SMAL (Summit Bancshares,) Receipts from Customers

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SMAL Summit Bancshares, Inc. SMAL
58 GF Score
Price $11.80
GF Value $40.37
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Summit Bancshares, Receipts from Customers?

Receipts from Customers only applicable to companies reporting Cash Flow from Operations in direct method.

SMAL
58GF Score
Summit Bancshares, Inc. SMAL
Receipts from Customers is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Summit Bancshares, (SMAL) Overvalued in 2026?

Based on GuruFocus' analysis, Summit Bancshares, stock appears to be undervalued. The current stock price of $11.80 is trading 70.8% below its estimated GF Value™ of $40.37. GuruFocus considers Summit Bancshares, to be Significantly Undervalued.

Key valuation signals for SMAL:

  • Receipts from Customers:
  • GF Value™: $40.37 vs. price of $11.80 (70.8% below fair value)
  • GF Score™: 58/100 with 1 warning sign

No single metric tells the full story. See the SMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Summit Bancshares, Business Description

Address 2969 Broadway, Oakland, CA, USA, 94611
Summit Bancshares, Inc. operates in the banking industry. It offers personal banking, business banking, and other services. The Bank operates approximately three branches and provides commercial credit and other banking services to small and mid-sized businesses and professionals, including professional firms of physicians, attorneys, accountants, real estate developers, retailers, service firms, wholesalers, and distributors.
58GF Score

Get the complete analysis for SMAL

Receipts from Customers is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.80
Price
$40.37
GF Value