Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) Cyclically Adjusted Revenue per Share: ₹106.65 (As of Jun. 2026)

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NSE:CHOLAFIN Cholamandalam Investment and Finance Co Ltd NSE:CHOLAFIN
76 GF Score
Price ₹1,880.00
GF Value ₹2,154.44
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Cholamandalam Investment and Finance Co Cyclically Adjusted Revenue per Share?

Cholamandalam Investment and Finance Co NSE:CHOLAFIN +0.27% 76 Cyclically Adjusted Revenue per Share is ₹106.65 as of Jun. 2026. GuruFocus rates NSE:CHOLAFIN with a GF Score™ of 76/100 and a GF Value™ of ₹2,154.44 (Modestly Undervalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Cholamandalam Investment and Finance Co's adjusted revenue per share for the three months ended in Jun. 2026 was ₹57.764. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is ₹106.65 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Cholamandalam Investment and Finance Co's average Cyclically Adjusted Revenue Growth Rate was 23.10% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 20.50% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 18.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Cholamandalam Investment and Finance Co was 20.50% per year. The lowest was 14.10% per year. And the median was 16.80% per year.

As of today (2026-08-06), Cholamandalam Investment and Finance Co's current stock price is ₹1880.00. Cholamandalam Investment and Finance Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was ₹106.65. Cholamandalam Investment and Finance Co's Cyclically Adjusted PS Ratio of today is 17.63.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Cholamandalam Investment and Finance Co was 22.31. The lowest was 3.33. And the median was 14.04.


Cholamandalam Investment and Finance Co  (NSE:CHOLAFIN) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Cholamandalam Investment and Finance Co's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=1880.00/106.65
=17.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Cholamandalam Investment and Finance Co was 22.31. The lowest was 3.33. And the median was 14.04.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Cholamandalam Investment and Finance Co Cyclically Adjusted Revenue per Share Related Terms


Cholamandalam Investment and Finance Co Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Cholamandalam Investment and Finance Co's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cholamandalam Investment and Finance Co Cyclically Adjusted Revenue per Share Chart

Cholamandalam Investment and Finance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49.48 57.65 68.18 81.94 100.87

Cholamandalam Investment and Finance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 86.62 91.75 96.36 100.87 106.65

NSE:CHOLAFIN vs V, MA, AXP: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, Cholamandalam Investment and Finance Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cholamandalam Investment and Finance Co Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Cholamandalam Investment and Finance Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Cholamandalam Investment and Finance Co's Cyclically Adjusted PS Ratio falls into.


NSE:CHOLAFIN
76GF Score
Cholamandalam Investment and Finance Co Ltd NSE:CHOLAFIN
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cholamandalam Investment and Finance Co Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Cholamandalam Investment and Finance Co's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=57.764/166.1454*166.1454
=57.764

Current CPI (Jun. 2026) = 166.1454.

Cholamandalam Investment and Finance Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 7.732 105.961 12.124
201612 7.923 105.196 12.513
201703 8.671 105.196 13.695
201706 9.041 107.109 14.024
201709 9.679 109.021 14.751
201712 10.422 109.404 15.827
201803 11.731 109.786 17.753
201806 10.822 111.317 16.152
201809 10.788 115.142 15.567
201812 11.637 115.142 16.792
201903 11.617 118.202 16.329
201906 12.255 120.880 16.844
201909 13.217 123.175 17.828
201912 14.016 126.235 18.447
202003 12.943 124.705 17.244
202006 12.135 127.000 15.875
202009 15.521 130.118 19.819
202012 16.840 130.889 21.376
202103 16.677 131.771 21.028
202106 16.916 134.084 20.961
202109 17.404 135.847 21.286
202112 18.599 138.161 22.366
202203 18.407 138.822 22.030
202206 20.240 142.347 23.624
202209 20.988 144.661 24.105
202212 22.655 145.763 25.823
202303 22.946 146.865 25.958
202306 26.282 150.280 29.057
202309 30.200 151.492 33.121
202312 31.083 152.924 33.770
202403 31.722 153.035 34.440
202406 36.351 155.789 38.768
202409 38.748 157.882 40.776
202412 42.254 158.323 44.342
202503 44.744 157.552 47.185
202506 46.095 159.755 47.939
202509 48.569 162.289 49.723
202512 51.579 163.281 52.484
202603 56.374 164.272 57.017
202606 57.764 166.145 57.764

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of ₹106.65 mean?
Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) has a Cyclically Adjusted Revenue per Share of ₹106.65 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Cholamandalam Investment and Finance Co and its competitors.
Is Cholamandalam Investment and Finance Co's Cyclically Adjusted Revenue per Share too high?
Cholamandalam Investment and Finance Co's current Cyclically Adjusted Revenue per Share is ₹106.65. Overall, Cholamandalam Investment and Finance Co has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cholamandalam Investment and Finance Co's Cyclically Adjusted Revenue per Share compare to V and MA?
Cholamandalam Investment and Finance Co's Cyclically Adjusted Revenue per Share of ₹106.65 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Cholamandalam Investment and Finance Co and its competitors. Cholamandalam Investment and Finance Co's current Cyclically Adjusted Revenue per Share is ₹106.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cholamandalam Investment and Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,154.44, compared to a current price of ₹1,880.00 — trading 12.7% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is ₹106.65. Cholamandalam Investment and Finance Co's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Cholamandalam Investment and Finance Co (NSE:CHOLAFIN), the current Cyclically Adjusted Revenue per Share is ₹106.65 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Cholamandalam Investment and Finance Co stock appears to be undervalued. The current stock price of ₹1,880.00 is trading 12.7% below its estimated GF Value™ of ₹2,154.44. GuruFocus considers Cholamandalam Investment and Finance Co to be Modestly Undervalued.

Key valuation signals for NSE:CHOLAFIN:

  • Cyclically Adjusted Revenue per Share: ₹106.65
  • GF Value™: ₹2,154.44 vs. price of ₹1,880.00 (12.7% below fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the NSE:CHOLAFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cholamandalam Investment and Finance Co Business Description

Other Exchanges 511243:India
Address Chola Crest, C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai, TN, IND, 600032
Cholamandalam Investment and Finance Co Ltd serves as the financial services arm of the Murugappa Group. Its subsidiaries include Cholamandalam Securities Limited (CSEC) and Cholamandalam Home Finance Limited (CHFL). The company's operating segments include; Vehicle finance loans its key revenue generating segment, which provides loans for the purchase of vehicles, tractors, and construction equipment; the Home Loans segment includes loans given for the acquisition of residential property; Loan against property includes loans to the customer against immovable property; and Other loans represents loans against shares and SME loans. The company operates solely in India.
76GF Score

Get the complete analysis for NSE:CHOLAFIN

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,880.00
Price
₹2,154.44
GF Value