SMAL (Summit Bancshares,) 3-Month Share Buyback Ratio: 0.00% (As of Dec. 2025 )

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SMAL Summit Bancshares, Inc. SMAL
61 GF Score
Price $58.10
GF Value $40.33
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Summit Bancshares, 3-Month Share Buyback Ratio?

Summit Bancshares, SMAL 61 3-Month Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus rates SMAL with a GF Score™ of 61/100 and a GF Value™ of $40.33 (Significantly Overvalued). The stock has 5 warning signs investors should review.

3-Month Share Buyback Ratio only apply to companies whose reporting frequency is 3 months.

SMAL
61GF Score
Summit Bancshares, Inc. SMAL
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a 3-Month Share Buyback Ratio of 0.00 mean?
Summit Bancshares, (SMAL) has a 3-Month Share Buyback Ratio of 0.00 as of Dec. 2025. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Summit Bancshares, and its competitors.
Is Summit Bancshares,'s 3-Month Share Buyback Ratio too high?
Summit Bancshares,'s current 3-Month Share Buyback Ratio is 0.00. Overall, Summit Bancshares, has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Summit Bancshares,'s 3-Month Share Buyback Ratio compare to CLST and CCBC?
Summit Bancshares,'s 3-Month Share Buyback Ratio of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Banks company?
A good 3-Month Share Buyback Ratio depends on the Banks industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for Summit Bancshares, and its competitors. Summit Bancshares,'s current 3-Month Share Buyback Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summit Bancshares, stock overvalued right now?
Based on GuruFocus' analysis, Summit Bancshares, (SMAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $40.33, compared to a current price of $58.10 — trading 44.1% above its estimated fair value. The current 3-Month Share Buyback Ratio is 0.00. Summit Bancshares,'s overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For Summit Bancshares, (SMAL), the current 3-Month Share Buyback Ratio is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Summit Bancshares, (SMAL) Overvalued in 2026?

Based on GuruFocus' analysis, Summit Bancshares, stock appears to be overvalued. The current stock price of $58.10 is trading 44.1% above its estimated GF Value™ of $40.33. GuruFocus considers Summit Bancshares, to be Significantly Overvalued.

Key valuation signals for SMAL:

  • 3-Month Share Buyback Ratio: 0.00
  • GF Value™: $40.33 vs. price of $58.10 (44.1% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the SMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Summit Bancshares, Business Description

Address 2969 Broadway, Oakland, CA, USA, 94611
Summit Bancshares, Inc. operates in the banking industry. It offers personal banking, business banking, and other services. The Bank operates approximately three branches and provides commercial credit and other banking services to small and mid-sized businesses and professionals, including professional firms of physicians, attorneys, accountants, real estate developers, retailers, service firms, wholesalers, and distributors.
61GF Score

Get the complete analysis for SMAL

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.10
Price
$40.33
GF Value