Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) EPS (Basic): ₹61.93 (TTM As of Mar. 2026)

What is Cholamandalam Investment and Finance Co EPS (Basic)?

Cholamandalam Investment and Finance Co NSE:CHOLAFIN +3.88% 76 EPS (Basic) is ₹61.93 as of Mar. 2026. GuruFocus rates NSE:CHOLAFIN with a GF Score™ of 76/100 and a GF Value™ of ₹2,110.67 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Cholamandalam Investment and Finance Co's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was ₹19.33. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹61.93.

Cholamandalam Investment and Finance Co's EPS (Diluted) for the three months ended in Mar. 2026 was ₹19.28. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹61.78.

Cholamandalam Investment and Finance Co's EPS without NRI for the three months ended in Mar. 2026 was ₹19.28. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 61.78.

During the past 12 months, Cholamandalam Investment and Finance Co's average EPS without NRIGrowth Rate was 22.20% per year. During the past 3 years, the average EPS without NRI Growth Rate was 24.10% per year. During the past 5 years, the average EPS without NRI Growth Rate was 26.60% per year. During the past 10 years, the average EPS without NRI Growth Rate was 20.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Cholamandalam Investment and Finance Co's highest 3-Year average EPS without NRI Growth Rate was 47.10% per year. The lowest was -14.30% per year. And the median was 22.20% per year.

Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Cholamandalam Investment and Finance Co EPS (Basic) Related Terms

Cholamandalam Investment and Finance Co EPS (Basic) Historical Data

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The historical data trend for Cholamandalam Investment and Finance Co's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cholamandalam Investment and Finance Co EPS (Basic) Chart

Cholamandalam Investment and Finance Co Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

EPS (Basic)

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26.24

32.44

41.17

50.72

61.98

Cholamandalam Investment and Finance Co Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
EPS (Basic)	Get a 7-Day Free Trial															14.98	13.53	13.78	15.29	19.33

76GF Score

Cholamandalam Investment and Finance Co Ltd NSE:CHOLAFIN

EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.

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Cholamandalam Investment and Finance Co EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Cholamandalam Investment and Finance Co's Basic EPS for the fiscal year that ended in Mar. 2026 is calculated as

Basic EPS (A: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(52326.1	-	0)	/	844.242
	=	61.98

Cholamandalam Investment and Finance Co's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )	=	(Net Income	-	Preferred Dividends)	/	Shares Outstanding (Basic Average)
	=	(16452	-	0)	/	851.112
	=	19.33

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹61.93

Frequently Asked Questions Learn more about EPS (Basic) →

What does a EPS (Basic) of ₹61.93 mean?

Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) has a EPS (Basic) of ₹61.93 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Cholamandalam Investment and Finance Co and its competitors.

Is Cholamandalam Investment and Finance Co's EPS (Basic) too high?

Cholamandalam Investment and Finance Co's current EPS (Basic) is ₹61.93. Overall, Cholamandalam Investment and Finance Co has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Cholamandalam Investment and Finance Co's EPS (Basic) compare to V and MA?

Cholamandalam Investment and Finance Co's EPS (Basic) of ₹61.93 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good EPS (Basic) for a Credit Services company?

A good EPS (Basic) depends on the Credit Services industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high EPS (Basic) mean?

A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Cholamandalam Investment and Finance Co and its competitors. Cholamandalam Investment and Finance Co's current EPS (Basic) is ₹61.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Cholamandalam Investment and Finance Co stock overvalued right now?

Based on GuruFocus' analysis, Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,110.67, compared to a current price of ₹1,792.90 — trading 15.1% below its estimated fair value. The current EPS (Basic) is ₹61.93. Cholamandalam Investment and Finance Co's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is EPS (Basic) calculated?

EPS (Basic) is calculated from a company's financial statements. For Cholamandalam Investment and Finance Co (NSE:CHOLAFIN), the current EPS (Basic) is ₹61.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Cholamandalam Investment and Finance Co stock appears to be undervalued. The current stock price of ₹1,792.90 is trading 15.1% below its estimated GF Value™ of ₹2,110.67. GuruFocus considers Cholamandalam Investment and Finance Co to be Modestly Undervalued.

Key valuation signals for NSE:CHOLAFIN:

EPS (Basic): ₹61.93
GF Value™: ₹2,110.67 vs. price of ₹1,792.90 (15.1% below fair value)
GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the NSE:CHOLAFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cholamandalam Investment and Finance Co Business Description

Industry Financial Services Credit Services

Comparable Companies NSE:TATACAP BOM:543257 BOM:533398 BOM:532810 BOM:532955 BOM:533519 BOM:543066 BOM:544429 NSE:SUNDARMFIN BOM:544597 V MA AXP COF BOM:500034 PYPL AFRM SYF NSE:SHRIRAMFIN SOFI

Other Exchanges 511243:India

Address Chola Crest, C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai, TN, IND, 600032

Website https://www.cholamandalam.com

Cholamandalam Investment and Finance Co Ltd serves as the financial services arm of the Murugappa Group. Its subsidiaries include Cholamandalam Securities Limited (CSEC) and Cholamandalam Home Finance Limited (CHFL). The company's operating segments include; Vehicle finance loans its key revenue generating segment, which provides loans for the purchase of vehicles, tractors, and construction equipment; the Home Loans segment includes loans given for the acquisition of residential property; Loan against property includes loans to the customer against immovable property; and Other loans represents loans against shares and SME loans. The company operates solely in India.

76GF Score

Get the complete analysis for NSE:CHOLAFIN

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,792.90

Price

₹2,110.67

GF Value

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