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IBN (ICICI Bank) Credit Losses Provision : $580 Mil (As of Dec. 2024)


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What is ICICI Bank Credit Losses Provision?

ICICI Bank's credit losses provision for the three months ended in Dec. 2024 was $149 Mil. Its credit losses provision for the trailing twelve months (TTM) ended in Dec. 2024 was $580 Mil.

ICICI Bank's quarterly credit losses provision increased from Jun. 2024 ($158 Mil) to Sep. 2024 ($165 Mil) but then declined from Sep. 2024 ($165 Mil) to Dec. 2024 ($149 Mil).

ICICI Bank's annual credit losses provision declined from Mar. 2023 ($674 Mil) to Mar. 2024 ($362 Mil) but then increased from Mar. 2024 ($362 Mil) to Mar. 2025 ($567 Mil).


ICICI Bank Credit Losses Provision Historical Data

The historical data trend for ICICI Bank's Credit Losses Provision can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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ICICI Bank Credit Losses Provision Chart

ICICI Bank Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Credit Losses Provision
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,026.90 2,288.25 674.42 362.25 567.00

ICICI Bank Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Credit Losses Provision Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.85 157.67 164.92 149.22 108.66

ICICI Bank Credit Losses Provision Calculation

For each period of operations, banks may reserve a portion of their income to cover the possible non-performing loans. The amount of the Credit Losses Provision is dependent on the management's estimate of the load quality they have. The higher Credit Losses Provision is, the lower banks' reported income in. This does not affect banks' cash flow statement.

Credit Losses Provision for the trailing twelve months (TTM) ended in Dec. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $580 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


ICICI Bank Business Description

Address
ICICI Bank Towers, Bandra-Kurla Complex, Mumbai, MH, IND, 400 051
ICICI Bank Ltd provides banking services. The company's operating segments include Retail Banking; Wholesale Banking; Treasury, Life insurance, Other Banking Business, and Others. The company generates maximum revenue from the Retail Banking segment which includes exposures of the Bank, which satisfy the four qualifying criteria of a regulatory retail portfolio as stipulated by RBI guidelines on the Basel III framework as well as includes income from credit cards, debit cards, third party product distribution, and the associated costs. Geographical segments include Domestic operations and Foreign operations. The company generates the majority of its revenue from the domestic operations.