Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) Interest Expense: ₹-143,841 Mil (TTM As of Mar. 2026)

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NSE:CHOLAFIN Cholamandalam Investment and Finance Co Ltd NSE:CHOLAFIN
77 GF Score
Price ₹1,717.30
GF Value ₹2,150.21
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Cholamandalam Investment and Finance Co Interest Expense?

Cholamandalam Investment and Finance Co NSE:CHOLAFIN -0.62% 77 Interest Expense is ₹-143,841 Mil as of Mar. 2026. GuruFocus rates NSE:CHOLAFIN with a GF Score™ of 77/100 and a GF Value™ of ₹2,150.21 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Cholamandalam Investment and Finance Co's interest expense for the three months ended in Mar. 2026 was ₹ -37,530 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-143,841 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Cholamandalam Investment and Finance Co's Operating Income for the three months ended in Mar. 2026 was ₹ Mil. Cholamandalam Investment and Finance Co's Interest Expense for the three months ended in Mar. 2026 was ₹ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Cholamandalam Investment and Finance Co Interest Expense Historical Data

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The historical data trend for Cholamandalam Investment and Finance Co's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cholamandalam Investment and Finance Co Interest Expense Chart

Cholamandalam Investment and Finance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -42,786.40 -57,333.20 -92,133.40 -124,752.40 -143,643.00

Cholamandalam Investment and Finance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -33,646.70 -34,680.60 -35,173.10 -36,457.40 -37,530.20
NSE:CHOLAFIN
77GF Score
Cholamandalam Investment and Finance Co Ltd NSE:CHOLAFIN
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Cholamandalam Investment and Finance Co Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-143,841 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of ₹-143,841 Mil mean?
Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) has a Interest Expense of ₹-143,841 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Cholamandalam Investment and Finance Co and its competitors.
Is Cholamandalam Investment and Finance Co's Interest Expense too high?
Cholamandalam Investment and Finance Co's current Interest Expense is ₹-143,841 Mil. Overall, Cholamandalam Investment and Finance Co has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cholamandalam Investment and Finance Co's Interest Expense compare to V and MA?
Cholamandalam Investment and Finance Co's Interest Expense of ₹-143,841 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Cholamandalam Investment and Finance Co and its competitors. Cholamandalam Investment and Finance Co's current Interest Expense is ₹-143,841 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cholamandalam Investment and Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,150.21, compared to a current price of ₹1,717.30 — trading 20.1% below its estimated fair value. The current Interest Expense is ₹-143,841 Mil. Cholamandalam Investment and Finance Co's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Cholamandalam Investment and Finance Co (NSE:CHOLAFIN), the current Interest Expense is ₹-143,841 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Cholamandalam Investment and Finance Co stock appears to be undervalued. The current stock price of ₹1,717.30 is trading 20.1% below its estimated GF Value™ of ₹2,150.21. GuruFocus considers Cholamandalam Investment and Finance Co to be Modestly Undervalued.

Key valuation signals for NSE:CHOLAFIN:

  • Interest Expense: ₹-143,841 Mil
  • GF Value™: ₹2,150.21 vs. price of ₹1,717.30 (20.1% below fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the NSE:CHOLAFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cholamandalam Investment and Finance Co Business Description

Other Exchanges 511243:India
Address Chola Crest, C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai, TN, IND, 600032
Cholamandalam Investment and Finance Co Ltd serves as the financial services arm of the Murugappa Group. Its subsidiaries include Cholamandalam Securities Limited (CSEC) and Cholamandalam Home Finance Limited (CHFL). The company's operating segments include; Vehicle finance loans its key revenue generating segment, which provides loans for the purchase of vehicles, tractors, and construction equipment; the Home Loans segment includes loans given for the acquisition of residential property; Loan against property includes loans to the customer against immovable property; and Other loans represents loans against shares and SME loans. The company operates solely in India.
77GF Score

Get the complete analysis for NSE:CHOLAFIN

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,717.30
Price
₹2,150.21
GF Value