Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

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NSE:CHOLAFIN Cholamandalam Investment and Finance Co Ltd NSE:CHOLAFIN
76 GF Score
Price ₹1,866.20
GF Value ₹2,152.94
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Cholamandalam Investment and Finance Co ROC (Joel Greenblatt) %?

Cholamandalam Investment and Finance Co NSE:CHOLAFIN -3.80% 76 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates NSE:CHOLAFIN with a GF Score™ of 76/100 and a GF Value™ of ₹2,152.94 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 417 Credit Services companies, Cholamandalam Investment and Finance Co ranks worse than 239807.91% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

NSE:CHOLAFIN
76GF Score
Cholamandalam Investment and Finance Co Ltd NSE:CHOLAFIN
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Cholamandalam Investment and Finance Co and its competitors. According to the industry distribution chart, Cholamandalam Investment and Finance Co ranks #999999 out of 417 companies in the Credit Services industry.
Is Cholamandalam Investment and Finance Co's ROC (Joel Greenblatt) % too high?
Cholamandalam Investment and Finance Co's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Cholamandalam Investment and Finance Co ranks #999999 out of 417 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Cholamandalam Investment and Finance Co has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Cholamandalam Investment and Finance Co's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Cholamandalam Investment and Finance Co ranks #999999 out of 417 companies for ROC (Joel Greenblatt) %. This places Cholamandalam Investment and Finance Co in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 39.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 39.25, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Cholamandalam Investment and Finance Co and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 39.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cholamandalam Investment and Finance Co's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cholamandalam Investment and Finance Co stock overvalued right now?
Based on GuruFocus' analysis, Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,152.94, compared to a current price of ₹1,866.20 — trading 13.3% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Cholamandalam Investment and Finance Co's overall GF Score™ is 76/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Cholamandalam Investment and Finance Co (NSE:CHOLAFIN), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cholamandalam Investment and Finance Co (NSE:CHOLAFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Cholamandalam Investment and Finance Co stock appears to be undervalued. The current stock price of ₹1,866.20 is trading 13.3% below its estimated GF Value™ of ₹2,152.94. GuruFocus considers Cholamandalam Investment and Finance Co to be Modestly Undervalued.

Key valuation signals for NSE:CHOLAFIN:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: ₹2,152.94 vs. price of ₹1,866.20 (13.3% below fair value)
  • GF Score™: 76/100 with 5 warning signs

No single metric tells the full story. See the NSE:CHOLAFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cholamandalam Investment and Finance Co Business Description

Other Exchanges 511243:India
Address Chola Crest, C54-55 & Super B-4, Thiru-Vi-Ka Industrial Estate, Guindy, Chennai, TN, IND, 600032
Cholamandalam Investment and Finance Co Ltd serves as the financial services arm of the Murugappa Group. Its subsidiaries include Cholamandalam Securities Limited (CSEC) and Cholamandalam Home Finance Limited (CHFL). The company's operating segments include; Vehicle finance loans its key revenue generating segment, which provides loans for the purchase of vehicles, tractors, and construction equipment; the Home Loans segment includes loans given for the acquisition of residential property; Loan against property includes loans to the customer against immovable property; and Other loans represents loans against shares and SME loans. The company operates solely in India.
76GF Score

Get the complete analysis for NSE:CHOLAFIN

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,866.20
Price
₹2,152.94
GF Value