ of 78/100 and a GF Value™ of ₹2,188.18 (Modestly Undervalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Cholamandalam Investment and Finance Co's adjusted revenue per share for the three months ended in Jun. 2026 was ₹104.913. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is for the trailing ten years ended in Jun. 2026.

During the past 12 months, Cholamandalam Investment and Finance Co's average Cyclically Adjusted Revenue Growth Rate was 24.00% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 20.50% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 18.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Cholamandalam Investment and Finance Co was 20.50% per year. The lowest was 14.10% per year. And the median was 16.80% per year.

As of today (2026-09-21), Cholamandalam Investment and Finance Co's current stock price is ₹1800.00. Cholamandalam Investment and Finance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was . Cholamandalam Investment and Finance Co's Cyclically Adjusted PS Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Cholamandalam Investment and Finance Co was 22.31. The lowest was 3.33. And the median was 14.18.


Cholamandalam Investment and Finance Co  (NSE:CHOLAFIN) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Cholamandalam Investment and Finance Co was 22.31. The lowest was 3.33. And the median was 14.18.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Cholamandalam Investment and Finance Co Cyclically Adjusted Revenue per Share Related Terms


Cholamandalam Investment and Finance Co Cyclically Adjusted Revenue per Share Historical Data

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The historical data trend for Cholamandalam Investment and Finance Co's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cholamandalam Investment and Finance Co Cyclically Adjusted Revenue per Share Chart

Cholamandalam Investment and Finance Co Annual Data
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Cyclically Adjusted Revenue per Share
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Cholamandalam Investment and Finance Co Quarterly Data
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NSE:CHOLAFIN vs V, MA, AXP: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, Cholamandalam Investment and Finance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cholamandalam Investment and Finance Co Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Cholamandalam Investment and Finance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Cholamandalam Investment and Finance Co's Cyclically Adjusted PS Ratio falls into.


NSE:CHOLAFIN
78GF Score
Cholamandalam Investment and Finance Co Ltd NSE:CHOLAFIN
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cholamandalam Investment and Finance Co Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Cholamandalam Investment and Finance Co's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=104.913/167.3573*167.3573
=104.913

Current CPI (Jun. 2026) = 167.3573.

Cholamandalam Investment and Finance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 15.010 105.961 23.707
201612 15.152 105.196 24.105
201703 15.668 105.196 24.926
201706 15.954 107.109 24.928
201709 16.791 109.021 25.776
201712 17.963 109.404 27.478
201803 19.646 109.786 29.948
201806 20.896 111.317 31.416
201809 21.617 115.142 31.420
201812 23.800 115.142 34.593
201903 24.336 118.202 34.456
201906 26.095 120.880 36.128
201909 28.232 123.175 38.359
201912 29.237 126.235 38.761
202003 27.038 124.705 36.286
202006 25.935 127.000 34.176
202009 29.989 130.118 38.572
202012 30.750 130.889 39.318
202103 30.146 131.771 38.287
202106 30.217 134.084 37.715
202109 30.517 135.847 37.596
202112 31.113 138.161 37.688
202203 32.302 138.822 38.942
202206 33.978 142.347 39.948
202209 37.274 144.661 43.122
202212 41.405 145.763 47.539
202303 46.587 146.865 53.088
202306 50.427 150.280 56.157
202309 56.922 151.492 62.883
202312 60.111 152.924 65.784
202403 65.305 153.035 71.417
202406 69.565 155.789 74.731
202409 75.061 157.882 79.566
202412 81.108 158.323 85.736
202503 84.654 157.552 89.923
202506 87.242 159.755 91.393
202509 90.276 162.289 93.095
202512 94.678 163.281 97.042
202603 100.356 164.272 102.241
202606 104.913 167.357 104.913

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of ₹ mean?
Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) has a Cyclically Adjusted Revenue per Share of ₹ as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Cholamandalam Investment and Finance Co and its competitors.
Is Cholamandalam Investment and Finance Co's Cyclically Adjusted Revenue per Share too high?
Cholamandalam Investment and Finance Co's current Cyclically Adjusted Revenue per Share is ₹. Overall, Cholamandalam Investment and Finance Co has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cholamandalam Investment and Finance Co's Cyclically Adjusted Revenue per Share compare to V and MA?
Cholamandalam Investment and Finance Co's Cyclically Adjusted Revenue per Share of ₹ can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Cholamandalam Investment and Finance Co and its competitors. Cholamandalam Investment and Finance Co's current Cyclically Adjusted Revenue per Share is ₹. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cholamandalam Investment and Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,188.18, compared to a current price of ₹1,800.00 — trading 17.7% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is ₹. Cholamandalam Investment and Finance Co's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Cholamandalam Investment and Finance Co (NSE:CHOLAFIN), the current Cyclically Adjusted Revenue per Share is ₹ as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Cholamandalam Investment and Finance Co stock appears to be undervalued. The current stock price of ₹1,800.00 is trading 17.7% below its estimated GF Value™ of ₹2,188.18. GuruFocus considers Cholamandalam Investment and Finance Co to be Modestly Undervalued.

Key valuation signals for NSE:CHOLAFIN:

  • Cyclically Adjusted Revenue per Share:
  • GF Value™: ₹2,188.18 vs. price of ₹1,800.00 (17.7% below fair value)
  • GF Score™: 78/100 with 7 warning signs

No single metric tells the full story. See the NSE:CHOLAFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cholamandalam Investment and Finance Co Business Description

Other Exchanges 511243:India
Address Chola Crest, C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai, TN, IND, 600032
Cholamandalam Investment and Finance Co Ltd serves as the financial services arm of the Murugappa Group. Its subsidiaries include Cholamandalam Securities Limited (CSEC) and Cholamandalam Home Finance Limited (CHFL). The company's operating segments include; Vehicle finance loans its key revenue generating segment, which provides loans for the purchase of vehicles, tractors, and construction equipment; the Home Loans segment includes loans given for the acquisition of residential property; Loan against property includes loans to the customer against immovable property; and Other loans represents loans against shares and SME loans. The company operates solely in India.
78GF Score

Get the complete analysis for NSE:CHOLAFIN

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,800.00
Price
₹2,188.18
GF Value