SMAL (Summit Bancshares,) Total Debt per Share: $0.63 (As of Dec. 2025)

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SMAL Summit Bancshares, Inc. SMAL
61 GF Score
Price $58.10
GF Value $40.32
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Summit Bancshares, Total Debt per Share?

Summit Bancshares, SMAL 61 Total Debt per Share is $0.63 as of Dec. 2025. GuruFocus rates SMAL with a GF Score™ of 61/100 and a GF Value™ of $40.32 (Significantly Overvalued). The stock has 5 warning signs investors should review.

$0.63 (As of Dec. 2025)

Total Debt per Share is calculated as total debt divided by Shares Outstanding (EOP). Total debt is calculated as Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Summit Bancshares,'s Total Debt Per Share for the quarter that ended in Dec. 2025 was $0.63.

Summit Bancshares, Total Debt per Share Historical Data

* Premium members only.

The historical data trend for Summit Bancshares,'s Total Debt per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Summit Bancshares, Total Debt per Share Chart

Summit Bancshares, Annual Data
Trend Dec10 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.15 0.90 0.63

Summit Bancshares, Semi-Annual Data
Dec99 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Debt per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 1.15 0.90 0.63
SMAL
61GF Score
Summit Bancshares, Inc. SMAL
Total Debt per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Summit Bancshares, Total Debt per Share Calculation

Summit Bancshares,'s Total Debt Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(0.74+0.00)/1.16
=0.63

Summit Bancshares,'s Total Debt Per Share for the quarter that ended in Dec. 2025 is calculated as:

Total Debt Per Share=(Long-Term Debt & Capital Lease Obligation+Short-Term Debt & Capital Lease Obligation)/Shares Outstanding (EOP)
=(0.74+0.00)/1.16
=0.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Debt per Share →
What does a Total Debt per Share of $0.63 mean?
Summit Bancshares, (SMAL) has a Total Debt per Share of $0.63 as of Dec. 2025. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Summit Bancshares, and its competitors.
Is Summit Bancshares,'s Total Debt per Share too high?
Summit Bancshares,'s current Total Debt per Share is $0.63. Overall, Summit Bancshares, has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Summit Bancshares,'s Total Debt per Share compare to CLST and CCBC?
Summit Bancshares,'s Total Debt per Share of $0.63 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Debt per Share for a Banks company?
A good Total Debt per Share depends on the Banks industry context. However, Total Debt per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Debt per Share mean?
A high Total Debt per Share can signal that a stock is expensive relative to its fundamentals. Total debt per share equals the per-share value of a company's long-term and short-term debt. View historical data on Summit Bancshares, and its competitors. Summit Bancshares,'s current Total Debt per Share is $0.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summit Bancshares, stock overvalued right now?
Based on GuruFocus' analysis, Summit Bancshares, (SMAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $40.32, compared to a current price of $58.10 — trading 44.1% above its estimated fair value. The current Total Debt per Share is $0.63. Summit Bancshares,'s overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Debt per Share calculated?
Total Debt per Share is calculated from a company's financial statements. For Summit Bancshares, (SMAL), the current Total Debt per Share is $0.63 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Summit Bancshares, (SMAL) Overvalued in 2026?

Based on GuruFocus' analysis, Summit Bancshares, stock appears to be overvalued. The current stock price of $58.10 is trading 44.1% above its estimated GF Value™ of $40.32. GuruFocus considers Summit Bancshares, to be Significantly Overvalued.

Key valuation signals for SMAL:

  • Total Debt per Share: $0.63
  • GF Value™: $40.32 vs. price of $58.10 (44.1% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the SMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Summit Bancshares, Business Description

Address 2969 Broadway, Oakland, CA, USA, 94611
Summit Bancshares, Inc. operates in the banking industry. It offers personal banking, business banking, and other services. The Bank operates approximately three branches and provides commercial credit and other banking services to small and mid-sized businesses and professionals, including professional firms of physicians, attorneys, accountants, real estate developers, retailers, service firms, wholesalers, and distributors.
61GF Score

Get the complete analysis for SMAL

Total Debt per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.10
Price
$40.32
GF Value