SMAL (Summit Bancshares,) Intangible Assets: $0.00 Mil (As of Dec. 2025)

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SMAL Summit Bancshares, Inc. SMAL
60 GF Score
Price $58.10
GF Value $40.31
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Summit Bancshares, Intangible Assets?

Summit Bancshares, SMAL 60 Intangible Assets is $0.00 Mil as of Dec. 2025. GuruFocus rates SMAL with a GF Score™ of 60/100 and a GF Value™ of $40.31 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Intangible assets are defined as identifiable non-monetary assets that cannot be seen, touched or physically measured. Summit Bancshares,'s intangible assets for the quarter that ended in Dec. 2025 was $0.00 Mil.


Summit Bancshares,  (OTCPK:SMAL) Intangible Assets Explanation

If a company (company A) received a patent through their own work, though it has value, it does not show up on its balance sheet as an intangible asset. However, if company A sells this patent to company B, it will show up on company B's balance sheet as an intangible asset.

The same applies to brand names, trade secrets etc. For instance, Coca-Cola's brand is extremely valuable, but the brand does not appear on its balance sheet, because the brand was never acquired.

Some intangibles are amortized. Amortization is the depreciation of intangible assets.

Many intangibles are not amortized. They may still be written down when the company decides the asset is impaired.

Whenever you see an increase in goodwill over a number of years, you can assume it's because the company is out buying other businesses above book value. GOOD if buying businesses with durable competitive advantage.

If goodwill stays the same, the company when acquiring other companies is either paying less than book value or not acquiring. Businesses with moats never sell for less than book value.

Intangibles acquired are on balance sheet at fair value.

Internally developed brand names (Coke, Wrigleys, Band-Aid) however are not reflected on the balance sheet.

One of the reasons competitive advantage power can remain hidden for so long.


Be Aware

Companies may change the way intangible assets are amortized, and this will affect their reported earnings.


Summit Bancshares, Intangible Assets Related Terms


Summit Bancshares, Intangible Assets Historical Data

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The historical data trend for Summit Bancshares,'s Intangible Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Summit Bancshares, Intangible Assets Chart

Summit Bancshares, Annual Data
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Summit Bancshares, Semi-Annual Data
Dec99 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
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SMAL
60GF Score
Summit Bancshares, Inc. SMAL
Intangible Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Summit Bancshares, Intangible Assets Calculation

Intangible assets are defined as identifiable non-monetary assets that cannot be seen, touched or physically measured. Examples of intangible assets include trade secrets, copyrights, patents, trademarks. If a company acquires assets at the prices above the book value, it may carry goodwill on its balance sheet. Goodwill reflects the difference between the price the company paid and the book value of the assets.

Frequently Asked Questions Learn more about Intangible Assets →
What does a Intangible Assets of $0.00 Mil mean?
Summit Bancshares, (SMAL) has a Intangible Assets of $0.00 Mil as of Dec. 2025. Intangible assets include patents, goodwill and trade secrets. View historical data on Summit Bancshares, and its competitors.
Is Summit Bancshares,'s Intangible Assets too high?
Summit Bancshares,'s current Intangible Assets is $0.00 Mil. Overall, Summit Bancshares, has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Summit Bancshares,'s Intangible Assets compare to CLST and CCBC?
Summit Bancshares,'s Intangible Assets of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intangible Assets for a Banks company?
A good Intangible Assets depends on the Banks industry context. However, Intangible Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intangible Assets mean?
A high Intangible Assets can signal that a stock is expensive relative to its fundamentals. Intangible assets include patents, goodwill and trade secrets. View historical data on Summit Bancshares, and its competitors. Summit Bancshares,'s current Intangible Assets is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summit Bancshares, stock overvalued right now?
Based on GuruFocus' analysis, Summit Bancshares, (SMAL) is currently considered Significantly Overvalued. The stock's GF Value™ is $40.31, compared to a current price of $58.10 — trading 44.1% above its estimated fair value. The current Intangible Assets is $0.00 Mil. Summit Bancshares,'s overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intangible Assets calculated?
Intangible Assets is calculated from a company's financial statements. For Summit Bancshares, (SMAL), the current Intangible Assets is $0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Summit Bancshares, (SMAL) Overvalued in 2026?

Based on GuruFocus' analysis, Summit Bancshares, stock appears to be overvalued. The current stock price of $58.10 is trading 44.1% above its estimated GF Value™ of $40.31. GuruFocus considers Summit Bancshares, to be Significantly Overvalued.

Key valuation signals for SMAL:

  • Intangible Assets: $0.00 Mil
  • GF Value™: $40.31 vs. price of $58.10 (44.1% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the SMAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Summit Bancshares, Business Description

Address 2969 Broadway, Oakland, CA, USA, 94611
Summit Bancshares, Inc. operates in the banking industry. It offers personal banking, business banking, and other services. The Bank operates approximately three branches and provides commercial credit and other banking services to small and mid-sized businesses and professionals, including professional firms of physicians, attorneys, accountants, real estate developers, retailers, service firms, wholesalers, and distributors.
60GF Score

Get the complete analysis for SMAL

Intangible Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.10
Price
$40.31
GF Value